Help me understand 1 thing, about this annualized return. say I take this as example:

[attachmentid=10017414]
(Link: https://www.fundsupermart.com.my/main/fundi...-Fund-MYASM007)

1) So meaning to say, should one hold on to the fund for the past five years, the return for holding is 5.55%. Correct?

This post has been edited by watabakiu: Sep 11 2018, 08:45 PM

Annualised means per year/annually(1year).If he or she hold the fund for five years(based on the past performance), the total return should be 5.55%x5=27.75%(not sure if deduct the other cost such as maintenance, service charge, etc when you exit)

hope this can help provide some added info while you wait for answers....
What is Annualized Return in Mutual Funds? How is it calculated?
https://www.upwardly.in/blog/what-is-annual...n-mutual-funds/
https://www.google.com/search?source=hp&ei=...1.0.FnGKebbAP3I

Should be (1 + 0.0555)^5

The exact.Yes.
Thank you.

What about management fees? Is it reflected in determining the returns?

NO and YES
I guess it has to depends on how deep one gonna dig into to determine the returns....
NO, ....if one is like me, which just depends on the comparing the daily published NAVs to determine the returns, then the management fees make no different in determining the returns bcos that fees are already prorate calculated and deducted in the daily NAVs.
YES,....if one is like someothers, that mentioned that the management fees are part of the cost of that are deducted daily from the NAVs, thus it affect the returns the investor should actually gets

Say the yearly return is 5.5%, and the management fee is 10.5%. So the actual return would be 5.5%-0.5%=4%.

Correct? Suddenly this % is making me confuse!

how do you get the yearly returns?
did you get from NAVS variance?
if yes, reread post above

I always thought the yearly returns is already net of management fee. So 5.5% is what you see and is what you get.

Management fees won't be so high.
See ChessRook reply.

That's right

Yearly return is net of management fee, but not sales charges.

Asian Stocks Are Caught in the Longest Sell-off in 16 Years

URL: https://www.bloomberg.com/news/articles/201...nd=premium-asia

Asian stocks still too high. Sings *let it fall, let fall*

u do think asia market was high .. in my option it over low already .... if u dare to sweep the stock .. its a good timing while alibaba tencent was in new low in 52 week

Still have much to fall. But hands getting itchy but need to control. It's still far from beginning of 2017 which deem it expensive.

This post has been edited by Ramjade: Sep 13 2018, 12:19 AM

then u may wait SLOW SLOW UNTIL it raise up and WAIT SLOW SLOW IT go down again

If it can reach early 2017 price, I will deemed it to be cheap. And yes I want it to reach that level.

This post has been edited by Ramjade: Sep 13 2018, 12:23 AM

Please read here.. the Albans stock and baidu get raise back up.. u may just wait long and slowly


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Talk only and why would Trump back down from a war? Trump is winning the war. In Trump I trust to drive the price lower.