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 FundSuperMart v18 (FSM) MY : Online UT Platform, UT DIY : Babystep to Investing :D

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watermineral
post Jul 2 2025, 04:17 PM

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QUOTE(tifosi @ Jul 1 2025, 03:16 PM)
How's the conversion rate for fsm vs moomoo?
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not sure about moomoo but last i compare with wise, seems quite close

This post has been edited by watermineral: Jul 2 2025, 04:17 PM
Medufsaid
post Jul 7 2025, 04:50 PM

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looks like SPYL is available on FSMOne

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This post has been edited by Medufsaid: Oct 19 2025, 11:27 AM
degionz
post Jul 7 2025, 07:36 PM

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Hi guys,which assets can invest for safest long term around 10 years ?
MUM
post Jul 7 2025, 07:38 PM

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QUOTE(degionz @ Jul 7 2025, 07:36 PM)
Hi guys,which assets can invest for safest long term around 10 years ?
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What is your expected ROI pa?
degionz
post Jul 7 2025, 07:40 PM

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QUOTE(MUM @ Jul 7 2025, 07:38 PM)
What is your expected ROI pa?
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7% is good
MUM
post Jul 7 2025, 07:44 PM

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QUOTE(degionz @ Jul 7 2025, 07:36 PM)
Hi guys,which assets can invest for safest long term around 10 years ?
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QUOTE(degionz @ Jul 7 2025, 07:40 PM)
7% is good
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Would be very not easy to find....

Maybe round 5.8-6% pa with very long locking period unless you are near age 50, can try kwsp but subjected to max 100k deposit per year.

Unless you try those cash trust funds which were offered by those trust companies and not subjected to BNM purview.
There is an existing thread
Ubb CASH TRUST 3 years nett 6-8% pa anyone?,
https://forum.lowyat.net/topic/4801818


This post has been edited by MUM: Jul 7 2025, 07:47 PM
lim47
post Jul 11 2025, 05:12 PM

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The fees quite high, how many units I need to balance the fees ?



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lyekit
post Jul 11 2025, 05:19 PM

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QUOTE(lim47 @ Jul 11 2025, 05:12 PM)
The fees quite high, how many units I need to balance the fees ?
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Wow.. Fee is 10.99. So in the end you only get 4.30?
lim47
post Jul 11 2025, 05:22 PM

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QUOTE(lyekit @ Jul 11 2025, 05:19 PM)
Wow.. Fee is 10.99. So in the end you only get 4.30?
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If sell confirm rugi,
I think need save money top up unit 🥲
kazekage_09
post Jul 12 2025, 03:42 PM

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Between moomoo and fsmone, which offer better fees for doing etf rsp?
Medufsaid
post Jul 12 2025, 03:55 PM

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kazekage_09 FSMOne. currently FOC (only malaysian stamp duty need to pay)
luciuswks
post Jul 12 2025, 06:13 PM

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QUOTE(lim47 @ Jul 11 2025, 05:12 PM)
The fees quite high, how many units I need to balance the fees ?
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Got try the schedule sell function?
I think cheaper than manual sell. Just only can sell on selected date.
lim47
post Jul 12 2025, 07:03 PM

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QUOTE(luciuswks @ Jul 12 2025, 06:13 PM)
Got try the schedule sell function?
I think cheaper than manual sell. Just only can sell on selected date.
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Ohh ok, let me try also .can sell fractional together?

luciuswks
post Jul 12 2025, 07:45 PM

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QUOTE(lim47 @ Jul 12 2025, 07:03 PM)
Ohh ok, let me try also .can sell fractional together?
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Yes you can. You can see the charges below after you select the schedule sell. Seems much more lower.
kazekage_09
post Jul 24 2025, 08:47 AM

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Can anyone explain how the 30% dividend withholding tax for US ETF works?

For example the ETF give me 100 usd in dividend but I'll only get 70 usd?

can i reduce or avoid it? any strategic tips?

thanks
buffa
post Jul 24 2025, 09:09 AM

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QUOTE(kazekage_09 @ Jul 24 2025, 08:47 AM)
Can anyone explain how the 30% dividend withholding tax for US ETF works?

For example the ETF give me 100 usd in dividend but I'll only get 70 usd?

can i reduce or avoid it? any strategic tips?

thanks
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Yes. Give 100 dividend. But you only received 70.
No way to avoid.

Can buy Ireland-domiciled ETF, which have 15% dividend tax instead of 30%.
Example is VUSD equivalent to VOO

This post has been edited by buffa: Jul 24 2025, 09:10 AM
ListenToTheWind
post Jul 24 2025, 02:30 PM

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Anyone here bought some trust fund from FSM? I notice some discrepancy with their chart, fund performance data vs real life performance show on other site.

I open a topic here

Any idea why is there such huge difference in their chart plotting as well as their annualize performance data?
MUM
post Jul 24 2025, 02:40 PM

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QUOTE(ListenToTheWind @ Jul 24 2025, 02:30 PM)
Anyone here bought some trust fund from FSM? I notice some discrepancy with their chart, fund performance data vs real life performance show on other site.

I open a topic here

Any idea why is there such huge difference in their chart plotting as well as their annualize performance data?
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Maybe perhaps of the notes as per highlighted in "green"?


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ListenToTheWind
post Jul 24 2025, 02:47 PM

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QUOTE(MUM @ Jul 24 2025, 02:40 PM)
Maybe perhaps of the notes as per highlighted in "green"?
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Unfortunately, there is no distribution being declared for the past 1 year.
I will write in to FSM to seek for their explanation on how they calculate the annualize return.
MUM
post Jul 24 2025, 03:32 PM

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QUOTE(ListenToTheWind @ Jul 24 2025, 02:47 PM)
Unfortunately, there is no distribution being declared for the past 1 year.
I will write in to FSM to seek for their explanation on how they calculate the annualize return.
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If i am not mistaken, ...in the fsm tool (in fsmone website) there is a table/tool to calculates the performance of a fund based on a "from date" to "to date".

Also ta global tech has split and income distributions history in 2024 and 2025

This post has been edited by MUM: Jul 24 2025, 03:38 PM


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