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Credit Cards CIMB Bank Credit Cards V6, Cash Rebate Platinum, keep or cut ?

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OKLY
post Jun 27 2017, 04:48 PM

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Don't see apple.com listed in the front page, is it eligible for 5% online transaction cash back?
OKLY
post Jun 27 2017, 04:53 PM

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QUOTE(fruitie @ Jun 27 2017, 04:52 PM)
I don't see why it's not but it will have 1% border charges.
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Yup, even with the cross border charge I'll still be getting the most cashback compared to the other cards I have.
OKLY
post Jun 29 2017, 03:49 PM

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QUOTE(Tellmeyourstory @ Jun 29 2017, 03:33 PM)
Not sure if this is covered, but is it safe to say that we will get the 5% cash rebate so long the payment gateway is ipay88, e-GHL, jompay?
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No not safe to assume that way.

I believe CIMB picks up certain keyword from the merchant name that will appear in your statement as well. Example, paying telco bill for webe, if you pay through webe's website via iPay88, the merchant name that will appear will be iPay88*webedigital (something like this) and CIMB's system will pick that up and not give the 5% since this is under mobile bill payment.
OKLY
post Jul 1 2017, 04:38 PM

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Cashback credited after statement got generated. Question is have to pay statement amount or I can minus out the cashback? Noticed that CIMB does not consider the credit of cashback as "payment" unlike Maybank.

Example:
Statement amount = 2000
Cashback = 50 credited after statement

So to pay full RM2000 or just RM1950 will do?
OKLY
post Jul 1 2017, 10:48 PM

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QUOTE(wjleong15 @ Jul 1 2017, 08:53 PM)
fruitie
In the past 2 months I received 3 auto cl increased via sms
citi ambank and cimb
strange...
is it because of approved pb housing loan?
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QUOTE(fruitie @ Jul 1 2017, 09:07 PM)
Not sure. I hope they don't increase for me, buat susah me to call to refuse it. laugh.gif
I will have housing loan next time and see if that helps.
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Auto? I thought their SMS is usually a consent and have to reply if agree to the CL increase? At least that's what I experienced with Citi.
OKLY
post Jul 5 2017, 01:38 PM

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QUOTE(David83 @ Jul 5 2017, 08:46 AM)
Like that, this card is getting useless.
I'm wondering if the Lazada prepaid card encounters similar problem. hmm.gif
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I'm starting to feel this way as well for CR card, seems like too many restrictions/filtering from their system on eligibility for 5% online cashback.
OKLY
post Jul 5 2017, 02:33 PM

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QUOTE(fruitie @ Jul 5 2017, 01:40 PM)
I can accept those gray area items to be excluded but those obvious online transactions like Lazada and Taobao also kena. doh.gif
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Exactly, when there are too many criteria/keyword/MCC and more for their system to detect and filter out for eligibility of online cashback, legit ones might mistakenly be excluded.
OKLY
post Jul 23 2017, 12:00 AM

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QUOTE(MNet @ Jul 22 2017, 10:06 PM)
if use CIMB cash rebate to pay for grab or uber can we entitle for 5% online cash rebate?
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Grab has been reported to be entitled for 5%. Check first page.
OKLY
post Aug 29 2017, 01:45 PM

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QUOTE(aiishiteru @ Aug 29 2017, 11:38 AM)
May I know how did you guys apply for the Cash Rebate Platinum card i.e. through agent, banks or online? I've done the online application but was rejected right off after sending them the documents. CS refused to tell me the reason for rejection. My monthly salary is definitely more than RM24,000.00 per year. Anyone can enlighten me on this? Or is there any person from bank or agent who knows about this? Thank you.
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QUOTE(SzeMeng76 @ Aug 29 2017, 11:59 AM)
Thru online. 2nd attempt only approved. Normally bank wont disclose reason, but you roughly know it when you check your CCRIS report.
Either no credit history / bad in CCRIS / high DSR commitment.
You just try it after 3 months.
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I applied online for almost 5 times before I got the approval. I resubmit my application every 2-3 months until one fine day I received the card at my registered address (was not informed of the approval).
OKLY
post Oct 10 2017, 05:54 PM

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Their SMS got me curious but it’s a disappointment instead.

RM0.00 CIMB: Good news! Yr Cash Rebate Platinum Credit Card gets even more rewarding, effective 1NOV17! More info on this good news@ www.cimbbank.com.my/crnote
OKLY
post Oct 17 2017, 01:41 PM

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QUOTE(boonhan @ Oct 17 2017, 12:01 PM)
ya lo.. somemore not online  bye.gif
but cimb got pros also,
better exchange rate when u spend in other currency (if u compared to visa) and grocery and petrol back up card.
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Since this Cash Rebate card does not have AF, I guess still can keep it but perhaps reduce the CL and apply for other cards that offers better benefit.
OKLY
post Oct 29 2017, 05:44 PM

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QUOTE(christcwl9 @ Oct 29 2017, 04:46 PM)
Guys, my last statement was RM 2600, after cash rebate of RM 30, i paid in full RM 2570 (thinking everything was fine).

Then today when i received my October statement, i saw a financial charge of RM 29!!!!  bangwall.gif  mad.gif  ranting.gif

I called Customer service and argued, why was this as i paid in full but they replied because i didnt pay full as in statement balance?  bangwall.gif  Is it true???

THen i calculate for them, i am paying short of rm30 and got a rm29 financial charge?! Thats almost 100% interest  doh.gif
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It's always best to just pay the statement balance, the cashback you earned use it to knock off your new statement's balance.
OKLY
post Nov 16 2017, 01:40 PM

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QUOTE(hyelbaine @ Nov 15 2017, 11:53 AM)
Morning everyone,

I was "selected" to be offered a pre-approved CIMB WORLD Mastercard after receiving SMS about it and having it appear in my CIMBClicks a couple of days later. Was wondering if it's worth the hassle as I'm more than happy with my CIMB cashback card.

What think?
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My dad received this as well. I guess it’s another “campaign” being done by CIMB.
OKLY
post Nov 16 2017, 01:42 PM

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QUOTE(David83 @ Nov 15 2017, 06:04 PM)
Is this normal for CIMB CC?
I received SMS alert for each Wave transaction done via Samsung Pay.
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On the other hand, anyone knows if the SMS when there is a RM200 pre-authorise charge at petrol pumps can be disabled? Kinda annoying.
OKLY
post Nov 16 2017, 03:42 PM

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QUOTE(SzeMeng76 @ Nov 16 2017, 02:25 PM)
Ya I know. I means the notification SMS for this 200. I only received for 1st time.
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QUOTE(David83 @ Nov 16 2017, 02:27 PM)
Yes. First time only.
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I receive it every time I use my card at the pump. sweat.gif

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This post has been edited by OKLY: Nov 16 2017, 03:46 PM

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