No unless you buy bond fynd with exit fees of less than 1 year.

hmmm... interesting. never seen someone doing all bonds. I would suggest you either back Libra asnita over kaf reasoning risk to return ratio.

also 30% to esther bond
30% rhb emerging market bond
20% to Anita bond
20% to rhb islamic

oh really? pardon my mistake then as i always thought Anita would be a better performer....unless....

head to fsm. look for the fund selector tool and select all bonds you are interested in. it will give you a snapshot of their possible performance

According to portfolio simulator, you can get 7.9% return with 3.34% volatility.

That should already exceeded your expectation. LOL.

RIsk return ratio is the amount of return per risk

Higher risk return ratio means that given the same risk, anita give higher return compared to KAF bond

Or for the same amount of return, anita is less volatile than KAF bond

my uneducated guess is that,...REITS is under "Focused Risk", thus it too has a highest risk rating....
You should remember that this is only a simplified guide on the classification of investment risks which does not take into account many other factors which affect the volatility and performance of unit trusts.

Focus Risk
Investment can also be classified by Focus Risk. This depends on the proportion of your unit trust's investment devoted to a particular region or sector. The less diversified a unit trust is, the greater the Focus Risk. 
For example, an unit trust that is invested in only one country or sector is highly susceptible to the changes in that particular region or sector, and thus may be subject to greater fluctuations. A unit trust that is invested over a wide range of countries and sectors has lower Focus Risk, as a bad performance in an area of investment may be offset by better performance in another.
Unit trusts with the same level of focus risk can be classified under two categories; Broadly Diversified and Narrowly Focused. 
Broadly Diversified unit trusts invest in a wide range of regions, countries and sectors. The words 'Global' or 'International' in them are usually good clues to indicate that they are broadly diversified.  

There are many different risk classification systems where investment is concerned. Various financial institutions have their own methodologies of classifying risk and returns. What you will have to do is to decide on which type of unit trust appeals to you most, and follow our rules of investing. 
Some would look at 3 years Risk Return ratio, 3 years Sharpe ratio, 3 years volatility % to determine how volatile is that fund.

https://www.fundsupermart.com.my/main/schoo...g.svdo?PageID=2

There was a distribution. You accounted for it already ? This reminds me of someone what saying Affin Hwang select bond is correlated to TA global tech. It seems quite true.