Don't know. CS said submitted request but subject to approval.
I think reduce is easier than increase as increase CL requires submitting income proving documents.

The lowest cl...even my 1st cc higher than this  ...
Below RM5k

Some of us intentionally lower the CL (in fact CIMB CL is one of my higher ones). What's the point to have high CL with a limited-benefits card? RM600 max spending to max out the online cash rebate (my main focus), no free BT offer to utilize any additional CL anyway....

Hi All,

I just start working for 5 months and planning to get a cc. Annual income around 30k.
I am choosing between CIMB Platinum MasterCard 5% Cash Rebate and UOB One VisaClassic.

Kindly advise. Thank you.

I see... but i have did this for the past 1.5 year, and never got finance charge... sigh 

is this for CIMB only or the rest of the bank also same?

actually if you don't mind the hassle of requesting waiver of finance charge every month you can still do it 

Btw, I kena finance charge 2 times. I called in to waive. The funny point is, sometines i get charged, sometimes I dont. And I always pay outstanding balance for cimb. I called in to waive twice. Haah. Without hassle.

Fyi: ccris should only see late payment. And outstanding balance, but not the fact that I kena finance charge.

I'm trying to link my credit card to my cimbclick, it show successful, but I still unable to view it, anyone faced this b4? Is it I need to wait them to link after I click it? If yes, how long will it take to link my acc?

then since got forumer teach on how to get 5% back
mean cimb already aware of it
still don't want to fix it

Because credit card is an unsecured debt. If you end up not paying your credit card debt, it's difficult for the bank to get their money back. They can only threaten you with words and legal actions.
Hence, credit card is risky to the bank, so they want to make sure that they only give it to those who have a high chance of paying them back. If you don't have a credit history, they just assume that you are risky and reject your application.

On the other hand, debts like car loan or house loan are secured debts. If you end up not paying your loan, the bank has the right to take away your car or house. The bank can then sell it to get some of the money back. So it's a bit easier to get approved secured loans compared to credit cards.

Nope. Not my first credit card. I have other maybank card. Record too "clean" also problem. 
Really? I think I will just apply it at some CIMB booth in malls .
I guess I'm the no credit history. 

yes! clear up bill every month and they will send u 2nd card without your consent later..and tele-promoter will conveniently call u twice a month for 'promotion' limited time cash loan and every time you need to remind them that is wrong based on privacy data act

If cash rebate means my cash rebate platinum is now negative balance, can the balance be transferred to my CIMB savings account?

I applied online for almost 5 times before I got the approval. I resubmit my application every 2-3 months until one fine day I received the card at my registered address (was not informed of the approval).

nope.. the co brand lazada debit card also got issue. 
already emailed CIMB for action. call also no use. but for 3 weeks they keep replying rubbish. going to report to BNM soon.

my statement for august transaction. i only got RM0.84 + RM0.84 cashback.

THat is why what CIMB is doing is wrong and purely EVIL.  Maybank & PBB are more honest on this matter.

statenebt balance RM600
cash  rebate - RM30
outstanding RM570

why should we pay more when the actual outstanding already less?  THat's what happen when we want to stp using the card, we ended up having positive balance floating inside the card for no reason.  We are not getting the cashback in the end

Let's say you use the card again next month, let's say RM100, after pay the remaining outstanding of RM570, the actual outstanding is RM100.  So how can they charge customer on the RM100 that is not yet statemented?

So for the initial case above finance charge RM29 is according to the unpaid statment balance of RM30??  WHat is the % of finance charge?

Then the customer will love to cancel.
Anyway, first time heard send 5 cards to customers.

I guess this customers income should be.... very value..

Is this normal for CIMB CC?
I received SMS alert for each Wave transaction done via Samsung Pay.

I thought only new card will receive once?