QUOTE(no6 @ Jul 30 2020, 12:47 AM)
psst:https://www.amazon.com/Value-Averaging-Stra....com%3A%20Books
FundSuperMart v18 (FSM) MY : Online UT Platform, UT DIY : Babystep to Investing :D
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Jul 30 2020, 11:04 AM
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Elite
5,608 posts Joined: May 2011 From: Here, There, Everywhere |
QUOTE(no6 @ Jul 30 2020, 12:47 AM) psst:https://www.amazon.com/Value-Averaging-Stra....com%3A%20Books no6 liked this post
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Jul 30 2020, 11:05 AM
Show posts by this member only | IPv6 | Post
#22402
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Junior Member
292 posts Joined: Sep 2013 |
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Jul 30 2020, 04:31 PM
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Senior Member
2,106 posts Joined: Jul 2018 |
QUOTE(monkey9926 @ Jul 30 2020, 11:05 AM) if apple to apple comparison, bond/Fixed income funds don't have sale charge on FSM platformyou can go for others bond funds which dont have both sale charge and redemption fee. most of them has platform fee which is FMS earning thou |
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Jul 30 2020, 05:52 PM
Show posts by this member only | IPv6 | Post
#22404
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Junior Member
452 posts Joined: Jan 2016 |
Eastspring small cap 20% profit de sell or hold hmmm
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Jul 30 2020, 06:07 PM
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Junior Member
427 posts Joined: Oct 2010 |
any idea is our fund made available in the cash account if we were to fpx after 3pm ?
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Jul 30 2020, 08:00 PM
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All Stars
10,340 posts Joined: Jan 2003 |
QUOTE(no6 @ Jul 30 2020, 06:07 PM) No. no6 liked this post
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Jul 30 2020, 09:04 PM
Show posts by this member only | IPv6 | Post
#22407
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Junior Member
124 posts Joined: Oct 2011 |
FSM promotion of 0.5% sales charge is until 31 July (tomorrow) but it's a public holiday for Hari Raya Haji.
So, if I buy the fund tonight or tomorrow, I guess I will still get the 0.5% sales charge but the transaction will be priced on Monday 3 August? Am I right? Can any sifus advice? P/S Yes, I am last minute buyer (waiting for price to go lower, today Germany stock market dropped) so planning to go into Principal Global Titans Fund. https://www.fundsupermart.com.my/fsmone/adm...etMYCIMB010.pdf https://money.cnn.com/data/world_markets/europe/ European markets are sharply lower today with shares in Germany off the most. The DAX is down 2.38% while London's FTSE 100 is off 1.68% and France's CAC 40 is lower by 1.24%. This post has been edited by Fledgeling: Jul 30 2020, 09:05 PM |
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Jul 31 2020, 08:01 AM
Show posts by this member only | IPv6 | Post
#22408
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Junior Member
292 posts Joined: Sep 2013 |
QUOTE(Fledgeling @ Jul 30 2020, 09:04 PM) FSM promotion of 0.5% sales charge is until 31 July (tomorrow) but it's a public holiday for Hari Raya Haji. cannot be sure on the transaction date since its public holiday. So, if I buy the fund tonight or tomorrow, I guess I will still get the 0.5% sales charge but the transaction will be priced on Monday 3 August? Am I right? Can any sifus advice? P/S Yes, I am last minute buyer (waiting for price to go lower, today Germany stock market dropped) so planning to go into Principal Global Titans Fund. https://www.fundsupermart.com.my/fsmone/adm...etMYCIMB010.pdf https://money.cnn.com/data/world_markets/europe/ European markets are sharply lower today with shares in Germany off the most. The DAX is down 2.38% while London's FTSE 100 is off 1.68% and France's CAC 40 is lower by 1.24%. |
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Jul 31 2020, 08:25 AM
