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Credit Cards Public Bank Credit Cards, PB Visa Sig 6% & Quantum 5% Cash Back
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wjleong15
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 May 16 2017, 10:59 PM
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QUOTE(fruitie @ May 16 2017, 09:39 PM) I was just thinking to know the reason for rejection, since I read before someone who got rejected and got BNM to involve to know the reason. Itu saja.  Of course I know it is up to banks' discretion la.  Anyway, I'm done with PBB. End of Dec 2015 rejected, April 2017 still rejected. That's it, I will not try for the third time anymore. I will not even consider taking up their housing loan in the future. Like my friend in Maybank mortgage said, PBB is unique and has its own way of assessment. I guess she is right. Gotta find ways to maximise my cash back. Luckily I still have other cards. For now  this thread. So, it's PTPTN for sure.  Do you mean me? I did involved bnm last time and got my card approved, but not PBB. PBB I involved bnm only for my housing loan  This time when I applied quantum no issue.  You applied Quantum of VS? |
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pvateme
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May 16 2017, 11:08 PM
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QUOTE(coolguy99 @ May 16 2017, 10:21 PM) has anyone gotten the free kettle for the supplementary card? it has been 3 months yet kettle is no where to be seen questions: 1) did you fill up the correct free kettle supp card application form ? 2) did you send SMS to register for the free kettle campaign ? 3) did you meet the required spending amount within the dateline ? |
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fruitie
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May 16 2017, 11:38 PM
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Rise and Shine
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QUOTE(wjleong15 @ May 16 2017, 10:59 PM) Do you mean me? I did involved bnm last time and got my card approved, but not PBB. PBB I involved bnm only for my housing loan This time when I applied quantum no issue. You applied Quantum of VS? Oh, it was you? Cannot recall. I tried with Quantum only before moving to VS. Anyway, good for you.  |
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lilsunflower
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May 17 2017, 12:08 AM
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QUOTE(coolguy99 @ May 16 2017, 10:21 PM) has anyone gotten the free kettle for the supplementary card? it has been 3 months yet kettle is no where to be seen I JUST got my kettle recently (last week) even though I applied in January and fulfilled spending requirements on 30 January. Took 3.5 months in total. It was so long that I forgot about it! I love the kettle btw... It is really nice to use. Threw my old Phillips one away immediately! |
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wjleong15
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May 17 2017, 07:54 AM
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QUOTE(fruitie @ May 16 2017, 11:38 PM) Oh, it was you? Cannot recall. I tried with Quantum only before moving to VS. Anyway, good for you. OMG Why they reject your quantum? You should appeal |
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Devil4life
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May 17 2017, 07:56 AM
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QUOTE(fruitie @ May 16 2017, 09:39 PM) I was just thinking to know the reason for rejection, since I read before someone who got rejected and got BNM to involve to know the reason. Itu saja. Of course I know it is up to banks' discretion la. Anyway, I'm done with PBB. End of Dec 2015 rejected, April 2017 still rejected. That's it, I will not try for the third time anymore. I will not even consider taking up their housing loan in the future. Like my friend in Maybank mortgage said, PBB is unique and has its own way of assessment. I guess she is right. Gotta find ways to maximise my cash back. Luckily I still have other cards. For now this thread. So, it's PTPTN for sure. If so kinda confirm it's PTPTN record. Got my VS Signature last week just before Mother's day celebration so first transaction was swipe dinner for mom. Now thinking to apply for Quantum or not and also perhaps another supplementary card for mom |
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guailow83
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May 17 2017, 09:02 AM
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CB 5% on Quantum MasterCard
- TBS e-ticketing @ tbsbts.com.my
CB 5% on Quantum VISA
- Parkson @ Seremban
- MBO Cinema @ KSL City Mall, JB
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TSDarReNz
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May 17 2017, 10:15 AM
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QUOTE(guailow83 @ May 17 2017, 09:02 AM) CB 5% on Quantum MasterCard - TBS e-ticketing @ tbsbts.com.my CB 5% on Quantum VISA - Parkson @ Seremban - MBO Cinema @ KSL City Mall, JB cool updated |
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sendohz
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May 17 2017, 10:25 AM
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darrenz
Can i safely assume the VS online transactions is applicable to Quantum Mastercard as well?
