It has been repeated and reminded for few times that CIMB doesn't consider cash back as payment.
Yes, some got off but some didn't. I remember someone mentioned before there's a maximum amount can be offset without charged with financial charges.

Best is to avoid doing it.

1st, cimb did this on purpose by delaying the monthly cb to 29th when the statement being generated. hence statement amount wont inclusive of the monthly cb. this revision was effective July 2015.



2nd, cimb's finance charges logic only looks at statement amount, if it's fully paid or not. since they shifted the monthly cb to be posted after statement date, essentially statement amount is still full. also, cb is not treated as a "payment".

heck, i still have -RM30 floating in my CIMB CR card since Dec 2016, cuz i didnt use the card for any other spending 

FAQ is correct.

question is the timing of the cb vs statement amount.

the cb doesn't reduce statement amount which already generated (closed), the cb is for NEXT statement which is due next month.

the max cb u get is not much. don't need to be so worry about it.

you're going to keep using the card anyway. just the cb earned is deferred to next statement.

same like me lor, rm30 cb still floating for few months liao

Oops. Then even posted merchant name doesn't determine the eligibility of cash back.
I wonder what sort of logic CIMB is using... Luckily I have stopped using it for Lazada and Taobao.

I don't think so is fixed. My friend and I is still 2%

At least PBB will credit back and not like CIMB, they will blame merchant.

Yes, help others. I don't have PBB card and didn't spend in Lazada with CR card anymore.

Oh. Ic
At least better than those get 0.2%

I'm using UOB YOLO and don't have so many things to buy now. Been spending like a mad lady since April, toned down a lot since July...

damn cimb cs didnt even bother to reply my email about the cb

Exclusion effective April 3rd, 2017

My July statement:  Received 5% cb for Lazada transactions with E-cart... descriptions; but not Lazada MY (only 0.2%).

Thanks! This cb card really lousy..  better use the one from pb bank...
I think lazada now also not entitled for cb for this card..
Thanks again!

whatever the CS said regarding that Lazada due to manual la etc etc, i just insisted that i still want to raised complain/report, in customer point of view, i'm dealing with e-commerce, there is no such thing as Kedai Lazada physically, everything is done online.

CS then give me the report number, then few days later, i notice that extra CB hv been credited to my cc account

my email to CIMB and BNM
Pertaining the above issue,
CIMB cash rebate did have cash rebate of 5% for online shopping from Lazada since I started 2016 till date

However, for July 2017 statement, there was no cash back from Lazada.
From the reply from CIMB as below, they stated that Lazada was not entitle for online cash rebate. So does this mean that Lazada is not entitle for eCommerce or did lazada have any physical shop now?

end
someone from CIMB call and will request the CC team to credit back my cb.
and she said if i did happen to use cimb cr and the same thing happen again. please call her back.

I am able to get cb 5% from lazada purchase via cimb cc after file them a case.

just sign up with paypal malaysia and add your credit card to it, during lazada checkout select paypal option
i would think to avoid this issue just use paypal option as above