Ah, interesting, yeah a more exact figure on country allocation that way. My thought is that Malaysia will be more 'stable' at least compared to other countries and the trade war could actually benefit an ASEAN country like Malaysia

My actual end goal is to accumulate both funds to 5k each and forget about it for a few years to let it grow.

Is that a good idea?

cannot says if that is a good idea or not for you or others....for i don't know which way it can go......but logically at current stage of 40% in Malaysia...it is a gamble to me and my appetite....thus to me it is not a good idea

Since this PE Bond Fund IPO'ed this year, the issuers would have known of this risk, and made provisions for it. If this instrument IPO-ed two or three years ago, then they may not have been able to 'foresee' this IR rise by the Feds.

I believed,... come to think of it,.... the financial safeguards that the issuer has in-place for this issue was put in-place to counter the IR increase by the Feds.

Just a thought that came to me suddenly,... why, compared to other issues which do not have financial safeguards, this particular issue has such a thing.

I have a feeling China is on a verge of collapse unless they do something drastic to stop the slide.

China collapse = GFC liao

huh..
doubt can collapse.. they too big...
and if true.. then whole world will have effects

This morning,... the economic number, PPI is good,.. beating expectation and beating last year's equivalent period number ! But having said this,... I noticed too that recently, a slew of economic numbers coming out of China have not been good like previously,...

/puke blood

I sometimes wonder if UT is really worth it. Currently I'm better off parking the money in my FD


Attached thumbnail(s)

Is all about timing. You happen to buy at peak or near all time high.

well, people say unit trust is a mid term investment. just leave it there and have a look again in 2 or 3 years time.

well, people say unit trust is a mid term investment. just leave it there and have a look again in 2 or 3 years time.

you are not alone to wonder about it....
Many had realised the truth about investing not only UT

from the attachment, it shows that you are still pondering.......

This post has been edited by MUM: Oct 16 2018, 04:29 PM

well if u already have that in mind...
then UT is not your taste of investments

bro, i can feel your pain.

My managed portfolio 9% loses too.

This post has been edited by john123x: Oct 16 2018, 05:07 PM

Yeah agree with this. I think UT is mid to long term, 3 years or more would be ideal. I have a friend who invested AH Select Opportunity fund about 10 years ago, he just sold it for 250% profit, 25% a year, that's not bad

For fast cash, I think stock trading is the way to go.

+1

UT is not for short term gain..
u needed to look into bigger picture.. think big.. look future

Cannot say line that. If market crash next year?
Remember unit trust still holds a basket of stocks. In a correction as shown recently, even unit trust also not spared.

I feel you bro

Yup, that is correct, learned that the hard way.

Actually UT that mainly invests in equity is similar to stocks, the only difference is that you have someone to manage it for you, and that you can invest in different markets easily by picking the UT based on their portfolio.