Really ? Which funds are they ? Not the gold fund gua ?

This post has been edited by puchongite: Feb 17 2017, 04:22 PM

My very very small investment saw 30% return so take profit?

Just top up again to ponzi 2.0 today. May the green force continues

Me too. Last day of promo in eUT.

Wanted to top up India, but missed it, top up ponzi 2.0 instead.

Sounds like a good move.

Pay rm250 for how long? How many years?

coverage until I'm 70 if I'm not mistaken. continuous payment as this is solely a medical coverage since I'm already in the medical field I can take care of myself but just worried about the organs and cancer.

Guys,

I just opened an account. Main goal to invest in bond funds with nett return of 5% after all deductions I have other investments in equity, property, etc. I am mulling the following:

Affin Hwang Select Bond - 17.5%
KAF Bond - 17.5%
Libra Asnita Bond - 17.5%
RHB Islamic Bond - 17.5%
RHB Emerging Markets Bond - 30%

In short, Malaysia 70% and emerging markets 30%. All bond funds.

Thoughts or suggestions most welcome and appreciated.

Matt

hmmm... interesting. never seen someone doing all bonds. I would suggest you either back Libra asnita over kaf reasoning risk to return ratio.

also 30% to esther bond
30% rhb emerging market bond
20% to Anita bond
20% to rhb islamic

Thanks for the feedback. Mind to elaborate on the risk to return ratio? According to FSM site, Anita has slightly higher 3 yr risk-return ratio compared to KAF.

oh really? pardon my mistake then as i always thought Anita would be a better performer....unless....

head to fsm. look for the fund selector tool and select all bonds you are interested in. it will give you a snapshot of their possible performance

According to portfolio simulator, you can get 7.9% return with 3.34% volatility.

That should already exceeded your expectation. LOL.

theoretically can we just invest our entire diversified portfolio via bond funds? I mean does it beat other investment vehicles like epf

The sentence must be read in whole, ie if return is 7.9% and volatility is 3.34%, there is a chance one might get the worst case 7.9-3.34, which is worse than EPF.

Thanks again.

Thanks for the tip about the simulator.

Look forward to many stimulating discussions and exchange of ideas on this site.

if aiming for just 5% returns.....
I would aim for ASNx Fixed Priced funds.....
if I am at retirement age I would self top up into KWSP

I would suggest the following if you have > myr 10k for each fund:

25% esther bond
25% rhb emerging market bond
25% anita
25% united asian high yield bond

otherwise the above is fine

ERM wrong wrong wrong (dont mislead )

RIsk return ratio is the amount of return per risk

Higher risk return ratio means that given the same risk, anita give higher return compared to KAF bond

Or for the same amount of return, anita is less volatile than KAF bond

This post has been edited by AIYH: Feb 17 2017, 07:36 PM

Of course. Perfect example rhb islamic bond fund/affin hwang select bond.
If you are feeling adventurous, try united asian hy bond

Risk return ratio should be called return risk ratio to avoid misleading people. LOL.