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Credit Cards Public Bank Credit Cards, PB Visa Sig 6% & Quantum 5% Cash Back

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chonghe
post May 17 2017, 10:18 PM

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QUOTE(chiahau @ May 17 2017, 10:05 PM)
FD is the way to go with this card....

Even if income reached, not easy to get at all.
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Income 100k also not easy to get? rclxub.gif
How come I got the impression that a lot of forumers got VS?

!@#$%^
post May 17 2017, 10:36 PM

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QUOTE(chonghe @ May 17 2017, 10:18 PM)
Income 100k also not easy to get?  rclxub.gif
How come I got the impression that a lot of forumers got VS?
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because a lot of forumers are rich biggrin.gif
chiahau
post May 17 2017, 10:42 PM

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QUOTE(chonghe @ May 17 2017, 10:18 PM)
Income 100k also not easy to get?  rclxub.gif
How come I got the impression that a lot of forumers got VS?
*
Boss Fruitie I think salary > 100k but got ptptn issues so kenot get I think....

Here many people got VS la.

Only few cards are exclusive and rare unicorn.

And even that got forumer Ada ( Eg - Amex Centurion )
lilsunflower
post May 17 2017, 11:40 PM

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QUOTE(alexanderclz @ May 17 2017, 10:36 PM)
because a lot of forumers are rich  biggrin.gif
*
....or just old like me, so finally got enough salary after many many many years of working
atjm88
post May 18 2017, 12:14 AM

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Why someone have VS still want to get Quantum? Is that Quantum have extra benefit which VS don't have? Curious to know it, thanks smile.gif
fish_pg
post May 18 2017, 12:45 AM

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QUOTE(DarReNz @ May 17 2017, 09:15 PM)
i didn't think that popular bookstore and H&M would fall under Entertainment & Departmental
traveloka and domino pizza are they purchased through online web or mobile app ?
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Traveloka and domino were online purchased.
red_scorpion
post May 18 2017, 01:44 AM

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QUOTE(atjm88 @ May 18 2017, 12:14 AM)
Why someone have VS still want to get Quantum? Is that Quantum have extra benefit which VS don't have? Curious to know it, thanks smile.gif
*
quantum has other category for cash back such as entertainment.
with quantum, you can get another rm60 cash back if you spend max...
MGM
post May 18 2017, 01:46 AM

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QUOTE(lilsunflower @ May 17 2017, 11:40 PM)
....or just old like me, so finally got enough salary after many many many years of working
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Come on sis u r still young mah/mum. tongue.gif Say Hi to the baby.

QUOTE(atjm88 @ May 18 2017, 12:14 AM)
Why someone have VS still want to get Quantum? Is that Quantum have extra benefit which VS don't have? Curious to know it, thanks smile.gif
*
The Quantum Mastercard gives CB for new categories like deptStores, entertainment.
chonghe
post May 18 2017, 07:18 AM

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QUOTE(alexanderclz @ May 17 2017, 10:36 PM)
because a lot of forumers are rich  biggrin.gif
*
QUOTE(chiahau @ May 17 2017, 10:42 PM)
Boss Fruitie I think salary > 100k but got ptptn issues so kenot get I think....

Here many people got VS la.

Only few cards are exclusive and rare unicorn.

And even that got forumer Ada ( Eg - Amex Centurion )
*
So it turns out that rich people like to surf forum?
CC benefits is better for high income earners, no wonder the rich gets richers cry.gif
cybpsych
post May 18 2017, 07:29 AM

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QUOTE(chonghe @ May 17 2017, 08:47 PM)
So public bank mortgage loans comes with a credit card free AF for life

So the mortgage loan approved is 300K. I thought I will give VS a go however they sent me Visa platinum (my salary slightly less than 100k)

Can I appeal to get VS? I thought if mortgage approved then can get VS?
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this is how i gotten my PBB VS.

i applied loan from PBB for around RM450k. agent wanted me to get credit card, so i took the opportunity to get VS. while in negotiation on the loan rate etc etc, i pushed for VS to get it approved ASAP since the agent is the loan officer, so could get things done quicker (i guess).

income that time also slightly lesser than RM100k but EA Form already exceeded that amount with Bonus inclusive.

finally, gotten the VS, but rejected the loan offer since it's not competitive.
chonghe
post May 18 2017, 07:52 AM

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QUOTE(cybpsych @ May 18 2017, 07:29 AM)
this is how i gotten my PBB VS.

i applied loan from PBB for around RM450k. agent wanted me to get credit card, so i took the opportunity to get VS. while in negotiation on the loan rate etc etc, i pushed for VS to get it approved ASAP since the agent is the loan officer, so could get things done quicker (i guess).

income that time also slightly lesser than RM100k but EA Form already exceeded that amount with Bonus inclusive.

finally, gotten the VS, but rejected the loan offer since it's not competitive.
*
Impressive. How can you get cc before accepting the loan? because the agent is loan officer?
Now that they already sent me Visa platinum (rubbish cc), so I am not really happy cry.gif
Probably I just don't meet their requirement
chiahau
post May 18 2017, 07:54 AM

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QUOTE(chonghe @ May 18 2017, 07:18 AM)
So it turns out that rich people like to surf forum?
CC benefits is better for high income earners, no wonder the rich gets richers  cry.gif
*
Rich people spends more time worrying bout their money than others.

Try to ask your housing loan agent to apply for you lor laugh.gif

Should be no problem to try your luck.
SUSDavid83
post May 18 2017, 07:54 AM

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QUOTE(chonghe @ May 18 2017, 07:52 AM)
Impressive. How can you get cc before accepting the loan? because the agent is loan officer?
Now that they already sent me Visa platinum (rubbish cc), so I am not really happy  cry.gif
Probably I just don't meet their requirement
*
CIMB and PB have a practice of sending you CC with loan you applied.
cappuccino vs latte
post May 18 2017, 07:55 AM

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QUOTE(chiahau @ May 17 2017, 10:05 PM)
FD is the way to go with this card....

Even if income reached, not easy to get at all.
*
35k FD at board rate is required for earmark. There is also quite substantial amount of stamp duty to fork out for the pledged documents.

This post has been edited by cappuccino vs latte: May 18 2017, 07:56 AM
TSDarReNz
post May 18 2017, 07:57 AM

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QUOTE(fish_pg @ May 18 2017, 12:45 AM)
Traveloka and domino were online purchased.
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Regarding Traveloka ronnie has gotten cashback last year, wonder if it has changed ? hmm.gif
cybpsych
post May 18 2017, 07:59 AM

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QUOTE(chonghe @ May 18 2017, 07:52 AM)
Impressive. How can you get cc before accepting the loan? because the agent is loan officer?
Now that they already sent me Visa platinum (rubbish cc), so I am not really happy  cry.gif
Probably I just don't meet their requirement
*
becuase it was 2 separate applications mah. one is mortgage, another is cc.

i did it on purpose to push the loan officer to settle my cc application. i guess she would get commission biggrin.gif

when i applied VS by myself, PBB also sent me Visa Platinum. after i received the card, i called-in to cancel it immediately. laugh.gif
mamamia
post May 18 2017, 08:00 AM

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QUOTE(David83 @ May 18 2017, 07:54 AM)
CIMB and PB have a practice of sending you CC with loan you applied.
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RHB too
chiahau
post May 18 2017, 08:04 AM

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QUOTE(mamamia @ May 18 2017, 08:00 AM)
RHB too
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Depends on their angin.

I asked for their VS, they send me some shit Smart Value card laugh.gif

Have to enroll myself to their Premier banking to get the Infinite.
Devil4life
post May 18 2017, 08:22 AM

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Anyone tried Grab with PB VS? Entitled to 6% CB?

Saw CIMB CB card manage to get so see anyone here tied it with PB VS/Quantum
cybpsych
post May 18 2017, 08:29 AM

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QUOTE(ronnie @ Apr 18 2017, 07:53 AM)
My last GRAB transaction was on 16 March 2017. 99.99999% sure it's consider as Online
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QUOTE(Devil4life @ May 18 2017, 08:22 AM)
Anyone tried Grab with PB VS? Entitled to 6% CB?

Saw CIMB CB card manage to get so see anyone here tied it with PB VS/Quantum
*
last reported above, yes. but others say no.

so, TS removed from the listing until someone reported latest GRAB transaction to confirm.

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