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Credit Cards CIMB Bank Credit Cards V6, Cash Rebate Platinum, keep or cut ?

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SUSDavid83
post May 6 2017, 07:25 AM

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I received RM 5 for AUTOPAY CR | CIMB EVA | CIMB BANK BERHAD
vseries
post May 6 2017, 09:31 AM

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Yesterday I bought something using lazada app with cimb cr, the transaction just went through without otp. Is this something new?

This post has been edited by vseries: May 6 2017, 09:42 AM
gastacopz
post May 6 2017, 10:39 AM

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QUOTE(vseries @ May 6 2017, 09:31 AM)
Yesterday I bought something using lazada app with cimb cr, the transaction just went through without otp. Is this something new?
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ur order poof already...go check
vseries
post May 6 2017, 10:47 AM

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QUOTE(gastacopz @ May 6 2017, 10:39 AM)
ur order poof already...go check
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It has been verified. Forgot to add, straight received sms
RM0.00 CIMB: MYR xxxx was charged on your card num xxxx at LAZADA MY (ECART S MY on 06/05. Pls call the num at the back of your card for any queries.
cybpsych
post May 6 2017, 11:57 AM

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QUOTE(vseries @ May 6 2017, 10:47 AM)
It has been verified. Forgot to add, straight received sms
RM0.00 CIMB: MYR xxxx was charged on your card num xxxx at LAZADA MY (ECART S MY on 06/05. Pls call the num at the back of your card for any queries.
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this msg is from bank that an attempt to charge the card from merchant.

since no OTP triggered & received, bank would reject the transaction. then it will update back to Lazada.

go check Lazada Order page. sometimes the order will be canceled/rejected. if so, the amount charged will be forfeited and wont be posted into your card.


depends on your intended results laugh.gif whether to purchase or hope it get canceled smile.gif my purchases so far with lazada, will always trigger OTP.

This post has been edited by cybpsych: May 6 2017, 11:59 AM
vseries
post May 6 2017, 12:48 PM

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QUOTE(cybpsych @ May 6 2017, 11:57 AM)
this msg is from bank that an attempt to charge the card from merchant.

since no OTP triggered & received, bank would reject the transaction. then it will update back to Lazada.

go check Lazada Order page. sometimes the order will be canceled/rejected. if so, the amount charged will be forfeited and wont be posted into your card.
depends on your intended results laugh.gif whether to purchase or hope it get canceled smile.gif my purchases so far with lazada, will always trigger OTP.
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Yes, I plan to buy. As of now order is still showing in lazada (more than 10 hours). Will just wait for a day or two. Later double purchase more trouble.

I always get otp using this card for lazada & other online transaction. It just this time so I thought something new has been implemented.

I guess cimb failed to trigger otp in this transaction.

Thanks.
JuneResources
post May 6 2017, 01:09 PM

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Hi guy, I m still newbies for the ctedit card.
What means of "standing instruction"? Is it walk in to the counter n swipe by credit xard consider standing instruction?
annoymous1234
post May 6 2017, 01:14 PM

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QUOTE(JuneResources @ May 6 2017, 01:09 PM)
Hi guy, I m still newbies for the ctedit card.
What means of "standing instruction"? Is it walk in to the counter n swipe by credit xard consider standing instruction?
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In other words, auto debit
JuneResources
post May 6 2017, 05:18 PM

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QUOTE(annoymous1234 @ May 6 2017, 01:14 PM)
In other words, auto debit
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Lol... Auto debit is totally different from "go to counter payment".
Auto debit is auto deductions by monthly one..
SUSDavid83
post May 6 2017, 05:29 PM

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QUOTE(JuneResources @ May 6 2017, 05:18 PM)
Lol... Auto debit is totally different from "go to counter payment".
Auto debit is auto deductions by monthly one..
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Then? What do you want?
eddie2020
post May 6 2017, 05:52 PM

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QUOTE(saitong09 @ May 5 2017, 09:39 AM)
If not mistaken is 3 months from the card approved date. You can call CIMB to activate without physical card on hand, but make sure nobody is using your card tongue.gif
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QUOTE(HenryJay @ May 5 2017, 02:43 PM)
u no need to have ur card in hand to activate, if u have cimclick, u can just activate there
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Erm... Card not on my hand.. Worried the card lost only.. Will go get back in another 2-3 weeks... If there is 3month time I definately won't worries..
SUSDavid83
post May 6 2017, 06:57 PM

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Just called CS to reduce my CL by half.
extinct_83
post May 7 2017, 02:01 PM

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Hi All - I got rejected when applying the CC - any advise how long to wait to re-apply again? Thanks
!@#$%^
post May 7 2017, 04:53 PM

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QUOTE(extinct_83 @ May 7 2017, 02:01 PM)
Hi All - I got rejected when applying the CC - any advise how long to wait to re-apply again? Thanks
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can try to send an appeal email first. if still rejected then try again in 6 months
codyauyong
post May 7 2017, 06:29 PM

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QUOTE(extinct_83 @ May 7 2017, 02:01 PM)
Hi All - I got rejected when applying the CC - any advise how long to wait to re-apply again? Thanks
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My credit card application was rejected on the spot during
CIMB Fiesta 2016 @ Mid Valley Exhibition Centre from 14-Oct-2016 To 16-Oct-2016.

Then, l applied again on 9 March 2017 via CIMB website and was approved.
codyauyong
post May 7 2017, 06:31 PM

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Has anyone received RM200 Guardian vouchers for new card application and spend above RM1,000?

The campaign was ended 31 March 2017. Called customer service gave me the standard reply should be on the way.
extinct_83
post May 7 2017, 11:11 PM

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QUOTE(codyauyong @ May 7 2017, 07:29 PM)
My credit card application was rejected on the spot during
CIMB Fiesta 2016 @ Mid Valley Exhibition Centre from 14-Oct-2016 To 16-Oct-2016.

Then, l applied again on 9 March 2017 via CIMB website and was approved.
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Thanks - meaning roughly to wait about 6 months.
atjm88
post May 7 2017, 11:41 PM

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QUOTE(David83 @ May 6 2017, 06:57 PM)
Just called CS to reduce my CL by half.
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Easy to reduce?
SUSDavid83
post May 7 2017, 11:45 PM

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QUOTE(atjm88 @ May 7 2017, 11:41 PM)
Easy to reduce?
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Don't know. CS said submitted request but subject to approval.
I think reduce is easier than increase as increase CL requires submitting income proving documents.
Jeffreynsx
post May 8 2017, 08:11 AM

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QUOTE(David83 @ May 7 2017, 11:45 PM)
Don't know. CS said submitted request but subject to approval.
I think reduce is easier than increase as increase CL requires submitting income proving documents.
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Seriously? Usually people plan to increase their CL instead of decreasing it.

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