I think we should monitor their liquid assets...once it hits 8%, chances are they will stop rising so much. Currently most of the gains in Malaysia based on my observation is coming from local funds spending their liquid assets. The mean is usually 5-8% in "normal times", but at the end of Nov/Dec it was 20-30% in most local funds. So now the gains are coming as the local funds pour cash into the market. It's a dangerous scenario cause if this is not sustained and the market fundamentals do not improve then eventually we will be headed for another major drop as the foreign funds do profit taking.

Seven emerging economies at risk of an exchange-rate crisis are Sri Lanka, South Africa, Argentina, Pakistan, Egypt, Turkey and Ukraine, according to a new analysis by Nomura Holdings Inc.

Annualised means per year/annually(1year).If he or she hold the fund for five years(based on the past performance), the total return should be 5.55%x5=27.75%(not sure if deduct the other cost such as maintenance, service charge, etc when you exit)

Say the yearly return is 5.5%, and the management fee is 10.5%. So the actual return would be 5.5%-0.5%=4%.

Correct? Suddenly this % is making me confuse!

They simplify payment using FPX integration now.

Last time, they just used 3rd party fund transfer.
Now with FPX integration, you just need to login to your bank Internet banking portal. Details are automatically filled in for you.

With the launch of FSM ONE platform, they enhance the security with OTP for transaction authorization.

Are you sure?
I seldom use MBB.
Mainly FPX via CIMBClicks.

Whichever method convenient to you.
As long as they receive your $$$.

Yes.
You need to disable your pop up blocker.
Can't really remember if now all are within the same main browser or a pop up will appear.

Step 5 no need to select.
Everything is automatic filled.

feeling adventurous?
china or india probably best bet for high risk high return

My only worry is finding fund which can perform better than EPF now.

Nobody is forcing you to participate.
EPF is just offering you an option if you wish to diversify as EPF cannot guarantee that they can sustain the payout dividend rate to be always above 6%.

Thailand hit Negative Yield abide temporarily   

The yield spread between the 10-year and two-year Thai government bonds also stood in negative territory temporarily at -0.0033% during Monday morning.
"This is a significant development for the market as it is the first time the yield spread turned negative since the major floods in 2011.
This reflects market participants starting to worry more about Thailand's economic conditions amid heightening downside risks," said Mr Nuttachart.

......the gap between 10-year and two-year government bonds was not negative when the market closed.
The 10-year yield stood at 1.46%, while the yield was at 1.42% for the two-year government bond.

https://www.bangkokpost.com/business/173718...s-asian-bourses

will this - tive yield thing spread over to more places in the next 2 yrs?   

You guys aiming which unit trust? Do you guys think it's good to enter US funds now?

Fund managers give tips on where to park investments in case of a downturn
Read more at https://www.thestar.com.my/business/busines...2juRLIlOx7T6.99

maybe can apply to your local market stocks selection .....

When the market is sluggish, Phillip Capital Management chief investment officer Ang Kok Heng says that the tendency is to pick alpha stocks.
“Stock selection is more difficult, ” he says.
One thing is certain – keeping cash as a mode of investment is not an option, as capital will deteriorate as inflation picks up. 

If I understand bonds correctly, the yields are fixed.
If I buy RM100/unit of bond X with a return of 6%, I will get constantly get RM6 every year.

However I can sell my share of the bond at a more expensive rate during a down turn or during interest rate drop. For example I can sell my bond at RM103/unit that still gives a return of RM6 annually.

So the value of the bonds are now priced at rm103 (+3%) and that increases the bond funds "NAV". Take note that the returns is always the same , 6% of RM100 = RM6.

Similarly if people are selling it cheaper say RM101(~-2%), that decreases the bond fund "NAV" and decreases the bond fund value.

Should sell now and park into bond? I am thinking about doing this as well.