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 FundSuperMart v18 (FSM) MY : Online UT Platform, UT DIY : Babystep to Investing :D

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[Ancient]-XinG-
post Jan 25 2019, 09:28 AM

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QUOTE(xcxa23 @ Jan 25 2019, 09:09 AM)
Keep showing me this page
[attachmentid=10171004]

Hmm.. nvm.. maybe temporary glitch?
*
don't view it on app or mobile. it's crap.

I currently away. later when I back will highlight to you.

their research articles usually just our talk cock session.

moreover, expectation and forecast during q1 is not usually accurate.

because.

no one can ever know the direction of market.

FSM may promo China as they like, like the time they prompt GEM last year. look at how bad GEM perform.

the only thing they dislike and only got a 2 stars is US.
look at how US perform.

but when they pick it up in managed portfolio, US and EUStoxx start to slump.

now I suppose they start dumping.
xcxa23
post Jan 25 2019, 09:51 AM

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QUOTE(Ancient-XinG- @ Jan 25 2019, 09:28 AM)
don't view it on app or mobile. it's crap.

I currently away. later when I back will highlight to you.

their research articles usually just our talk cock session.

moreover, expectation and forecast during q1 is not usually accurate.

because.

no one can ever know the direction of market.

FSM may promo China as they like, like the time they prompt GEM last year. look at how bad GEM perform.

the only thing they dislike and only got a 2 stars is US.
look at how US perform.

but when they pick it up in managed portfolio, US and EUStoxx start to slump.

now I suppose they start dumping.
*
Thanks! I'm also not in front pc
talking about MP, aggressive
When market is good, the MP goes up faster than my own portfolio (as in % indicator, usually >0.50%,<1%)
When market down, the MP drop slower than my own...

Not sure I should be proud or worry..

I somewhat agreed with them.. I mean there's no uptrending nor downtrending forever..
There's 3 significant event this q1 imo.. so if it goes well, market will rally.. if not, well... Fluctuations year again

As for the A-share, personally entered when it was around 0.77.. jz 5% of my portfolio.. it's high risk.. from it's listing at 1.00 to highest 1.20. trade war came into effect, dropped to 0.62/0.66 (not sure which)

ehwee
post Jan 25 2019, 01:49 PM

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QUOTE(Ancient-XinG- @ Jan 25 2019, 09:28 AM)
don't view it on app or mobile. it's crap.

I currently away. later when I back will highlight to you.

their research articles usually just our talk cock session.

moreover, expectation and forecast during q1 is not usually accurate.

because.

no one can ever know the direction of market.

FSM may promo China as they like, like the time they prompt GEM last year. look at how bad GEM perform.

the only thing they dislike and only got a 2 stars is US.
look at how US perform.

but when they pick it up in managed portfolio, US and EUStoxx start to slump.

now I suppose they start dumping.
*
ha, what a joke.

FSM keep telling us they are looking at long term horizon, so don't care about
short term suffering, as long as we keep invest, they earn lol
xcxa23
post Jan 25 2019, 02:14 PM

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QUOTE(ehwee @ Jan 25 2019, 01:49 PM)
ha, what a joke.

FSM keep telling us they are looking at long term horizon, so don't care about
short term suffering, as long as we keep invest, they earn lol
*
Technically right.. I'm actually interested in fund due to my dad's holding.. 3 holding (not from fsm)
1. Hold for 10 years, 100++% return.. say 10k, sell get 20k++
2. Hold for 15 years, 80++% return .. say 10k, sell get 18k++
3. Hold for 10 years, 50++% return.. say 10k, sell get 15k++

All sold B4 trade war tho..lucky or perceptive.. hmm
He did mention to me, these for long term.. don't expect like in stock market.. min 10 years holding.. lol
SUSMNet
post Jan 25 2019, 08:14 PM

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this year is fixed income year
SUSyklooi
post Jan 25 2019, 08:25 PM

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those that does not expects much for their invested monies......every year is ALSO a FI year.
j.passing.by
post Jan 25 2019, 08:56 PM

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QUOTE(xcxa23 @ Jan 25 2019, 02:14 PM)
Technically right.. I'm actually interested in fund due to my dad's holding.. 3 holding (not from fsm)
1. Hold for 10 years, 100++% return.. say 10k, sell get 20k++
2. Hold for 15 years, 80++% return .. say 10k, sell get 18k++
3. Hold for 10 years, 50++% return..  say 10k, sell get 15k++

All sold B4 trade war tho..lucky or perceptive.. hmm
He did mention to me, these for long term.. don't expect like in stock market.. min 10 years holding.. lol
*
The total return looks good... try calculate the effective rate of return...
xcxa23
post Jan 25 2019, 09:17 PM

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QUOTE(j.passing.by @ Jan 25 2019, 08:56 PM)
The total return looks good... try calculate the effective rate of return...
*
im not good with tat so im using online calculator
https://www.calcxml.com/calculators/rate-of...turn-calculator

1. 7.18% total return.
2. 4.0% total return.
3. 4.14% total return.

not sure if its calculate correctly.. my dad jz wrote down how much he invested and total amount he get back..

