also the selling fees for LSE CSPX are very expensive right?as long as you are sure you don't need to suddenly sell it to free up some cash then it's fine

ya, plan to keep DCA for very long time, like >5 years and not gonna sell it anytime
will use their scheduled sell with lower fee too if wan to sell, not going to put urgent money in

you gonna keep your current RSP or setup a new RSP to replace?
Is the performance between the LSE and US etf significant enough to warrant a new position instead of continuing?

i gonna setup a new RSP for VUAA to replace VOO

vua or cspx for rsp?

There's rsp scheduled selling of ETFs at 0.15% (min MYR 1) for LSE

Source here: https://support.fsmone.com.my/hc/en-us/arti...RSP-investments

This post has been edited by terriblyrawtea: May 23 2025, 01:44 PM

CSPX due to its fund size bigger. Personally I time the market so I’d go CSPX. But doing RSP maybe VWRA and chill better idk…

Hi Sifu,

Is there QQQ or SMH equivalent in LSE?

Thanks.

CNDX can be the equivalent for QQQ

So if we use RSP, the fee min is RM1, but when sell is GBP15?

This post has been edited by annoymous1234: May 23 2025, 11:52 PM

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updated info here

This post has been edited by Medufsaid: Jul 7 2025, 04:51 PM

Stocks with GB (Great Britain) ISIN = 0.5% stamp duty on BUY trades

Stocks with IE (Ireland) Isin = 1% stamp duty on BUY trades

UK ETFs are free from UK Stamp Duty


LSE Stamping duty very expensive. More like targeting etf buy and hold very long.

This post has been edited by yakming: May 24 2025, 12:45 AM

ETF portfolio recovering.. should've top up more when tariff wave peak haha

You have chance later.
I gonna top up a bit.

I just did the RSP on CSPX.
RM500


I also did Exchange from RM to SGD to IBKR to USD on Monday.
RM500 to SGD 151.5152, SGD 151.5152 to USD in IBKR is USD 117.71.
(I did 8k SGD to USD, FX process fees is negligible)
Buy CSPX on IBKR commision is 4 USD.
Anyone know what is the RSP fees for IBKR?


Now FSMOne with 0 process fees, small amount, RSP using FSMOne should better.
Big amount lumpsum, IBKR is better.

This post has been edited by buffa: Jun 4 2025, 11:27 AM

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updated info here

This post has been edited by Medufsaid: Jul 7 2025, 04:51 PM

Not all of your RM500 is invested into ETF on FSMOne. A small portion remains in USD and isn’t invested into the ETF, so it’s not directly comparable with the IBKR 117.71 number

You are right, I just check USD account.
Myr account deducted RM500, I get back USD0.48 in USD.

The rest invested into CSPX.
Seem like it is even better to choose FSMOne.
Small amount and DCA monthly use FSMOne.

Big amount and lump sum, IBKR is better.

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updated info here

This post has been edited by Medufsaid: Jul 7 2025, 04:51 PM

Bear in mind FSMOne processing fee will definitely come back one day. Based on historical pattern, promo for 0 processing fee last for 1 year after which, you'll be charged processing fee