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yiyi87
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May 17 2017, 10:29 AM
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Getting Started
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No cash back from Juiceworks
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MGM
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May 17 2017, 02:12 PM
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According to PBB CS, even though Shopee transactions requested for OTP, but Shopee submitted to PBB as mail order transactions so not qualify for 6% CB. My 8-May shopee trx all disqualified.  |
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TSDarReNz
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May 17 2017, 02:56 PM
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QUOTE(sendohz @ May 17 2017, 10:25 AM) darrenzCan i safely assume the VS online transactions is applicable to Quantum Mastercard as well? yeap online and dining are applicable  QUOTE(yiyi87 @ May 17 2017, 10:29 AM) No cash back from Juiceworks which Juiceworks branch ?  This post has been edited by DarReNz: May 17 2017, 02:58 PM |
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cappuccino vs latte
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May 17 2017, 02:56 PM
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QUOTE(MGM @ May 17 2017, 02:12 PM) According to PBB CS, even though Shopee transactions requested for OTP, but Shopee submitted to PBB as mail order transactions so not qualify for 6% CB. My 8-May shopee trx all disqualified. Thanks. I think will avoid Shopee as much as possible from now on. |
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kremlin
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May 17 2017, 03:03 PM
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QUOTE(cappuccino vs latte @ May 17 2017, 02:56 PM) Thanks. I think will avoid Shopee as much as possible from now on. will use it to qualify for 5x/8x promo |
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mamamia
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May 17 2017, 03:04 PM
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QUOTE(MGM @ May 17 2017, 02:12 PM) According to PBB CS, even though Shopee transactions requested for OTP, but Shopee submitted to PBB as mail order transactions so not qualify for 6% CB. My 8-May shopee trx all disqualified. QUOTE(cappuccino vs latte @ May 17 2017, 02:56 PM) Thanks. I think will avoid Shopee as much as possible from now on. But, OTP shown as eCom Transaction wor... how can PBB didnt grant us 6% cashback?  |
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cybpsych
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May 17 2017, 03:08 PM
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QUOTE(mamamia @ May 17 2017, 03:04 PM) But, OTP shown as eCom Transaction wor... how can PBB didnt grant us 6% cashback? cuz OTP shows eCom because the transaction triggered online by you. No issue from user's side. problem is, shopee somehow had to manually trigger the transaction to go thru via MOTO, so the final transaction captured by PBB would still non-online transaction. probably shopee's payment gateway got intermittent downtime? probably maintenance? seems like not pretty solid/fullproof to handle backend error transactions. |
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tonytyk
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May 17 2017, 03:32 PM
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QUOTE(MGM @ May 17 2017, 02:12 PM) According to PBB CS, even though Shopee transactions requested for OTP, but Shopee submitted to PBB as mail order transactions so not qualify for 6% CB. My 8-May shopee trx all disqualified. wonder are these transactions included for swipe more campaign? |
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MGM
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May 17 2017, 03:35 PM
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QUOTE(kremlin @ May 17 2017, 03:03 PM) will use it to qualify for 5x/8x promo QUOTE(tonytyk @ May 17 2017, 03:32 PM) wonder are these transactions included for swipe more campaign? Shopee trx are included in d 5x/8x promo, but I am targeting for categories that also entitled for 6%/5% CB using VS/Quantum. |
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cybpsych
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May 17 2017, 03:41 PM
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QUOTE(MGM @ May 17 2017, 03:35 PM) Shopee trx are included in d 5x/8x promo, but I am targeting for categories that also entitled for 6%/5% CB using VS/Quantum. same here. luckily i dont target much using Shopee, except for TNB which is 1-2 times per month. the rest, i prefer each own portal. saving a bit in Shopee, but possibility of losing 6%/5% from PBB |
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MGM
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May 17 2017, 03:46 PM
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QUOTE(cybpsych @ May 17 2017, 03:41 PM) same here. luckily i dont target much using Shopee, except for TNB which is 1-2 times per month. the rest, i prefer each own portal. saving a bit in Shopee, but possibility of losing 6%/5% from PBB Too bad TnGo doesn't have online topup facility, otherwise can enjoy 6%+12.5% "discount". |
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