QUOTE(chiahau @ May 17 2017, 10:05 PM)
Income 100k also not easy to get? How come I got the impression that a lot of forumers got VS?
Credit Cards Public Bank Credit Cards, PB Visa Sig 6% & Quantum 5% Cash Back
|
|
May 17 2017, 10:18 PM
|
![]() ![]() ![]() ![]() ![]()
Senior Member
853 posts Joined: Apr 2017 |
|
|
|
|
|
|
May 17 2017, 10:36 PM
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
All Stars
17,510 posts Joined: Feb 2006 From: KL |
|
|
|
May 17 2017, 10:42 PM
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
All Stars
14,082 posts Joined: Aug 2009 From: Malaysia |
QUOTE(chonghe @ May 17 2017, 10:18 PM) Boss Fruitie I think salary > 100k but got ptptn issues so kenot get I think....Here many people got VS la. Only few cards are exclusive and rare unicorn. And even that got forumer Ada ( Eg - Amex Centurion ) |
|
|
May 17 2017, 11:40 PM
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
2,680 posts Joined: Dec 2010 |
|
|
|
May 18 2017, 12:14 AM
|
![]() ![]()
Junior Member
178 posts Joined: Mar 2013 |
Why someone have VS still want to get Quantum? Is that Quantum have extra benefit which VS don't have? Curious to know it, thanks
|
|
|
May 18 2017, 12:45 AM
|
![]() ![]()
Junior Member
191 posts Joined: Apr 2007 |
|
|
|
|
|
|
May 18 2017, 01:44 AM
|
![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
1,211 posts Joined: Aug 2008 |
|
|
|
May 18 2017, 01:46 AM
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
All Stars
18,432 posts Joined: Oct 2010 |
QUOTE(lilsunflower @ May 17 2017, 11:40 PM) Come on sis u r still young mah/mum. QUOTE(atjm88 @ May 18 2017, 12:14 AM) Why someone have VS still want to get Quantum? Is that Quantum have extra benefit which VS don't have? Curious to know it, thanks The Quantum Mastercard gives CB for new categories like deptStores, entertainment. |
|
|
May 18 2017, 07:18 AM
|
![]() ![]() ![]() ![]() ![]()
Senior Member
853 posts Joined: Apr 2017 |
QUOTE(alexanderclz @ May 17 2017, 10:36 PM) QUOTE(chiahau @ May 17 2017, 10:42 PM) Boss Fruitie I think salary > 100k but got ptptn issues so kenot get I think.... So it turns out that rich people like to surf forum?Here many people got VS la. Only few cards are exclusive and rare unicorn. And even that got forumer Ada ( Eg - Amex Centurion ) CC benefits is better for high income earners, no wonder the rich gets richers |
|
|
May 18 2017, 07:29 AM
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
All Stars
65,317 posts Joined: Jan 2003 |
QUOTE(chonghe @ May 17 2017, 08:47 PM) So public bank mortgage loans comes with a credit card free AF for life this is how i gotten my PBB VS.So the mortgage loan approved is 300K. I thought I will give VS a go however they sent me Visa platinum (my salary slightly less than 100k) Can I appeal to get VS? I thought if mortgage approved then can get VS? i applied loan from PBB for around RM450k. agent wanted me to get credit card, so i took the opportunity to get VS. while in negotiation on the loan rate etc etc, i pushed for VS to get it approved ASAP since the agent is the loan officer, so could get things done quicker (i guess). income that time also slightly lesser than RM100k but EA Form already exceeded that amount with Bonus inclusive. finally, gotten the VS, but rejected the loan offer since it's not competitive. |
|
|
May 18 2017, 07:52 AM
|
![]() ![]() ![]() ![]() ![]()
Senior Member
853 posts Joined: Apr 2017 |
