But dont think they wont charge you the 1.75%

Made a schoolboy error, i thought by switching from principal greater china to principal lifetime enhanced bond, then 1/2 of the bond back to china direct oppurtunities wont incur me any fees (cuz same provider - principal to principal)

Sekali kena. 1.75%

Guess i was wrong. Haha.

This is using cash account i guess, my personal experience switching from PGTF to PGCF via epf i-invest, there is no switching fee, additional info for anyone considering it in the future, i switched after 1.5 month into PGTF, so definitely less than 90 days.

Nope. Haha. From principal bonds to principal china direct. Still kena

Did they gives you credit points when from higher tier to lower tier funds? Like from eq to FI?

I once made a costly error too....
When switched from eq to FI, I earned credit points... While the FI earned ROI over times, the value grows..... Later when I switch it back to eq... Kena sc.
Due to not enough credit points, the whole sum kena... And also I did not pay attention to the the % of SC value I kena pay if I switch b4 finalising the transaction

Sifus, which technology fund would you recommend? From FSM MY, the technology funds offered are:
1. TA Global Technology Fund (which invests in the target fund Janus Henderson Horizon Fund - Global Technology Fund)
2. United Global Technology Fund
3. Principal Global Technology Fund

However, FSM SG offers Franklin Technology Fund, which has really impressive performance. The Franklin Technology Fund even outperformed the S&P500.

i think only 1 from your listings has long track records of > 3 yrs

Indeed. Only TA Global Technology Fund has a long track record. The others have short track records. Is it worth while to invest in global technology funds? There seems to be growth potential in tech companies.

i think (in simplicity form) it boils down to risk appetite and the % of allocation you gonna have it in your UT portfolio.

Rm300 split into 3. Haha

But for me is TA Global

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This post has been edited by GrumpyNooby: Jan 7 2021, 12:55 PM

Oh dear. Didn't notice that. 10k minimum initial investment is too high for me. That leaves TA Global for small time investors like me.

Time to take some profit.

Just keep it simple with such a small amount and buy some Microsoft shares.

This post has been edited by David_Yang: Jun 29 2020, 11:55 AM

time to cut down unnecessarily spending and budget

Took profit on TA Global Technology. Quite a handsome profit ~10%

I exited KLSE-based funds a couple months ago. Any of you think it is a good time to re-enter now since KLSE retreated quite a bit?

anyone here holding United Global Quality Equity Fund - MYR Hedged?

so weird wan they got income distribution on 17th June then another one on 26th June.

not complaining ler but just curious why not just put them together as one distribution.

Compared to StashAway, can I say that FSM is less suitable for active trading?

Since you will be charged a one time sales charge by FSM when you enter, while for StashAway you will only be charged the annual fee as a percentage of your holding (less holding less annual fee)

If I realize my gain from FSM today, I will need to pay the sales charge again when I enter.

This post has been edited by victorian: Jun 29 2020, 06:48 PM

if you wanted to switch frequently in FSM,
FSM has credit point system, try to use that to offset the sales charges
can that reduce/solve your concern?

anyway, i think FSM never advocate active trading of UTs

This post has been edited by MUM: Jun 29 2020, 06:53 PM