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Credit Cards CIMB Bank Credit Cards V6, Cash Rebate Platinum, keep or cut ?

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SUSDavid83
post Apr 11 2017, 09:27 PM

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At last got new thread! rclxms.gif
SUSDavid83
post Apr 11 2017, 09:34 PM

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QUOTE(gastacopz @ Apr 11 2017, 09:33 PM)
they will call u in 12 weeks after campaign ends.

» Click to show Spoiler - click again to hide... «

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Still long way to go! yawn.gif
SUSDavid83
post Apr 15 2017, 11:44 AM

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Sorry to ask some stupid question.
I'm wondering how to use this TAC on mobile.
I have repeated the process many times but failed to get the TAC that I wanted.
I have to resolve to TAC on SMS.
SUSDavid83
post Apr 15 2017, 07:41 PM

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QUOTE(Nymphetamine666 @ Apr 15 2017, 07:02 PM)
Did u recently update ur mobile number? If no, then it simething to do with the system..slow or something..

It become more frustrated when u in a urgent
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No change of number.
Change phone last year.
SUSDavid83
post Apr 17 2017, 09:48 PM

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QUOTE(annoymous1234 @ Apr 17 2017, 09:44 PM)
what is this???? wanna apply the CR CC but it show me this instead.

Thank you for your interest in applying for a CIMB Bank Credit Card. We regret to inform that we are unable to accommodate your application at the moment. You may still enjoy a range of CIMB Bank Credit privileges by signing up for a Kwik/Prepaid Mastercard Account.
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Their system down?
SUSDavid83
post Apr 18 2017, 10:17 PM

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QUOTE(fruitie @ Apr 18 2017, 09:59 PM)
Wah, Lazada card. That sounds interesting. Hopefully it will offer some good discounts when shopping on Lazada site. biggrin.gif Quickly launch it.
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Not a fan of Lazada. laugh.gif
SUSDavid83
post Apr 18 2017, 10:26 PM

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QUOTE(fruitie @ Apr 18 2017, 10:25 PM)
I'm not as well but for if I shop locally, Lazada will be my first choice as it has more varieties. If I have a choice, I will still choose Taobao. tongue.gif
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Lazada UI is not nice.
I prefer 11street.
SUSDavid83
post Apr 21 2017, 07:54 AM

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QUOTE(cybpsych @ Apr 21 2017, 07:51 AM)
Notice of transactions excluded from Cash Rebate entitlement for CIMB Cash Rebate, CIMB Petronas and CIMB Tesco Credit Cards [ CIMB ]

http://www.cimbbank.com.my/content/dam/cim...dConditions.pdf

We wish to inform you effective 3 April 2017, transactions in respect of payments to charity and government related payments shall be excluded from earning cash rebates.
Payments to charity under designated Merchant Category Code (MCC) 8398- Charitable and social service organisations; and

Any government related payments under designated MCC below:-


9211Court costs, including alimony and child support
9222Fines
9223Bail and bond payments
9311Tax payments
9399Government services
9402Postal services – government only


Added on
last reported in Oct 2016, PTPTN card terminal was under MCC 9399: Government Services...
however, no info of the MCC if payment via PTPTN's online portal.

those who successfully paid ptptn, kindly check with CS what's the MCC of the transaction made via online portal.
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If PTPTN portal is not eligible for cash back, this will be sucks!
SUSDavid83
post Apr 21 2017, 08:04 AM

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QUOTE(cybpsych @ Apr 21 2017, 08:00 AM)
the more sux part is "effective 3 April", those who paid ptptn after this date will get this surprise  rclxub.gif
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sweat.gif I thought May 3rd! doh.gif
SUSDavid83
post Apr 25 2017, 07:15 PM

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QUOTE(JamesBotak @ Apr 25 2017, 06:38 PM)
Can anyone enlighten me about CIMB Easy Payment Plan (0%).

How do we do this EPP, is there any form to fill up during purchase, or we need to call bank after making the purchase or the merchant automatically does the EPP and we only need to pay accordingly?
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I believe it will be the latter. Ask the participating merchant to convert your swipe into EPP.
Participating merchant needs to have CIMB terminal.
SUSDavid83
post Apr 29 2017, 03:26 PM

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I haven't made payment to PTPTN via their portal.
Who checked with CS what is the MCC?
SUSDavid83
post Apr 30 2017, 08:43 AM

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Payment to PTPTN via PTPTN portal no longer earn 5% CB under online/e-commerce category. mad.gif

The CB I received for the payment I made on April 1st is way lesser than I expected. vmad.gif

Really need to check if UOB YOLO can earn CB for PTPTN. doh.gif
SUSDavid83
post Apr 30 2017, 09:55 AM

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The revision is super sucks!
SUSDavid83
post May 1 2017, 06:50 AM

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QUOTE(donhue @ Apr 30 2017, 10:41 PM)
Confirmed no CB for LHDN payment as well..

Not only wasted CB.. Had to absorb the 0.848% processing fee + GST somemore..
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Damn! I made a payment to LHDN too! vmad.gif
SUSDavid83
post May 1 2017, 12:26 PM

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QUOTE(cybpsych @ May 1 2017, 09:24 AM)
» Click to show Spoiler - click again to hide... «

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Tesco card only sweat.gif
SUSDavid83
post May 1 2017, 02:37 PM

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QUOTE(Duckies @ May 1 2017, 02:35 PM)
Eh I paid PTPTN using CIMB CB but don't seem to get the cash rebate...if I remember correctly should have right. I did get the rebate for petrol though hmm.
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Yesteday I did report that payment to PTPTN via its portal is no longer earn CB.
SUSDavid83
post May 1 2017, 07:00 PM

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QUOTE(kclamtarc @ May 1 2017, 06:52 PM)
Hi bros, I am new to the world of CC  blush.gif
I tried studying what you guys have posted all this while but still got some doubts:

1) Choosing to pay my house loan as well as insurance by monthly instalment (auto debit) will entitle me for 2 % rebate, right?
2) I usually top up my prepaid at XOX online portal. Is that considered online spend or "Other retail spend"?
3) I started using my cimb CC in April but till now still have not received any e-statement. Is this normal? I expect it will be sent to my email. (I realise I can check my transactions in CIMB clicks though)
4) I found the MCC with four figures following it useless because I never know exactly which shop is listed under each MCC. How do you guys know ah?

That's all my stupid questions. Happy Labour Day smile.gif
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1) You cannot repay house loan with credit card. So this is out of scope. Auto debit for insurance premium payment will not entitled for CB. This is under exclusion clause.
2) No idea with XOX. Need others to comment.
3) Statement will be sent to your registered email. So far not yet received. It could be late sometimes.
4. Once swiped, call CS to ask for MCC.
SUSDavid83
post May 3 2017, 08:56 PM

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QUOTE(DarReNz @ May 3 2017, 08:47 PM)
the only 5% via standing instruction is Time Broadband reported by victorywp
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Should be 2%
SUSDavid83
post May 4 2017, 09:33 PM

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fruitie Have you found a replacement for PTPTN beside M2Card AMEX?
SUSDavid83
post May 5 2017, 03:51 PM

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QUOTE(adele123 @ May 5 2017, 03:50 PM)
So, I wanted to call in to cancel my credit card. The customer service guy offered me rm15 but need to spend rm200. Doesn't seems like bad deal.
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Which card you plan to cancel?

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