QUOTE(cybpsych @ May 18 2017, 07:29 AM) this is how i gotten my PBB VS. Impressive. How can you get cc before accepting the loan? because the agent is loan officer?i applied loan from PBB for around RM450k. agent wanted me to get credit card, so i took the opportunity to get VS. while in negotiation on the loan rate etc etc, i pushed for VS to get it approved ASAP since the agent is the loan officer, so could get things done quicker (i guess). income that time also slightly lesser than RM100k but EA Form already exceeded that amount with Bonus inclusive. finally, gotten the VS, but rejected the loan offer since it's not competitive. Now that they already sent me Visa platinum (rubbish cc), so I am not really happy Probably I just don't meet their requirement |
|
|
May 18 2017, 07:54 AM
Show posts by this member only | IPv6 | Post
#1252
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
All Stars
14,082 posts Joined: Aug 2009 From: Malaysia |
QUOTE(chonghe @ May 18 2017, 07:18 AM) So it turns out that rich people like to surf forum? Rich people spends more time worrying bout their money than others.CC benefits is better for high income earners, no wonder the rich gets richers Try to ask your housing loan agent to apply for you lor Should be no problem to try your luck. |
|
|
May 18 2017, 07:54 AM
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
All Stars
52,874 posts Joined: Jan 2003 |
QUOTE(chonghe @ May 18 2017, 07:52 AM) Impressive. How can you get cc before accepting the loan? because the agent is loan officer? CIMB and PB have a practice of sending you CC with loan you applied.Now that they already sent me Visa platinum (rubbish cc), so I am not really happy Probably I just don't meet their requirement |
|
|
|
|
|
May 18 2017, 07:55 AM
|
![]() ![]() ![]() ![]() ![]()
Senior Member
743 posts Joined: May 2014 |
QUOTE(chiahau @ May 17 2017, 10:05 PM) 35k FD at board rate is required for earmark. There is also quite substantial amount of stamp duty to fork out for the pledged documents.This post has been edited by cappuccino vs latte: May 18 2017, 07:56 AM |
|
|
May 18 2017, 07:57 AM
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
7,496 posts Joined: Feb 2007 |
|
|
|
May 18 2017, 07:59 AM
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
All Stars
65,317 posts Joined: Jan 2003 |
QUOTE(chonghe @ May 18 2017, 07:52 AM) Impressive. How can you get cc before accepting the loan? because the agent is loan officer? becuase it was 2 separate applications mah. one is mortgage, another is cc.Now that they already sent me Visa platinum (rubbish cc), so I am not really happy Probably I just don't meet their requirement i did it on purpose to push the loan officer to settle my cc application. i guess she would get commission when i applied VS by myself, PBB also sent me Visa Platinum. after i received the card, i called-in to cancel it immediately. |
|
|
May 18 2017, 08:00 AM
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
6,429 posts Joined: Jun 2005 |
|
|
|
May 18 2017, 08:04 AM
Show posts by this member only | IPv6 | Post
#1258
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
All Stars
14,082 posts Joined: Aug 2009 From: Malaysia |
|
|
|
May 18 2017, 08:22 AM
|
![]() ![]() ![]() ![]() ![]()
Senior Member
986 posts Joined: Sep 2011 |
Anyone tried Grab with PB VS? Entitled to 6% CB?
Saw CIMB CB card manage to get so see anyone here tied it with PB VS/Quantum |
|
|
May 18 2017, 08:29 AM
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
All Stars
65,317 posts Joined: Jan 2003 |
QUOTE(ronnie @ Apr 18 2017, 07:53 AM) QUOTE(Devil4life @ May 18 2017, 08:22 AM) Anyone tried Grab with PB VS? Entitled to 6% CB? last reported above, yes. but others say no.Saw CIMB CB card manage to get so see anyone here tied it with PB VS/Quantum so, TS removed from the listing until someone reported latest GRAB transaction to confirm. |
|
Topic ClosedOptions
|
| Change to: | 0.0447sec
0.73
6 queries
GZIP Disabled
Time is now: 11th December 2025 - 07:11 PM |