How do you use update the portfolio history in the Portfolio IRR excel spreadsheet? I always get "Method or data member not found" error when I click on the "Capture Snapshot Only" button under "Investment Details" tab.

oh you didn't get the point. It was a comment to another guy's post stating any serve of noodles in KL is 'at least' RM10. The nuance is biased towards complaining when you are having a serve of noodles.

If you are truly reaping the rewards and enjoying why would you be complaining? If he hates the platform fee, by all means put the money into another funds which does not charge him fees equivalent to a bowl of RM10 noodles. But this is derailing so I just stop there.

What makes you sell the RHB EMBF?

Care to elaborate? Do you imply that the fund manager is departing from the fund's strategy/mandate or he is doing something sketchy?

yes, i saw those numbers are quite sad
its even worse than CMF

It's immortality of a sort I guess. Increasing your net worth is a sort of accomplishment, proof that you did something with your life. What is the sum total of say 90 years of life? what did you have to show for it? sometimes you want to leave a legacy, to say that this is what you did with your life, proof that you did not waste the life that you were given.

Some people get married, have kids, and achieve a sort of immortality that way. For the rest of us that have not been so fortunate, at least we get to pass on something when we are gone.

There is a value to money you don't use, it can be used to support your descendants. If what you like is cheap, what else can you do with the excess money?

No. I'm just pointing out that despite it being a bond fund, its volatility and returns are in fact more similar to a balanced/eq fund. Hence one should keep that in mind instead of allocating a high % thinking it is a portfolio stabilizer with amazing returns. Personally I treat it as part of my eq portion

Oh sorry didn't get the previous conversation.

I'm putting as short term saving only then use for investing in stocks. But the process so slow I haven't get my money yet. Now I check it seems my unit has disappeared from my account butt bank balance is not increase. Have u sold before and what experience?

If you aren't familiar with the process, there's a scary period of a day or two when that happens. Usually after that the funds should be in. This is a normal thing but the scary period should not be more than a week or so. After that if it's still missing you might have to check with FSM and your bank.

Thanks both for the info!

Just wondering, how much was everyone's portfolio ROI for 2016?

Thnx for the info. U r one of my respected forumer. I hope will go in on Monday. U know the stock price keep going up! I rugi so much already take as lesson. Next time need better planning

How to calculate? We need standardise because different method may benefit different account hehe. U know accounting magic

Thanks for the advice.

Thanks, I will consider it.

Based on my <1 year old account, it is currently the best performer with an ROI of 7.32%

I put in RM550 into the CMF and soon it appears in the account holding I sold RM500 and leave RM50 in the account which will sustain the platform fee for quite a while. From selling-day I think it took 4 or 5 working days for the money to be in my account. So much for 'highly liquid' CMF. I never sold any fund holdings other than CMF. But hey, since the money actually came back to me as I sold, I'm a little bit more confident that FSM is not a fraud (yet).

Thanks for the share. Since it took 4-5 working days I think will show this Monday. Cmf also took so long. I never plan to put cmf anyway. My rhb emerging bond still have the min unit. I still plan invest in it just will have better planning on withdrawal next time.

News: 2016 EPF dividend at 5.7%

This post has been edited by vmt: Feb 18 2017, 09:37 PM

Time to move the money to pb mutual

I just can't stand the bond fund entrance amount is odd number after they sell some units as platform fees just because I don't have anything in CMF

This post has been edited by 2387581: Feb 18 2017, 10:06 PM

They make you sign a declaration to that effect for the purpose of complying with Bank Negara rules but I don't think they have any way to check.

Don't be so shallow minded lah. 2014-2016 have been poor years for Malaysian equities, it's no surprised EPF has been down these few years. PB Mutual Malaysian funds are no better really. Negative returns most of their Malaysian funds.