1st, cimb did this on purpose by delaying the monthly cb to 29th when the statement being generated. hence statement amount wont inclusive of the monthly cb. this revision was effective July 2015.



2nd, cimb's finance charges logic only looks at statement amount, if it's fully paid or not. since they shifted the monthly cb to be posted after statement date, essentially statement amount is still full. also, cb is not treated as a "payment".

heck, i still have -RM30 floating in my CIMB CR card since Dec 2016, cuz i didnt use the card for any other spending 

So like try to con customers la....coz if like previously, they HAVE to consider as payment since the amount already reduced in statement, when they switched the date then not consider as payment....hhhmm

But in the FAQ stated this ->

FAQ is correct.

question is the timing of the cb vs statement amount.

the cb doesn't reduce statement amount which already generated (closed), the cb is for NEXT statement which is due next month.

then this is 1 very weird FAQ....the term "utilized towards payment of the outstanding balances". So IF you are not using your card after the statement produced, so let say you statement balance is RM600, and your outstanding balance also still remain as RM600, doesn't that make the cash rebate as part of the payment?  Need to talk to CIMB then, or worse BNM if required

Thanks for the info   

the max cb u get is not much. don't need to be so worry about it.

you're going to keep using the card anyway. just the cb earned is deferred to next statement.

same like me lor, rm30 cb still floating for few months liao

Notice of transactions excluded from Cash Rebate entitlement for CIMB Cash Rebate, CIMB Petronas and CIMB Tesco Credit Cards [ CIMB ]

http://www.cimbbank.com.my/content/dam/cim...dConditions.pdf

We wish to inform you effective 3 April 2017, transactions in respect of payments to charity and government related payments shall be excluded from earning cash rebates.
Payments to charity under designated Merchant Category Code (MCC) 8398- Charitable and social service organisations; and

Any government related payments under designated MCC below:-

9211	Court costs, including alimony and child support
9222	Fines
9223	Bail and bond payments
9311	Tax payments
9399	Government services
9402	Postal services – government only

---

Added on
last reported in Oct 2016, PTPTN card terminal was under MCC 9399: Government Services...
however, no info of the MCC if payment via PTPTN's online portal.

those who successfully paid ptptn, kindly check with CS what's the MCC of the transaction made via online portal.

Didn't get 5% cash rebate for MYEG road tax payment. Call CS to enquire. The answer she gave is that effective 03-04-2017, all goverment related payments are not eligible for the 5% cash rebate. This includes MYEG payments for road tax and summons.

Let you guys know tomorrow whether payment to TM via their portal entitled for any cashback.

If I do not want to apply via cimbclicks or phone or branch, is there anyway I can apply for CIMB cards via application form and send e-mail to customer services?

you guys sangat baik hati la to leave the float balance  

Didn't get 5% cash rebate for MYEG road tax payment. Call CS to enquire. The answer she gave is that effective 03-04-2017, all goverment related payments are not eligible for the 5% cash rebate. This includes MYEG payments for road tax and summons.

It seems paying by paypal with MYR... no longer has 0.8%  cross-border charge...

I haven't made payment to PTPTN via their portal.
Who checked with CS what is the MCC?

havent? didnt you pay at ptptn portal on 1 April? why not call CS to check the MCC?

some other ppl who paid ptptn earlier: omgimahero KeSToN fruitie

possibly eternity4av too.

I didn't pay using this card this month, I will appreciate if anybody has tried this month can report back the MCC.

the mcc doesnt change for your past transaction.