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 FundSuperMart v18 (FSM) MY : Online UT Platform, UT DIY : Babystep to Investing :D

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[Ancient]-XinG-
post Sep 23 2018, 11:34 AM

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QUOTE(MUM @ Sep 23 2018, 10:31 AM)
good moves...at least you are truthful and realised what you wanted and what your limitations are in the face of volatility..
this year of volatility is a good teacher that try to helps people realigned with what is good as an investors
early realisation of these will be useful for your future investment planning.....

btw many had jumped out since Feb/Mar....your appetite is stronger than them too. :thumbsup:

be truthful to oneself, it will make you sleep better thumbup.gif
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the max I got is 10% that's it.

but this 2018 really great. from early years we been chasing the falling price to now see no good prospect of the market and run
Ramjade
post Sep 23 2018, 12:06 PM

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QUOTE(MUM @ Sep 23 2018, 11:01 AM)
even if China is losing and the regions is going down for
another few % more of the fund's NAV,...many will still keep on to their believes that "If I had gone in earlier, I would have made a loss. Better lose out on opportunities vs losing money"
another few % more of the fund's NAV,...many will still keep on to their believes that "If I had gone in earlier, I would have made a loss. Better lose out on opportunities vs losing money"
another few % more of the fund's NAV,...many will still keep on to their believes that "If I had gone in earlier, I would have made a loss. Better lose out on opportunities vs losing money"
another few % more of the fund's NAV,...many will still keep on to their believes that "If I had gone in earlier, I would have made a loss. Better lose out on opportunities vs losing money"
another few % more of the fund's NAV,...many will still keep on to their believes that "If I had gone in earlier, I would have made a loss. Better lose out on opportunities vs losing money"
then...."If I had gone in earlier, I would have made a loss of cashflow. Better have money in hand vs no money to spend when i got no job"
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Don't know if is a typo on your part. That's why I have been saying market high still want to pump in money. Wait for sale dulu baru buy.
MUM
post Sep 23 2018, 12:58 PM

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QUOTE(Ramjade @ Sep 23 2018, 12:06 PM)
Don't know if is a typo on your part. That's why I have been saying market high still want to pump in money. Wait for sale dulu baru buy.
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bcos, at every sale discount numbers, there will people saying that also
badkid
post Sep 25 2018, 10:16 PM

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QUOTE(MUM @ Sep 22 2018, 05:16 PM)
goto MY INVESTMENT/ UPDATE ACCOUNT/ REDEEMPTION INSTRUCTION
after that try to see if can do the transaction or not....
if still cannot.....do a screen capture and sent to FSM CS for advise....

tell us again the result, will you
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I did ask this is their reply

"
Please informed that update bank account details are a mandatory field for all investors to fill in before to perform any transaction at our platform currently. The registered bank account details are for the redemption of cash investment in future, however, we have restricted all investors to register a bank account with Fundsupermart.com for all type of transactions including PRS and EPF investment.

Please be advised that you can update your bank account details by logging into your investment account and click on My Investments >> Update Account >> Redemption Instruction.

On the next page, please click on "Add Bank Account" button to update your bank account details. The changes will reflect in our system immediately after your updates. Thereafter, you may continue to place purchase order online.
Should you need further assistance, please feel free to contact us .

"

Apparently, they need to have our bank account numbers now
Avangelice
post Sep 26 2018, 08:39 AM

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good morning, it's been awhile since I came in this thread. I have sold almost all my holdings and left Global tech alone, holding currently 80% in Anita Bond.
AvenueX
post Sep 26 2018, 09:01 AM

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QUOTE(badkid @ Sep 25 2018, 10:16 PM)
I did ask this is their reply

"
Please informed that update bank account details are a mandatory field for all investors to fill in before to perform any transaction at our platform currently. The registered bank account details are for the redemption of cash investment in future, however, we have restricted all investors to register a bank account with Fundsupermart.com for all type of transactions including PRS and EPF investment.

Please be advised that you can update your bank account details by logging into your investment account and click on My Investments >> Update Account >> Redemption Instruction.

On the next page, please click on "Add Bank Account" button to update your bank account details. The changes will reflect in our system immediately after your updates. Thereafter, you may continue to place purchase order online.
Should you need further assistance, please feel free to contact us .

"

Apparently, they need to have our bank account numbers now
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Yes cause they can only make payment direct to your bank account with your name on it for security reasons.
[Ancient]-XinG-
post Sep 26 2018, 03:10 PM

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QUOTE(Avangelice @ Sep 26 2018, 08:39 AM)
good morning, it's been awhile since I came in this thread. I have sold almost all my holdings and left Global tech alone, holding currently 80% in Anita Bond.
*
me diff a bit. you move most to stock?

I
70 FI.
25 global
3 India
2 Reits


Avangelice
post Sep 26 2018, 03:26 PM

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QUOTE(Ancient-XinG- @ Sep 26 2018, 03:10 PM)
me diff a bit. you move most to stock?

I
70 FI.
25 global
3 India
2 Reits
*
stock also I stop doing anything since January. my current lost now is 15% with 10k paper lost.

I think it's the same for everyone, just ride out this trump sickness until he gets investigated or the next us elections. either way I don't need the money in both stocks and fsm yet
j.passing.by
post Sep 26 2018, 03:39 PM

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QUOTE(j.passing.by @ Apr 4 2018, 02:45 PM)
Plus EPF has tax relief too... which is double the amount of PRS?

