In my opinion with market in all time high, it's probably a good time to cut loss for underperforming funds. But switching to another fund now might be problematic depending on how the market move from here on. If there is a deep pullback, the pain can be quite serious. But given a long enough horizon maybe less so.

It is inclusive of the 50% gain.

Currently my portfolio consist of

6.6% - Eastspring Investments Global Emerging Markets Fund (-2%)
21% - Manulife Investment U.S. Equity Fund (+8.5%)
8.5% - Principal ASEAN Dynamic Fund (-6%)
22% - Principal Asia Pacific Dynamic Income Fund (+8.8%)
10% - Principal Greater China Equity Fund (+50%)
15% - RHB Asian Income Fund (+10%)
7% - TA Global Technology Fund (+60%)

Now considering to dump these EI GEM and Principal ASEAN in favour of better funds/sector.
But not sure where to park since I already have about a large % the Asia Pac ex-Jap, not sure if good to have a single geographical sector too large in my portfolio.
And also the psychological fear if I were to increase exposure to and Principal Greater China and TA Global Tech, because the % gain looks good, topping up feels like averaging up.
I feel so dumb cause exposure my better performing funds are the smallest portion.
I have to say the fear was real and it was quite gloom. And I thought the 10 year recession thing is gonna last for a while, who knows it rebounded into bull in just a few weeks.
Hindsight is always 20/20. But at the time keeping cash for daily expenses is so important as my industry (construction) is badly hit and I got 50% pay cut.
And at the time covid dip I have to stomach a lot of loss and emotion (I invested quite heavily on Airasia and Genm since long time ago, still holding paper loss yeah so)
But anyway we have to move on and review on my investment strategies which is why I'm back lurking around lol.

thanks for this comments....
it set me thinking about 1 of the fund that i am having.....

with the mkts running high now since last month,...that fund is still sound asleep....

manu Reits, if those that are wondering what i meant.

It is inclusive of the 50% gain.

Currently my portfolio consist of

6.6% - Eastspring Investments Global Emerging Markets Fund (-2%)
21% - Manulife Investment U.S. Equity Fund (+8.5%)
8.5% - Principal ASEAN Dynamic Fund (-6%)
22% - Principal Asia Pacific Dynamic Income Fund (+8.8%)
10% - Principal Greater China Equity Fund (+50%)
15% - RHB Asian Income Fund (+10%)
7% - TA Global Technology Fund (+60%)

Now considering to dump these EI GEM and Principal ASEAN in favour of better funds/sector.
But not sure where to park since I already have about a large % the Asia Pac ex-Jap, not sure if good to have a single geographical sector too large in my portfolio.
And also the psychological fear if I were to increase exposure to and Principal Greater China and TA Global Tech, because the % gain looks good, topping up feels like averaging up.
I feel so dumb cause exposure my better performing funds are the smallest portion.
I have to say the fear was real and it was quite gloom. And I thought the 10 year recession thing is gonna last for a while, who knows it rebounded into bull in just a few weeks.
Hindsight is always 20/20. But at the time keeping cash for daily expenses is so important as my industry (construction) is badly hit and I got 50% pay cut.
And at the time covid dip I have to stomach a lot of loss and emotion (I invested quite heavily on Airasia and Genm since long time ago, still holding paper loss yeah so)
But anyway we have to move on and review on my investment strategies which is why I'm back lurking around lol.

In my opinion with market in all time high, it's probably a good time to cut loss for underperforming funds. But switching to another fund now might be problematic depending on how the market move from here on. If there is a deep pullback, the pain can be quite serious. But given a long enough horizon maybe less so.

If this is my portfolio,
I will switch out the performing fund n left some in case it still can rally 😁

I will top up some under performing fund if i still confident with it in future.
Or i will search for some under value fund n invest like REITs or Malaysia fund if u confident with it future.

I definitely don't like global emerging n Asean fund, i don't know what u gonna do with it.

Not a bad idea if big portion in global or asia pac fund bcoz this is midfield player, single country or sector fund is striker 😝

Only if this is my portfolio 😁

Honestly, i oledi switch some of my TA global tech n eas dinasti a few week b4 n dumb in global or asia Pacific fund.

i would advise considering cut off Eastspring Investments Global Emerging Markets Fund, based on my observation, it does not perform well even when market are in bull.
increase exposure in tech sector and china market
if you feel the market will fluctuate, spread the DCA to weekly/bi-weekly/monthly
to be honest, when the dip happen, i seeing the market dip, instead of feeling fear and worry, i felt happy and excited  not sure if something wrong with me
ouch for the airsasia and genm. but during the mco, up until this day, its very juicy in stock market.

Any new/special feature?

Yes..I may end up selling it for cash.
Certainly that's what I have in mind to dispose GEM and ASEAN.
By global do you mean TA Global Tech or other Global fund (not tech/specific sector)
Nothing wrong with being excited when market dip if you are well prepared and cash rich.
I was about 60% invested and 40% cash during March but did not act upon anything.

Yes..I may end up selling it for cash.
Certainly that's what I have in mind to dispose GEM and ASEAN.
By global do you mean TA Global Tech or other Global fund (not tech/specific sector)
Nothing wrong with being excited when market dip if you are well prepared and cash rich.
I was about 60% invested and 40% cash during March but did not act upon anything.

FSM mobile app has a revamp now, can go and try it out 

I hope at least they have touch ID for login...

I was hoping for this too. But alas, no. So disappointing. New layout not friendly to old people too. Small font.

I was hoping for this too. But alas, no. So disappointing. New layout not friendly to old people too. Small font.

I was hoping for this too. But alas, no. So disappointing. New layout not friendly to old people too. Small font.

I hope at least they have touch ID for login...

New app feels worst than the old ones.