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Credit Cards CIMB Bank Credit Cards V6, Cash Rebate Platinum, keep or cut ?
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adele123
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May 8 2017, 08:25 AM
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QUOTE(David83 @ May 7 2017, 11:45 PM) Don't know. CS said submitted request but subject to approval. I think reduce is easier than increase as increase CL requires submitting income proving documents. it was quite fast for me, about 1-2 working days, checked my cimbclicks later on to see it reduced.
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LostAndFound
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May 8 2017, 09:27 AM
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QUOTE(Jeffreynsx @ May 8 2017, 08:11 AM) Seriously? Usually people plan to increase their CL instead of decreasing it. Those who have lots of cards and want to apply more, reducing CL means bank more likely to approve your next card. In fact I dunno why people so keen to increase CL for cards with capped benefits. 35k CL on a card which basically gives you nothing after the first RM600/1000.... any purpose? If emergency need to pay, normally possible to use multiple credit cards anyway, so I'd rather have that 35k spread over 2-3 cards which can have complementary benefits.
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fruitie
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May 8 2017, 10:56 AM
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Rise and Shine
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QUOTE(Jeffreynsx @ May 8 2017, 08:11 AM) Seriously? Usually people plan to increase their CL instead of decreasing it. No benefit for high limit for this card. I plan to reduce mine too.
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MeToo
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May 8 2017, 12:44 PM
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Oh wow.. just noticed CIMB/Eraman promo ended April.
Did they extend this? Cause this 15% is the main reason I hold onto the card...
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SUSDavid83
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May 8 2017, 02:47 PM
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QUOTE(LostAndFound @ May 8 2017, 09:27 AM) Those who have lots of cards and want to apply more, reducing CL means bank more likely to approve your next card. In fact I dunno why people so keen to increase CL for cards with capped benefits. 35k CL on a card which basically gives you nothing after the first RM600/1000.... any purpose? If emergency need to pay, normally possible to use multiple credit cards anyway, so I'd rather have that 35k spread over 2-3 cards which can have complementary benefits. That is my goal to have PB Quantum being approved easily. QUOTE(fruitie @ May 8 2017, 10:56 AM) No benefit for high limit for this card. I plan to reduce mine too. I wanted to reduce since Day 1 but I was lazy to make calls to CS.
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piausuk
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May 8 2017, 10:34 PM
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Getting Started

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Entitle 5% on - Redbus Online (cross border fee applied) - CJWowshop Online
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TSDarReNz
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May 8 2017, 10:48 PM
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QUOTE(piausuk @ May 8 2017, 10:34 PM) Entitle 5% on - Redbus Online (cross border fee applied) - CJWowshop Online can you confirm the below ? 1) https://www.redbus.my2) http://www.cjwowshop.com.my
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piausuk
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May 8 2017, 11:03 PM
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Getting Started

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QUOTE(DarReNz @ May 8 2017, 10:48 PM) yes, that's right. i always use CIMB to pay for this.
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TSDarReNz
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May 9 2017, 05:40 AM
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QUOTE(piausuk @ May 8 2017, 11:03 PM) yes, that's right. i always use CIMB to pay for this. thanks updated
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SUSDavid83
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May 9 2017, 07:13 AM
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My new lower CL is in effect. Checked from CIMBClicks.
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eastwest
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May 9 2017, 09:44 AM
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Guys/gurls,
Now I have mastercard CR plat and standard plat(upgraded from gold, used from 2006). Any reason for me to keep the standard plat card?
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cybpsych
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May 9 2017, 09:56 AM
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QUOTE(eastwest @ May 9 2017, 09:44 AM) Guys/gurls, Now I have mastercard CR plat and standard plat(upgraded from gold, used from 2006). Any reason for me to keep the standard plat card? check the features of the card lo. if nothing interesting or no use to you, just cancel it. have a little peace of mind with 1 lesser useless card to maintain.
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eastwest
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May 9 2017, 10:20 AM
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QUOTE(cybpsych @ May 9 2017, 09:56 AM) check the features of the card lo. if nothing interesting or no use to you, just cancel it. have a little peace of mind with 1 lesser useless card to maintain. point is useless to me... only the cimb easy pay (epp for 36months looks useful, if I ever needed it).. besides, the standard card looks nicer compared to CR  (for me lah)
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cybpsych
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May 9 2017, 10:31 AM
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QUOTE(eastwest @ May 9 2017, 10:20 AM) point is useless to me... only the cimb easy pay (epp for 36months looks useful, if I ever needed it).. besides, the standard card looks nicer compared to CR  (for me lah) u already got the answer anyway, why asked it at the first place?
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eastwest
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May 9 2017, 11:08 AM
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QUOTE(cybpsych @ May 9 2017, 10:31 AM) u already got the answer anyway, why asked it at the first place?  because I haven't use the standard card for long time already.. since I received the CR .. and I never used the EPP actually.. So I'm not sure whether I want to keep it or cancel it.. Will my ccris looks nicer if I cancel the card?
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JamesBotak
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May 9 2017, 02:59 PM
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I tried to pay my U Mobile bill through the U Mobile app but after entering the OTP, it returned an error:
Error 502 Bad Gateway
I thought transaction failed hence tried again and the same thing.
Tried on the Web then and it was successful. After few minutes, got sms another transaction is successful (from the App which returned an error)
Call CIMB and they said can't do anything. Need to tell U Mobile to refund to CC.
Now I hate this app so much.
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caesarx
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May 10 2017, 09:59 AM
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QUOTE(JamesBotak @ May 9 2017, 02:59 PM) I tried to pay my U Mobile bill through the U Mobile app but after entering the OTP, it returned an error: Error 502 Bad Gateway I thought transaction failed hence tried again and the same thing. Tried on the Web then and it was successful. After few minutes, got sms another transaction is successful (from the App which returned an error) Call CIMB and they said can't do anything. Need to tell U Mobile to refund to CC. Now I hate this app so much. is the amount big? else just treat as advance payment, next month no need pay lor
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saitong09
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May 10 2017, 02:25 PM
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QUOTE(caesarx @ May 10 2017, 09:59 AM) is the amount big? else just treat as advance payment, next month no need pay lor If CB already max capped then rugi lo
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fruitie
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May 10 2017, 08:10 PM
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Rise and Shine
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QUOTE(saitong09 @ May 10 2017, 02:25 PM) If CB already max capped then rugi lo  U Mobile payment has no cash back for 5%.
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kclamtarc
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May 10 2017, 09:29 PM
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QUOTE(fruitie @ May 10 2017, 08:10 PM) U Mobile payment has no cash back for 5%. not even 0.2% ?
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