Impossible to get if income don't hit target.

Put FD if you're desperate.

This card and M2P is worth putting in FD for.

Someone mentioned before.

30k or so.

You can try negotiating lower since I don't see a minimum CL for this card.

The more important question is -

How legit is this?

No idea and honestly don't want to know

I rather not earn such CB.

Not worth getting a late payment risk on my profile

Yeap. Up to each individuals lor.

They want to expose their personal details to earn CB, okay lor.

Well, I have ptptn outstanding last time.

Cleared it and apply for Citibank almost instantly.

Approved with no issue 5 days later.

Just submit your application for quantum and see how they react

Still need to see income.

Unless you're talking about RHB where they issue VI to their premier banking customers.

That branch officer must be really below quota to ask for 70k FD lol....

So far it's 30k + stamp duty I think when I inquire over their HQ

For a Signature level card, 70k is steep....

Your FD is tied to the card until your income is capable to meet the requirement for the card....

For a signatures level card, 30k is already quite steep

I prefer to use other card to consolidate. Trouble is I have to keep track of 2-3 cards instead of one

Either way la, depends on what you want.

I'm going purely for air miles now so cashback is a part time thing I enjoy only. If they accept Amex, I'd use it anytime, any day.

No doubt pbb is good for its 6% cb and endless promo

I tried getting this card few times also but they die die don't want to give :/

If it fits your usage, sure it's worth!

I'm thinking to get the poor man VS (PBB Quantum)

Income should qualify XD

Meaning 2 cash back quota?

If yes, this is really good

Thanks!

Damn worth to apply this card now

300k I think they won't give you VS.

However, my friend's 800k loan does come with a VS.

FD is the way to go with this card....

Even if income reached, not easy to get at all.

Boss Fruitie I think salary > 100k but got ptptn issues so kenot get I think....

Here many people got VS la.

Only few cards are exclusive and rare unicorn.

And even that got forumer Ada ( Eg - Amex Centurion )

Rich people spends more time worrying bout their money than others.

Try to ask your housing loan agent to apply for you lor

Should be no problem to try your luck.

Depends on their angin.

I asked for their VS, they send me some shit Smart Value card

Have to enroll myself to their Premier banking to get the Infinite.

Put FD sure can approve.

Income dun reach, can say bye bye.

Minimum is 30k lol

200k can get their premier banking d?

Nah, my salary exceeded the threshold but PBB die die takmau kasi.

Holding other bank's Infinite so not really bothered about PBB anymore.

Even Housing Loan also they don't want to give to me

As long as they have the cash and no real use for it, if they think they can get their salary up to the 100k threshold within 1~2 years, it's still acceptable to put in the FD in my opinion. Once they hit 100k already, just submit the payslip and "release" the FD lor. That's what I did for my Maybank case.

Yes, placing the money in ASB / UT / insert investment could get higher return. But people don't usually document the hardship of trying to get units for ASB / monitoring for UT / etc.