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Credit Cards CIMB Bank Credit Cards V6, Cash Rebate Platinum, keep or cut ?

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kclamtarc
post Nov 17 2017, 11:48 AM

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QUOTE(laymank @ Nov 17 2017, 10:37 AM)
err... I was asking OKLY that question.  smile.gif
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I know. I am just sharing my experience LOL
klsooo
post Nov 17 2017, 06:51 PM

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Ystrdy called to cancel and offer rm15+15.
Today rm15 already posted on internet banking.


kuccified
post Nov 18 2017, 10:34 PM

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Just got a shock when I checked my statement this month... surprised it says unlimited cash rebate. Just checked and no 5% for online spend anymore. Time to cancel this card liao since got other cards alr for groceries and stuff
coolguy99
post Nov 19 2017, 08:08 AM

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QUOTE(kuccified @ Nov 18 2017, 10:34 PM)
Just got a shock when I checked my statement this month... surprised it says unlimited cash rebate. Just checked and no 5% for online spend anymore. Time to cancel this card liao since got other cards alr for groceries and stuff
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yes this card is next to useless now. just cancel it
TSDarReNz
post Nov 19 2017, 09:01 AM

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QUOTE(coolguy99 @ Nov 19 2017, 08:08 AM)
yes this card is next to useless now. just cancel it
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guess everyone is waiting for rebates from CS then proceed to terminate sweat.gif
SUSDavid83
post Nov 19 2017, 11:48 AM

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I need this card to participate in Samsung Pay-Mastercard Malaysia contest.
The only MC I got.
dayangheimy
post Nov 19 2017, 08:19 PM

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guys currently I am still on Enrich CC card,
and I am thinking of canceling the card to get another card with better point redemption (since Enrich card is RM4 - 1 bonus mile)
but I still have EPP on my enrich card.

can I transferred my EPP to new card?
Or do I have to settle the EPP first?
Anj
post Nov 20 2017, 04:00 AM

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Hi all, new to credit cards and recently been approved and sent my CIMB card. Thing is I applied for a card, and I was sent 2. One Visa, one Mastercard. Mastercard is a cashback card, the Visa card is a point rebate card. I was just wondering why the bank sent me 2 cards? I'm not sure of the purpose of having the 2nd card. Can someone enlighten me?


Jeffreynsx
post Nov 20 2017, 05:19 AM

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QUOTE(Anj @ Nov 20 2017, 04:00 AM)
Hi all, new to credit cards and recently been approved and sent my CIMB card. Thing is I applied for a card, and I was sent 2. One Visa, one Mastercard. Mastercard is a cashback card, the Visa card is a point rebate card. I was just wondering why the bank sent me 2 cards? I'm not sure of the purpose of having the 2nd card. Can someone enlighten me?
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The answer is simple. They want to achieve their sales target to earn some commission. Cancel those unnecessary CC if you didn't apply for it.

Jeffreynsx
post Nov 20 2017, 05:21 AM

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QUOTE(DarReNz @ Nov 19 2017, 09:01 AM)
guess everyone is waiting for rebates from CS then proceed to terminate  sweat.gif
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CIMB Bank should retain their 5% cash rebates for online spending instead of cancelled it. Not sure why they made this decision.
shin gouki
post Nov 20 2017, 11:44 AM

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I just applied the cash back CC oct but never received and activate the card via sms. So after knowing about the 0.2 cash back I rather not activate it even if I received it. I heard the CC agent said the card will be automatically canceled after not activated for 6 months. So should I just leave it as it is or cancel it?
!@#$%^
post Nov 20 2017, 11:57 AM

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QUOTE(shin gouki @ Nov 20 2017, 11:44 AM)
I just applied the cash back CC oct but never received and activate the card via sms. So after knowing about the 0.2 cash back I rather not activate it even if I received it. I heard the CC agent said the card will be automatically canceled after not activated for 6 months. So should I just leave it as it is or cancel it?
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if u dun require the card better cancel to clear up ur ccris. or u may set the credit limit to the minimum if u want to keep it.
Anj
post Nov 20 2017, 02:47 PM

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QUOTE(Jeffreynsx @ Nov 20 2017, 05:19 AM)
The answer is simple. They want to achieve their sales target to earn some commission. Cancel those unnecessary CC if you didn't apply for it.
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Ahhh got it, thanks. Seems a bit sneaky to slip in an extra card like that just to try to meet a quota.

TSDarReNz
post Nov 20 2017, 04:02 PM

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QUOTE(Jeffreynsx @ Nov 20 2017, 05:21 AM)
CIMB Bank should retain their 5% cash rebates for online spending instead of cancelled it. Not sure why they made this decision.
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hopefully CIMB would reinstate the benefits < 1.5 years once realised the market share has dropped significantly
djhenry91
post Nov 20 2017, 05:55 PM

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hopefully ar..see how lo..
i dah voice up..mostly they act ignore
SUSDavid83
post Nov 20 2017, 06:41 PM

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CIMB Eva-JomPay contest:

URL: https://www.cimbclicks.com.my/form/T&C_JomP...iPhone_X_EN.pdf
saitong09
post Nov 20 2017, 06:53 PM

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QUOTE(DarReNz @ Nov 20 2017, 04:02 PM)
hopefully CIMB would reinstate the benefits < 1.5 years once realised the market share has dropped significantly
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should < 0.5, can't wait for another year tongue.gif
beyond86
post Nov 20 2017, 08:04 PM

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Will cancel Cash Rebate card since no more online 5% rebate.

While maintain World MC although not so useful
wyh
post Nov 20 2017, 11:52 PM

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called to cancel and offered:
15 instant rebate + another 15 upon 200 spending in 30 days.
fruitie
post Nov 21 2017, 12:00 AM

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I'm waiting for my last cash back before call to cancel. Hopefully same offer. laugh.gif

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