I just get the feeling that stock market is going up for the wrong reasons.

5% for the month of June or whole of 2019?

u must have great portfolio stability during the May month then i think since your port sound so conservative.

how many % of your portfolio do you wish to allocate for M'sia small cap fund(s)?

Stolen from a post in kopitiam.

Anyway just curious what made you think that Malaysia will bounce back.



and

https://www.bloomberg.com/news/articles/201...he-global-rally

Better way is to top up monthly or at least quarterly. In the beginning of my investment journey in fsm i always topup monthly even if its rm100 or 200.. its only last year i didnt manage to top up monthly, but still did it every 3 months.

Unless something catastrophic happens, you cant time the fund. Its bound to have some up n downs.. so better jus average out. Reits funds are safe bets if u ask me, quite confirm better than fd returns

not sure if it's a good time to go in

Your heart is doing well for current volatility?

"As Asians, our parents always tell us ‘Don’t borrow money, repay your mortgage as soon as possible’,” said Heng, whose initial S$170,000 share portfolio now totals about S$135,000. "But money is so cheap.”

Earlier this year, 31-year-old insurance agent Heng Kai Sheng got advances on three separate credit cards to the tune of S$150,000.
With the money, he opened a share-financing account at a local bank and pledged the lot as collateral.

He was granted leverage of around 3.5 times, a S$500,000 kitty Heng’s plowing into the stock market.

Individuals pumped around S$2 billion into equities in March, 50% more than the previous month, Singapore Exchange Ltd. data show.
The increase comes as the nation’s benchmark equity gauge registered its worst quarter since the global financial crisis.

The SPDR Straits Times Index ETF, the largest Singapore-listed exchange-traded fund tracking the city-state’s stocks, saw net inflows of about S$247 million in the three months ended March 31, its largest quarterly boost since 2002, Bloomberg-compiled data show.

There are also some suggestions retail investors may be using their homes as collateral to borrow money.
David Gerald, founder of investor lobby group Securities Investors Association (Singapore), said he was aware that investors "may want to refinance their housing loans” in the low-rate environment to free up cash for equity investments.

https://www.thestar.com.my/business/busines...ad-up-on-stocks

I personally go into higher risk for my "emergency" funds, due to opportunity cost.. Mostly bonds and treasuries.. But not equities..
We all have Credit Card, so that can provide us with 30 days of line of credit as we withdraw from those funds..

This is risky la, but ASB ok..
Just imagine the economy won't pick up so fast.. but your eq is still down 30%? You sell and use me.. I rather sell my safer investments like bonds.

Good sharing, been awhile! I like the idea of keeping our portfolio small with a max of 4-5 funds. Currently holding:

1) Ta Tech - Bullish on tech and basically cover for US region
2) Principal Greater China - Bullish on China due to first-in-first-out during pandemic and also their increasing domestic consumption. This fund also has good track record over long periods
3) Kenanga Growth Opportunites - Small cap in Malaysia

Thinking of adding Reits fund to my portfolio but currently unsure of how the new normal will affect shopping malls and whatnot. Manulife Reits biggest holding is still LINK reit which holds many malls in their portfolio. No fixed income funds as I currently already have ASNB  FP funds.

this has always been my mantra 

Is there some stats that I'm not looking at? Recently, I've been looking at unit trust funds performance for the past few years and most of them are negative or low returns. Why is it popular?

just top up china/hk fund tho 

increase hostility between china and us seems like nothing new tho..
trade war-check
sanction-check
direct attack against chinese company-check (1st was zte then huawei, and now all chinese firm listed in us)
what else will us do?
escalating to real war? 

im loss previous excel file which enable easy to do calcaulate of UT average coast to do DCA ... anyone can share for me

The higher the climb, the lower the fall?

Curious after taking profit, what's next?
Eye on other fund/investment?

Recently I am having same dilemma as well and provided my investment is not a lot,
but you are right, a profit is a profit.

One also said keep DCA for long term, not wrong either,
guess there is different approach on this.