The annual management fees 1.5% & trustee fee 0.07% above 18k......they are the fees that you don't feel or need to pay from your pocket annually.
they are computed daily, minused daily and reflected in the daily NAV...in which the NAV are where you calculates your actual returns...

Does that mean total fees are 3.18%? no,...as this in ratio "Annual expense ratio 1.61%",

Sales charge or (if any redemption fees) are the fees that you need to pay from your cash

Do you mean this? This is the MMF You can park cash into it to get projected 1.73% rate
Not related to your EPF Purchased fund.

Looks like another big correction is on the way ... hold cash and wait opportunity

FSM can do that for us right? Many other platform i found require u to convert by ur self from MYR to USD (e.g. use 3rd party transfer or open foreign acc) and thn transfer to them

I'm interested too but being able to only buy during US market opening times which is 1030pm to 6am Malaysia time is abit troublesome for me.

FSM still hasn't introduced the ability to lock orders in advance for the next X number of days right?

Can set advance buy day time unless you want live market buy 

Why not use limit order? https://www.fsmone.com.my/support/frequentl...tUniqueKey=2615

This is crazy. But how does RM to US conversion work in fsm?

Of course better than money changer with markup worse than banks spot rate 

But be prepared to pay 2% more than spot rate if anyone DCA 

You can rsp with interactive broker. Cheaper too. Not to mentioned you got access to fractional shares.
https://ibkr.info/article/4470

I was doing RSP bi-weekly for US ETF for the past year due to free process fee during promotion and have now changed to monthly as well.

I am just wondering how much process fee going forward since i only invest small amount monthly. I hope the process fee wouldn't be too high. If it's more than 1% of my invested amount, I probably would change the RSP to Principle Global Titan fund.

I don't think its as bad as 2% currently. But you may check again.. Wise & IBKR transfer isn't that great too nowadays MYR to USD has variable fee of 0.68% and USD to MYR has 0.61%.

Currently, you convert RM > USD > RM in FSMOne, RM1000 turns into RM987. (Conversion only as no USD transfer is involved)

In Wise, RM > USD (Transfer), then USD > RM (Conversion), RM1000 turns into RM985. (without covering incoming Wire fee into Wise)

anyone traded US etf on FSMone?

Looking for some advise. I want to start putting money into VOO and VUSXX. Is FSM the lowest fees platform vs stashaway, versa, moomoo?
I dont mind manually purchasing it every month or quarter, but RSP sounds convinient.

agreed, I'll DYI on that. Now I'm at -4%, contemplating if I should sell.