QUOTE(xcxa23 @ Jan 20 2019, 08:40 AM)
i do have aggresive MP..
last two week, in the holding page, it shown -18%
and today log in, it shown -10%
[attachmentid=10166010]
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so after loong weeks of trump big mouth/finger(for tweeting) shutup, its looking good for us.. slowly recover... hopefully its continue.. but this month another meeting with china...
Attached Image

This post has been edited by xcxa23: Jan 25 2019, 09:27 PM
j.passing.by
post Jan 25 2019, 09:52 PM

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QUOTE(xcxa23 @ Jan 25 2019, 09:17 PM)
im not good with tat so im using online calculator
https://www.calcxml.com/calculators/rate-of...turn-calculator

1. 7.18% total return.
2. 4.0% total return.
3. 4.14% total return.

not sure if its calculate correctly.. my dad jz wrote down how much he invested and total amount he get back..

Attached Image
*
Using online calculators is okay as long as we get the point that the more correct way of gauging an investment is its effective rate of return, not the total return.

Whether the returns are satisfying or not, it is up to each individual and what he is comparing with. For many years the FD rate was less than 3%, only in recent months it was above 3% and close to 4%.

xcxa23
post Jan 25 2019, 10:04 PM

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QUOTE(j.passing.by @ Jan 25 2019, 09:52 PM)
Using online calculators is okay as long as we get the point that the more correct way of gauging an investment is its effective rate of return, not the total return.

Whether the returns are satisfying or not, it is up to each individual and what he is comparing with. For many years the FD rate was less than 3%, only in recent months it was above 3% and close to 4%.
*
he's happy.. thats for sure... lol.. imo, even if FD was 4% 10-15 years back, still the return on fd insignificant compare to the fund's return..
i kept saying, why la u keep so much on fd... if u put all, mah good la.. biggrin.gif

im hopping my holding will perform as good as his..
Ramjade
post Jan 25 2019, 10:24 PM

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QUOTE(xcxa23 @ Jan 25 2019, 10:04 PM)
he's happy.. thats for sure... lol..  imo, even if FD was 4% 10-15 years back, still the return on fd insignificant compare to the fund's return..
i kept saying, why la u keep so much on fd... if u put all, mah good la..  biggrin.gif

im hopping my holding will perform as good as his..
*
Sometimes FD is better as you get to sleep better.
December with just an appetizer. Do you the guts when Dec is repeated on a much bigger scale where you see your holdings becoming -ve every day?

Do nothing, buy more, run and and hide. That's the true test.
2387581
post Jan 25 2019, 10:32 PM

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QUOTE(idyllrain @ Dec 21 2018, 05:11 PM)
Thanks yklooi. That’s good to know. It gives us some tome to incorporate changes to accommodate the new site. I’ll discuss with polarzbearz to see if we can make this transition as smooth as possible for everyone using the spreadsheet.

-- EDIT --

As of 8:30PM, we can no longer get NAV prices from the old link at https://www.fundsupermart.com.my/main/fundi....tpl?id=MYKNGGF This means that if you're using the old Windows or Mac versions of this spreadsheet, it will no longer retrieve the latest prices since that page is no longer there.

-- EDIT2 --

I have a working solution ready for Windows. If you're feeling adventurous or impatient, below are the steps to modify your own copy of the Excel Spreadsheet to cater for changes in the new FSMOne site. By doing this yourself, you won't have to deal with migrating your existing data into a new updated file. It's pretty straightforward:

MAKE A COPY OF YOUR FILE BEFORE YOU DO THIS! Just in case...

» Click to show Spoiler - click again to hide... «

Attached is an updated base file for Excel 2016 for Windows. Note that this file does not contain functionality that polarzbearz added when she published her beta version a while ago. This is merely the previous spreadsheet with the FSM retrieval code updated. If you do not want to start afresh, I would recommend following the instructions above to update your own file.

[attachmentid=10144384]

-- EDIT3 --

Instructions for Mac version are available here: https://forum.lowyat.net/index.php?showtopi...post&p=91308800

-- EDIT4 --

I updated the instructions and base file above.

