you wont know when to top up if you choose to time the market

so i will just take the rsp as an auto top up without any emotion in deciding when to top up

probably its coincident or this is the price I pay

observed from my portfolio trend....
if the trend of my portfolio is of any indication....(of course cannot be of any indications in reality bcos the composition changed)
when based on my past portfolio trends......
I think my portfolio performance will stabilise now, maybe will stayed flat or going to drops for the next 4 months.....

Mkts going to CRASH now...get while you can, preserves profits, buy new note-5....




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Wowzers!!! Btw we still got much room - China, India and Australia are looking good. China has very low P/E ratios.

This post has been edited by contestchris: Feb 16 2017, 09:05 PM

China had been on low PE for many years already wor....

I know, but the expectation is changing right about now. Reflation has hit China. That's what's changed.

yes,...hope tis time, the mkts is just going to stay up for longer duration.......hope that Trump's promise of tax cuts can materialise as expected in the next few weeks....else

okay-lah.....I had already reduced 10% of asset to bond/cmf, reorganised my portfolio for year 2017, reallocated my weightage.......if there is any correction,...will see how severely affected my portfolio will be.....then will reassess again next year....

Huh? Now only you know ar that KapChai™ fund is positively correlated to Bursa? You a bit on the lembap side hor.....

You how many years main unit trust fund liao? Really unforgivable!

Xuzen

This post has been edited by xuzen: Feb 16 2017, 09:40 PM

Lu inin orang hor... I bet when you answer the standard risk profile questionaire, when she ask you you answer the following:

1) I am in this for long term.

2) Temporary market up and down do not bother me.

3) I seek capital growth bla bla bla.

Now market slightly goyang only, so fast kecut and pecut!

Xuzen

well I didn't have a cds account since when and I was monitoring my stocks until I came upon the thread. so yeah direct correlation to certain funds. hmmmm...

Hmm it's been a while i did not buy and wanted to put in some now.
Correct me if I am wrong, we wont know the price until we bought it rite?

Transaction before 3pm and after 3pm makes all the difference.
If you purchase by cheque, then probably no one would know the price.

I think I aware of the time, but do you know the price of the day, I reckon not?
And last I purchase was via bank in if i am not mistaken, sorry it was back in 2015

EQ/FI funds or CMF?

What does this have to do with CDS? FBMKLCI is the bellweather Malaysian index. To invest in local unit trust funds but not be aware of the index is ridiculous.

Btw, the correlation afaik is more with FBMSCAP/FBMEMAS rather than FBMKLCI for both KGF and Kapchai.

cds=Stocks. I didn't even look at KLCI or FBMSCAP before but now that I'm am more aware. settled.

Give yourselves a pat on the back! You're already ahead of the curve. Share this with your friends and raise awareness.

http://www.barrons.com/articles/the-one-th...hp_highlight_10

though it sounds good expect medical fees to be eating most of that chuck of money. times that to two adults and/or maybe aging parents along with your children.

sad reality. we work hard only to pay for medical later on

Thats why i get a medical card with almost zero death benefit. I can count on insurance company to share my medical bills, but unable count on them to manage my retirement

Care to share which card is that and where did you apply?
Do you pay first then claim back later/don't need to pay.