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Senior Member
2,649 posts Joined: Nov 2010 |
QUOTE(Fledgeling @ Jul 30 2020, 09:04 PM) FSM promotion of 0.5% sales charge is until 31 July (tomorrow) but it's a public holiday for Hari Raya Haji. But top 10 Holdings, only which 2 is European, and sector allocation mainly USA and Japan, about 54% in totalSo, if I buy the fund tonight or tomorrow, I guess I will still get the 0.5% sales charge but the transaction will be priced on Monday 3 August? Am I right? Can any sifus advice? P/S Yes, I am last minute buyer (waiting for price to go lower, today Germany stock market dropped) so planning to go into Principal Global Titans Fund. https://www.fundsupermart.com.my/fsmone/adm...etMYCIMB010.pdf https://money.cnn.com/data/world_markets/europe/ European markets are sharply lower today with shares in Germany off the most. The DAX is down 2.38% while London's FTSE 100 is off 1.68% and France's CAC 40 is lower by 1.24%. May I ask, why you are looking at German/European? |
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Jul 31 2020, 10:14 AM
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All Stars
10,340 posts Joined: Jan 2003 |
QUOTE(Fledgeling @ Jul 30 2020, 09:04 PM) FSM promotion of 0.5% sales charge is until 31 July (tomorrow) but it's a public holiday for Hari Raya Haji. For me Euro has always disappoint me. So if possible i always try to avoid Euro zone.So, if I buy the fund tonight or tomorrow, I guess I will still get the 0.5% sales charge but the transaction will be priced on Monday 3 August? Am I right? Can any sifus advice? P/S Yes, I am last minute buyer (waiting for price to go lower, today Germany stock market dropped) so planning to go into Principal Global Titans Fund. https://www.fundsupermart.com.my/fsmone/adm...etMYCIMB010.pdf https://money.cnn.com/data/world_markets/europe/ European markets are sharply lower today with shares in Germany off the most. The DAX is down 2.38% while London's FTSE 100 is off 1.68% and France's CAC 40 is lower by 1.24%. |
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Aug 1 2020, 12:04 PM
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Senior Member
4,436 posts Joined: Oct 2008 |
Blow -water session #49
This is my 49th month of tracking my port. Last month Algozen ver four M-o-M is +ve 2.00%. It was a good month. Come come, market lets add oil! Gambatte! Xuzen This post has been edited by xuzen: Aug 1 2020, 12:04 PM |
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Aug 1 2020, 12:34 PM
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Senior Member
8,188 posts Joined: Apr 2013 |
QUOTE(xuzen @ Aug 1 2020, 12:04 PM) Blow -water session #49 This is my 49th month of tracking my port. Last month Algozen ver four M-o-M is +ve 2.00%. It was a good month. Come come, market lets add oil! Gambatte! Xuzen i got +1.87% with a port consisted with 32% in Asia Reits, 52% in FI, 15% in Asia pac. i think you got a much more aggressive port than mine... Attached thumbnail(s) |
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Aug 1 2020, 12:40 PM
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All Stars
10,340 posts Joined: Jan 2003 |
Eh blow water session starts early. The 30th July NAV Monday only get.
I didnt manage to get my calculator in order yet Updated only until 23/7. I didn't capture any new portfolio snapshot after that date yet. 1 Jan - 31 Jan : TWR -2.31%, MWR -1.46%, ROI MoM -1.93% 1 Jan - 29 Feb : TWR -2.30%, MWR -23.61%, ROI MoM -1.49% 1 Jan - 31 Mar : TWR -12.86%, MWR -31.99%, ROI MoM -11.29% 1 Jan - 30 Apr : TWR -4.75%, MWR -11.91%, ROI MoM +12.76% 1 Jan - 31 May : TWR -0.22%, MWR 2.15%, ROI MoM +4.62% 1 Jan - 30 Jun : TWR 5.25%, MWR 5.91%, ROI MoM +5.21% 1 Jan - 23 Jul : TWR 17.78%, MWR 21.61%, ROI MoM +9.96% This post has been edited by WhitE LighteR: Aug 2 2020, 02:54 PM |
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Aug 1 2020, 01:12 PM
Show posts by this member only | IPv6 | Post
#22414
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Junior Member
373 posts Joined: Jan 2009 |
I am using managed portfolio.
