ok now i get it ASNB dont sell AmanahRaya Syariah Trust Fund
ARIM sell it
so if buy from ARIM then you no need pay like 0.05% of platform fee
again 0.05% is very little which is like 0.2% per year
opening ARIM also susah

I dont think ARIM provide online purchase
if u buy from agent the sales charge is high

uncle, i think they will charge u 1% sales charge.....read the Master or product highlight first

i seldom see no sales charge punya FI

This post has been edited by ironman16: Jul 19 2020, 08:58 PM

i spend like 2 hours trying to understand what type of FI product i can buy and until now i still a little clueless
so many products
i am retired over 60 years old and just wanted to look for something that could give me 4% and above
i have shortlisted a few fund please give me some advice:

1. AmanahRaya Syariah Trust Fund
2. AmanahRaya Unit Trust Fund
3. Nomura i-Income Fund
4. RHB Bond Fund
5. Principal Lifetime Enhanced Bond Fund
6. AmBond
7. KAF Bond Fund

recently i havealso bought into PMO e-income fund and e-income islamic fund (new fund) and i want to diversify my portfolio

also is there a way to nominate my wife as the beneficiary with FSM just in case something happen to me?

can online oso nvm bcoz ARIM will charge uncle 1% sales charge

This post has been edited by ironman16: Jul 19 2020, 09:11 PM

So don't need buy with Arim and buy with FSM which will be cheaper?

Problem is me and my wife also very old so I need to nominate my son and daughter

try this FAQs?
14. Deceased Account
https://www.fundsupermart.com.my/fsmone/fun...nvestors-Rights

if uncle afraid, just open/buy with the nearest bank.i'm sure most of the bank got a person in charge this unit trust but u gonna pay 1% sales charge (try confirm with the officer) since u wanna pay the 1% sales charge already

if ur children know this FSM, why dont just let them know ur id n password / u can open benificery account with ur children.

From uncle list, i only like nomura n syariah trust 2 nia but come with platform fee, so, most of my FI is with OPUS

Just suggest only.

i do a proper filling about my investment (where/which platform, when , how much) and i do let my wife know it
hanya id n password havent give nia

This post has been edited by ironman16: Jul 19 2020, 09:36 PM

then i buy from FSM pay only 0.2% per year at least can tahan 5 years ma

so what i put in this section - campaign code?

That is sometime FSM organise events if uncle go, they will give uncle promo code for discount punya la. Now uncle just leave it blank if uncle doesn't have. 😁

### uncle buy nomura n KAF FI? This nomura n KAF FI no sales charge n platform fee le, only the initial invest amounts is big. Suitable for uncle to hold 👍
Nomura return high but volatility high a bit, KAF return low a bit but volatility low a bit.

This post has been edited by ironman16: Jul 19 2020, 11:10 PM

uncle want to buy KAF
but i dont know when to buy
hahaha
and ppl tell me DSA DSA DSA

i sudah beli initial RM1k with OPUS just 10 mins ago
i guess it is use to do KYC
dont know how long baru boleh finish

FI very stable la, lump sum oso ok, but if like the Covid-19 during march, sure gggg😢

They very fast dealing ur transactions, because now is Sunday ma, give them a few days.
But here is FSM, better don't talk OPUS 😁
Got OPUS section.

This post has been edited by ironman16: Jul 19 2020, 11:26 PM

If u know where to look, there are some fixed income investment notes giving out 12% for 18 month lock in period. But such investment are for sophisticated investors. This is not related to FSM btw.

This post has been edited by WhitE LighteR: Jul 19 2020, 11:41 PM

Nomura reducing sales charge? https://citywireselector.com/news/nomura-am...-range/a1373991

This is not reflected yet on FSM by the way. https://www.fundsupermart.com.my/fsmone/fun...iction-Fund-MYR

I wonder if it's a good sign or bad sign for Nomura to reduce sales charge?

Can give uncle opus link

PM uncle pls

OPUS TOUCH
Just a few line below this FSM 😁

why u not going to Nomura i-Income Fund?
It much more better performance