Changes
- Switched to using a different date value in the API response.
- Fixed timezone issues in date calculation
- Optimized regular expressions
- Removed TLS1.2 connection setting

Thanks to yklooi for discovering these issues. I should've been more careful. Those who followed my instructions above will have to redo them again. I'm terribly sorry for the trouble; please forgive me.
*
Hi, I was trying to do the update myself - and it returned

QUOTE
Run-time error '-2147012739 (80072f7d)'

An error occurred in the secure channel support
When I tried download the new spreadsheet and without doing anything, click on the button, same thing happens. Any idea?

Attached Image
xcxa23
post Jan 26 2019, 07:18 AM

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QUOTE(Ramjade @ Jan 25 2019, 10:24 PM)
Sometimes FD is better as you get to sleep better.
December with just an appetizer. Do you the guts when Dec is repeated on a much bigger scale where you see your holdings becoming -ve every day?

Do nothing, buy more, run and and hide. That's the true test.
*
izit? im still slp as per usual.. biggrin.gif u got problem slp seeing your holdings -ve? blink.gif
well, i did mention this type of situation gonna last for at least 3 years..
err.. since the stupid trade war, my holdings already -ve..
i started at fsm late 2017...
few years back was buying thru bank... sold off those with handsome profits and went into fsm

Ramjade
post Jan 26 2019, 08:41 AM

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QUOTE(xcxa23 @ Jan 26 2019, 07:18 AM)
izit? im still slp as per usual..  biggrin.gif u got problem slp seeing your holdings -ve? blink.gif
well, i did mention this type of situation gonna last for at least 3 years..
err.. since the stupid trade war, my holdings already -ve..
i started at fsm late 2017...
few years back was buying thru bank... sold off those with handsome profits and went into fsm
*
I have no problem with negative holdings. I love when market is negative as it gives me plenty of opportunity.

But my views are not shared by majority of the people.
xcxa23
post Jan 26 2019, 08:53 AM

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QUOTE(Ramjade @ Jan 26 2019, 08:41 AM)
I have no problem with negative holdings. I love when market is negative as it gives me plenty of opportunity.

But my views are not shared by majority of the people.
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Your opportunity might coming sooner than you think again.. then again, it's been opportunity since early 2018.. lol
US gomen re open and Trump gonna have lots of things to tweet..

Gotta agree good opportunity does not come often.. I come from stock market so used to seeing opportunities comes fast and goes faster...

Don't sweat about it.. here are public forum, we share our views.. don't like it.. fine..you don't shove yours and I kept mine myself..
Krv23490
post Jan 26 2019, 09:08 AM

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QUOTE(xcxa23 @ Jan 26 2019, 08:53 AM)
Your opportunity might coming sooner than you think again.. then again, it's been opportunity since early 2018.. lol
US gomen re open and Trump gonna have lots of things to tweet..

Gotta agree good opportunity does not come often.. I come from stock market so used to seeing opportunities comes fast and goes faster...

Don't sweat about it.. here are public forum, we share our views.. don't like it.. fine..you don't shove yours and I kept mine myself..
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+1 regarding opposing views.. I agree as long as you are young and have a stable income , a bear market/recession is good
SUSwankongyew
post Jan 26 2019, 09:40 AM

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FSM wants us to buy China equities. Good idea or not?
SUSyklooi
post Jan 26 2019, 09:59 AM

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QUOTE(wankongyew @ Jan 26 2019, 09:40 AM)
FSM wants us to buy China equities. Good idea or not?
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China has a place in a portfolio....
If existing asia pac is already allocated enough in a port...then can just ignore or just add a few % into a china only fund for some "kick"
alexkos
post Jan 26 2019, 12:11 PM

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QUOTE(john123x @ Jan 25 2019, 12:01 AM)
i think i give this math question a try.

buy at 102.761 means RM 10276.1
add 3% becomes 10584.38
10584.38 + MYR 157.27 =10741.65

10741.65+35 = 10776.35

thats my best try
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ya i saw that 3% buffer....but for what use? they eat? will refund me or not?
john123x
post Jan 26 2019, 12:35 PM

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QUOTE(alexkos @ Jan 26 2019, 12:11 PM)
ya i saw that 3% buffer....but for what use? they eat? will refund me or not?
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QUOTE
3. The excess money will be credited into the Cash Account.


btw, government bond is very near FD rate.

there are other bond that are quite secure too.

CIMB Group Holdings Bhd
CIMBMK 5.800% Perpetual Corp (MYR)
https://www.fundsupermart.com.my/fsm/bonds/...et/MYBPZ1600074



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