Where do I look for the dividend payout option? I could not find it in website/app. QUOTE Yes, you can change the dividend payment method for your cash investments (unit trust only) via the following ways: Also which option should I choose?a) Via View Holdings page: My Account > Investment Holdings > Under "Interest Income / Dividend Payment Method" > Click on button and select your preferred dividend methods from the list > Click on ‘Save’ button. b) Upon placing buy order online: Go to "Place Orders" > Select funds under "What do you wish to buy?" to purchase and you will be able to select your preferred dividend method online during the purchase. I assume option 1 is the best as there is no service charge. QUOTE The default of dividend payment methods is pre-determined by FSMOne. For Cash investments, there are 3 types of dividend payment methods: 1) Reinvest: The dividends will be reinvested in the form of additional units in your relevant holding. It will reflect under your historical transactions as a purchase, hence you will see additional units in your fund holdings. You will also receive an online statement via email with regards to the transaction. All dividend reinvestment will not result in an increase in the cost of investment. The rationale for doing so is that dividend is not an injection of new monies by the investors as such it should not increase the cost of investment. By not reducing the cost, the weighted average cost as a result decreases with every dividend reinvestment. 2) Cash Payout: The dividend will be issued in the form of SGD denominated cheque and credit into your designated bank account, or mail to you if you do not have a local bank account, if the relevant fund's terms and conditions specify or permit the payout of dividends. Note: For dividend amount below SGD10, USD10, EUR10, AUD10, GBP10, CHF10, NZD10, HKD50, CNH50, the dividend will be credited into method 3) below. 3) Deposit into Cash Account: If you did not opt in to Auto-Sweep, the dividends will be deposited into your FSM Cash Account in accordance to the fund currency upon payout. If you opted in to Auto-Sweep Account, your dividend in SGD will be automatically invested in Auto-Sweep Account ONE business day after you received it. Non-SGD dividend will still be credited into the respective Cash Account. |
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Aug 1 2020, 01:19 PM
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All Stars
14,909 posts Joined: Mar 2015 |
QUOTE(mastermindsos @ Aug 1 2020, 01:12 PM) I am using managed portfolio. are you referring to investment in FSM MY or FSM SG?Where do I look for the dividend payout option? I could not find it in website/app. Also which option should I choose? I assume option 1 is the best as there is no service charge. note: your quotes seems to refer to FSM SG if you are refering to FSM SG, then there is a dedicated thread for it... Fundsupermart Singapore, Let's have a separate thread https://forum.lowyat.net/topic/3757612 This post has been edited by MUM: Aug 1 2020, 01:21 PM |
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Aug 1 2020, 01:20 PM
Show posts by this member only | IPv6 | Post
#22416
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Junior Member
373 posts Joined: Jan 2009 |
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Aug 1 2020, 01:54 PM
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Senior Member
8,188 posts Joined: Apr 2013 |
QUOTE(mastermindsos @ Aug 1 2020, 01:12 PM) I am using managed portfolio. Where do I look for the dividend payout option? I could not find it in website/app. Also which option should I choose? I assume option 1 is the best as there is no service charge. QUOTE(mastermindsos @ Aug 1 2020, 01:20 PM) UT purchased from FSM MY has only one dividend payout (if any) option..(as per this from FSM MY FAQs) 9.5 How does FSMOne payout dividend from funds? Distribution of dividends (income) method is pre-determined by FSMOne. On behalf of you, all distribution of income (if any), will be reinvested in units of the relevant fund by FSMOne. https://www.fundsupermart.com.my/fsmone/fun...bution-Dividend mastermindsos liked this post
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Aug 1 2020, 02:01 PM
Show posts by this member only | IPv6 | Post
#22418
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Junior Member
373 posts Joined: Jan 2009 |
QUOTE(yklooi @ Aug 1 2020, 01:54 PM) UT purchased from FSM MY has only one dividend payout (if any) option.. Thank you.(as per this from FSM MY FAQs) 9.5 How does FSMOne payout dividend from funds? Distribution of dividends (income) method is pre-determined by FSMOne. On behalf of you, all distribution of income (if any), will be reinvested in units of the relevant fund by FSMOne. https://www.fundsupermart.com.my/fsmone/fun...bution-Dividend |
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Aug 2 2020, 12:28 PM
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Junior Member
427 posts Joined: Oct 2010 |
QUOTE(GrumpyNooby @ Jul 29 2020, 10:53 PM) Cash account is like your trading platform trust account. RHB CMF 2 is considered one of the better MMF fund ?Indicative rate is very low at about 1.1% pa only https://www.fundsupermart.com.my/fsmone/fun...22-Cash-Account It's not same as RHB CMF 2 which is a MMF fund. 0% Sales Charges 0.40% Annual Management Fee 10k * 0.4% = rm40 p.a rm40 is prorated according to number of days invested ? 1.75% Sales Charges 1.87% Annual Expense Ratio 10k * 1.75% = rm175 (one time charges) 10k * 1.87% = rm187 p.a rm187 is prorated according to number of days invested ? p/s: any other charges besides than this ? This post has been edited by no6: Aug 2 2020, 02:52 PM |
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Aug 2 2020, 07:39 PM
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All Stars
10,340 posts Joined: Jan 2003 |
QUOTE(no6 @ Aug 2 2020, 12:28 PM) RHB CMF 2 is considered one of the better MMF fund ? CMF fees already nett calculated in NAV0% Sales Charges 0.40% Annual Management Fee 10k * 0.4% = rm40 p.a rm40 is prorated according to number of days invested ? 1.75% Sales Charges 1.87% Annual Expense Ratio 10k * 1.75% = rm175 (one time charges) 10k * 1.87% = rm187 p.a rm187 is prorated according to number of days invested ? p/s: any other charges besides than this ? It doesn't have sales charge. |
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