In comparing PRS to a normal UT fund... if normal UT fund is not found satisfactory in the returns for the risk taken, then PRS is found wanting too. The tax relief and the 1k incentive is just one time upfront benefits - which is just gains on paper since we can't hold and rub it between our fingers; similar to the shiok feeling of buying UT funds during promotions on service charge discounts.

During a market downturn, if people are stress out on holding UT funds, it would be more stressful for those holding PRS and don't fully understood their initial objective of putting their money/savings into these financial vehicles except to gain the tax relief.

There is a possiblity that PRS is dying a slow death if majority of those who are into PRS are solely for the tax relief, and if and when there is no more incentives or tax relief...

Just my 2 cents.
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Above was what I posted in April when Malaysia pride itself of having a stable goverment alike Singapore and unlike the other neighbouring countries in the region.

My humble opinion and my 2 cents. Investors have to be cautious in selecting long term investments. Goverment policies can easily be changed with a stroke of a pen.

Policies can be reviewed. They can be changed if they are found lacking or if its orignial intention has been achieved.


[Ancient]-XinG-
post Sep 26 2018, 04:15 PM

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QUOTE(Avangelice @ Sep 26 2018, 03:26 PM)
stock also I stop doing anything since January. my current lost now is 15% with 10k paper lost.

I think it's the same for everyone, just ride out this trump sickness until he gets investigated or the next us elections. either way I don't need the money in both stocks and fsm yet
*
I paper lost from 2k in Jan keep increasing M-O-M. till last month 5k. I suppose will just keep dropping. sold and real lost around 4k.


Avangelice
post Sep 26 2018, 04:38 PM

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QUOTE(Ancient-XinG- @ Sep 26 2018, 04:15 PM)
I paper lost from 2k in Jan keep increasing M-O-M. till last month 5k. I suppose will just keep dropping. sold and real lost around 4k.
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real paper lost is 15k but profits from dividends and One darling stock has kept it to 15k.

luckily this is stock portfolio, no biannual upkeep like those UTs losing money ontop of management fees
ssajnani
post Sep 26 2018, 06:52 PM

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What are everyone's thoughts for the last quarter? Any region you think will perform?
T231H
post Sep 26 2018, 06:54 PM

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hmm.gif Business NOT that good rolleyes.gif sad.gif
Entry value reduced.... brows.gif

FSM Managed Portfolios Minimum Investment Amount Reduced to RM5,000!
https://www.fundsupermart.com.my/main/resea...,000!-10207


ehwee
post Sep 26 2018, 07:09 PM

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QUOTE(Ancient-XinG- @ Sep 26 2018, 03:10 PM)
me diff a bit. you move most to stock?

I
70 FI.
25 global
3 India
2 Reits
*
3% and 2% for India and REITs hardly influence the overall porfolio I think, might as well put them to FI or tech also?
coolguy99
post Sep 26 2018, 07:33 PM

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Thinking of topping up my China PRS, should I wait a little longer?
SUSyklooi
post Sep 26 2018, 08:10 PM

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QUOTE(ssajnani @ Sep 26 2018, 06:52 PM)
What are everyone's thoughts for the last quarter? Any region you think will perform?
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QUOTE(coolguy99 @ Sep 26 2018, 07:33 PM)
Thinking of topping up my China PRS, should I wait a little longer?
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a school of thought says; try read the link to the article in post 15065, page 754.....
another school of thought says....try read FSM star ratings
to see which region is thumbup.gif thumbup.gif to go in

but I guess the some of the most important thing to ask are....
how many % of the portfolio are going to be in that region/fund?
do you currently having funds that covers the same mandate? If yes, what are to total % (including this one)
how long would you like to wait to see returns?
what are the expected return do you seek?
would you jump ship if the Navs dropped another 10%? or would you top up again?

and others consideration only oneself can tell




This post has been edited by yklooi: Sep 26 2018, 08:19 PM
AvenueX
post Sep 26 2018, 10:21 PM

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QUOTE(T231H @ Sep 26 2018, 06:54 PM)
hmm.gif Business NOT that good  rolleyes.gif  sad.gif
Entry value reduced.... brows.gif

FSM Managed Portfolios Minimum Investment Amount Reduced to RM5,000!
https://www.fundsupermart.com.my/main/resea...,000!-10207
*
How do they perform?
T231H
post Sep 26 2018, 10:31 PM

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QUOTE(AvenueX @ Sep 26 2018, 10:21 PM)
How do they perform?
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to some people, t is ok
to some people, it is not ok
to some people, it is less than 3 yrs, so cannot really tell much
to some people, how to compare apple to apple, for how to know the portfolio volatility? cannot just compare with ROI only....

so, it is up to you to see how they performed.......btw,...just in case you just want to see how they performed in ROI catergory....can see under Managed Portfolio/Portfolio Material/Factsheet



nabelon
post Sep 26 2018, 10:50 PM

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china us relations down the drain...
MUM
post Sep 26 2018, 10:52 PM

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QUOTE(nabelon @ Sep 26 2018, 10:50 PM)
china us relations down the drain...
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since when?
how deep?

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