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Credit Cards CIMB Bank Credit Cards V6, Cash Rebate Platinum, keep or cut ?

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adele123
post May 8 2017, 08:25 AM

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QUOTE(David83 @ May 7 2017, 11:45 PM)
Don't know. CS said submitted request but subject to approval.
I think reduce is easier than increase as increase CL requires submitting income proving documents.
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it was quite fast for me, about 1-2 working days, checked my cimbclicks later on to see it reduced.
LostAndFound
post May 8 2017, 09:27 AM

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QUOTE(Jeffreynsx @ May 8 2017, 08:11 AM)
Seriously? Usually people plan to increase their CL instead of decreasing it.
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Those who have lots of cards and want to apply more, reducing CL means bank more likely to approve your next card.

In fact I dunno why people so keen to increase CL for cards with capped benefits. 35k CL on a card which basically gives you nothing after the first RM600/1000.... any purpose? If emergency need to pay, normally possible to use multiple credit cards anyway, so I'd rather have that 35k spread over 2-3 cards which can have complementary benefits.
fruitie
post May 8 2017, 10:56 AM

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QUOTE(Jeffreynsx @ May 8 2017, 08:11 AM)
Seriously? Usually people plan to increase their CL instead of decreasing it.
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No benefit for high limit for this card. I plan to reduce mine too.
MeToo
post May 8 2017, 12:44 PM

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Oh wow.. just noticed CIMB/Eraman promo ended April.

Did they extend this? Cause this 15% is the main reason I hold onto the card...
SUSDavid83
post May 8 2017, 02:47 PM

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QUOTE(LostAndFound @ May 8 2017, 09:27 AM)
Those who have lots of cards and want to apply more, reducing CL means bank more likely to approve your next card.

In fact I dunno why people so keen to increase CL for cards with capped benefits. 35k CL on a card which basically gives you nothing after the first RM600/1000.... any purpose? If emergency need to pay, normally possible to use multiple credit cards anyway, so I'd rather have that 35k spread over 2-3 cards which can have complementary benefits.
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That is my goal to have PB Quantum being approved easily.

QUOTE(fruitie @ May 8 2017, 10:56 AM)
No benefit for high limit for this card. I plan to reduce mine too.
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I wanted to reduce since Day 1 but I was lazy to make calls to CS. blush.gif
piausuk
post May 8 2017, 10:34 PM

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Entitle 5% on
- Redbus Online (cross border fee applied)
- CJWowshop Online
TSDarReNz
post May 8 2017, 10:48 PM

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QUOTE(piausuk @ May 8 2017, 10:34 PM)
Entitle 5% on
- Redbus Online (cross border fee applied)
- CJWowshop Online
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can you confirm the below ?
1) https://www.redbus.my
2) http://www.cjwowshop.com.my
piausuk
post May 8 2017, 11:03 PM

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QUOTE(DarReNz @ May 8 2017, 10:48 PM)
can you confirm the below ?
1) https://www.redbus.my
2) http://www.cjwowshop.com.my
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yes, that's right. i always use CIMB to pay for this.
TSDarReNz
post May 9 2017, 05:40 AM

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QUOTE(piausuk @ May 8 2017, 11:03 PM)
yes, that's right. i always use CIMB to pay for this.
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thanks updated cool2.gif
SUSDavid83
post May 9 2017, 07:13 AM

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My new lower CL is in effect.
Checked from CIMBClicks.
eastwest
post May 9 2017, 09:44 AM

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Guys/gurls,

Now I have mastercard CR plat and standard plat(upgraded from gold, used from 2006). Any reason for me to keep the standard plat card?
cybpsych
post May 9 2017, 09:56 AM

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QUOTE(eastwest @ May 9 2017, 09:44 AM)
Guys/gurls,

Now I have mastercard  CR plat and standard plat(upgraded from gold, used from 2006). Any reason for me to keep the standard plat card?
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check the features of the card lo.

if nothing interesting or no use to you, just cancel it. have a little peace of mind with 1 lesser useless card to maintain.
eastwest
post May 9 2017, 10:20 AM

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QUOTE(cybpsych @ May 9 2017, 09:56 AM)
check the features of the card lo.

if nothing interesting or no use to you, just cancel it. have a little peace of mind with 1 lesser useless card to maintain.
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point is useless to me... only the cimb easy pay (epp for 36months looks useful, if I ever needed it).. besides, the standard card looks nicer compared to CR tongue.gif (for me lah)
cybpsych
post May 9 2017, 10:31 AM

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QUOTE(eastwest @ May 9 2017, 10:20 AM)
point is useless to me... only the cimb easy pay (epp for 36months looks useful, if I ever needed it).. besides, the standard card looks nicer compared to CR tongue.gif  (for me lah)
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u already got the answer anyway, why asked it at the first place? hmm.gif
eastwest
post May 9 2017, 11:08 AM

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QUOTE(cybpsych @ May 9 2017, 10:31 AM)
u already got the answer anyway, why asked it at the first place?  hmm.gif
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because I haven't use the standard card for long time already.. since I received the CR .. and I never used the EPP actually.. So I'm not sure whether I want to keep it or cancel it.. Will my ccris looks nicer if I cancel the card?
JamesBotak
post May 9 2017, 02:59 PM

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I tried to pay my U Mobile bill through the U Mobile app but after entering the OTP, it returned an error:

Error 502 Bad Gateway

I thought transaction failed hence tried again and the same thing.

Tried on the Web then and it was successful. After few minutes, got sms another transaction is successful (from the App which returned an error)

Call CIMB and they said can't do anything. Need to tell U Mobile to refund to CC.

Now I hate this app so much.
caesarx
post May 10 2017, 09:59 AM

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QUOTE(JamesBotak @ May 9 2017, 02:59 PM)
I tried to pay my U Mobile bill through the U Mobile app but after entering the OTP, it returned an error:

Error 502 Bad Gateway

I thought transaction failed hence tried again and the same thing.

Tried on the Web then and it was successful. After few minutes, got sms another transaction is successful (from the App which returned an error)

Call CIMB and they said can't do anything. Need to tell U Mobile to refund to CC.

Now I hate this app so much.
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is the amount big? else just treat as advance payment, next month no need pay lor

saitong09
post May 10 2017, 02:25 PM

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QUOTE(caesarx @ May 10 2017, 09:59 AM)
is the amount big? else just treat as advance payment, next month no need pay lor
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If CB already max capped then rugi lo tongue.gif
fruitie
post May 10 2017, 08:10 PM

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QUOTE(saitong09 @ May 10 2017, 02:25 PM)
If CB already max capped then rugi lo tongue.gif
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U Mobile payment has no cash back for 5%.
kclamtarc
post May 10 2017, 09:29 PM

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QUOTE(fruitie @ May 10 2017, 08:10 PM)
U Mobile payment has no cash back for 5%.
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not even 0.2% ?

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