thank you clarification. guess cimb cs dont know what he talking abt also. oh wells...

Quick query on the date range of the cashback.. is it from statement to statement, or based on calendar month?

Cause got a purchase incoming, might want to take adv of a promo ending 30 Apr. Statement appears on 28 Apr - cap RM30 met already for April.

as mentioned in post #2 it is based on statement date

How long it takes for approval process for Cimb CC?
I applied it online

It's based on posting date from 29th of current month to following month's 28th.

Did u guys experienced high number of SMS from cimb, keep promoting their RM1 deal for their credit card.

about 5-6 SMS until now already. now just 3.26pm.

Dont have, not even a single sms, guess I'm not entitled to RM1 bucks deals hahaha

Call CIMB to stop the SMS

Same here. Getting annoyed by the messages. One message is enough.

aiya just saw the RM150 lazada voucher with online application
now apply still can make it?

All cc member entitled la. Haha. Email also got eh.

Sms is good way to get promo info, but they somehow system bug? Spam....

I guess it solved now, didnt get anymore since the last post. Guess they do read complain~

Don't think so, need to get approved by 30Apr

well they should put the period until 28 Apr then

comparable to HSBC
received quite a lot sms from this 2 banks

Guys, I have been using CIMB CB since 2015, and through out that period there are several times where I paid less than statement balance and only pay the remaining outstanding. In fact I did that too last month and I was never been charged with finance charges. But today I saw that there is finance charges.

Is there anyone here doing the same thing as I did?

It has been repeated and reminded for few times that CIMB doesn't consider cash back as payment.
Yes, some got off but some didn't. I remember someone mentioned before there's a maximum amount can be offset without charged with financial charges.

Best is to avoid doing it.

Does this mention in their T&C. Cause I find it weird to pay for something that is not being statement-ed yet. Your statement as at 28th is RM600, your cash back is RM30. So your outstanding left is RM570. On 30th your charge for RM50.00, so or course you will pay the remaining outstanding minus the new transaction RM50 right?

1st, cimb did this on purpose by delaying the monthly cb to 29th when the statement being generated. hence statement amount wont inclusive of the monthly cb. this revision was effective July 2015.



2nd, cimb's finance charges logic only looks at statement amount, if it's fully paid or not. since they shifted the monthly cb to be posted after statement date, essentially statement amount is still full. also, cb is not treated as a "payment".

heck, i still have -RM30 floating in my CIMB CR card since Dec 2016, cuz i didnt use the card for any other spending

There should be exemption case, call CIMB to appeal

Got this in my cimb CR.. not sure what campaign is this: