300k I think they won't give you VS.

However, my friend's 800k loan does come with a VS.

FD is the way to go with this card....

Even if income reached, not easy to get at all.

because a lot of forumers are rich 

Boss Fruitie I think salary > 100k but got ptptn issues so kenot get I think....

Here many people got VS la.

Only few cards are exclusive and rare unicorn.

And even that got forumer Ada ( Eg - Amex Centurion )

this is how i gotten my PBB VS.

i applied loan from PBB for around RM450k. agent wanted me to get credit card, so i took the opportunity to get VS. while in negotiation on the loan rate etc etc, i pushed for VS to get it approved ASAP since the agent is the loan officer, so could get things done quicker (i guess).

income that time also slightly lesser than RM100k but EA Form already exceeded that amount with Bonus inclusive.

finally, gotten the VS, but rejected the loan offer since it's not competitive.

Rich people spends more time worrying bout their money than others.

Try to ask your housing loan agent to apply for you lor

Should be no problem to try your luck.

becuase it was 2 separate applications mah. one is mortgage, another is cc.

i did it on purpose to push the loan officer to settle my cc application. i guess she would get commission 

when i applied VS by myself, PBB also sent me Visa Platinum. after i received the card, i called-in to cancel it immediately.

You can use CIMB card on Monday, Maybank card on Wednesday, at Lazada App to get 10% off on umobile topup (excl RM30/50).

Most efficient way is to reload RM100 at one go using shopback+lazada. Using the standard RM100-RM15 here's your savings:-

RM15 (from voucher)
6.5% * RM85 (from shopback if you use lazada dupe)
6% * RM85 (from PBB VS, 5% if Quantum)
X% from PBB current 8x promo (hard to count that due to number of swipes, it's either RM4 or RM6.25 per swipe, you count yourself.

just sent in my application for Quantum cards ..

fingers crossed

p/s: also just called to cancel my UOB YOLO and ONE card

It's the 'we miss you' voucher that gets sent to your email every once in a while (or just check lalalaxx.com, normally will have a few). One use per account. Nowadays mobile reload can use voucher di.

And it's 3.5% for existing, that's why I mention dupe.

same account in shopback, dupe in lazada

cimb got mah, on lazada desktop, but no more % rebate

http://www.lazada.com.my/cimb/

Ya, I also want to use CIMB 10% Lazada app but not available. Maybe will come back after Raya?

what's the mcc for your transaction?

it could be under sports mcc.

Rich people spends more time worrying bout their money than others.

Try to ask your housing loan agent to apply for you lor

Should be no problem to try your luck.

becuase it was 2 separate applications mah. one is mortgage, another is cc.

i did it on purpose to push the loan officer to settle my cc application. i guess she would get commission 

when i applied VS by myself, PBB also sent me Visa Platinum. after i received the card, i called-in to cancel it immediately.

cant get vs go for quantum,

another way to get is having RM800k loan or 200k deposit with them?

Minimum is 30k lol

Ccris in general will show:
1) how much your credit limit and loan outstanding with financial institutions (loans, Credit cards etc)
2) how prompt is your payment to these accounts

So yes BT will show up in ccris.

For Quantum credit cards... when apply, can only apply either one right? Either Visa or Master only...