Contrary to most people here, I just topped up into Manulife Dragon Fund and Ponzi 2.0 PRS. If I don't buy when it is at historical low then it's no longer "buy low sell high". But it's worth noting that I am only at my late 20's so I won't be using this money for a long long time. (House, wedding, car - settled)

To be honest I did not have any brilliant reason why I opted for Dragon fund but I already had CIMB Greater China on my wife's port so I just wanted to try a different fund and capture the growth (and also volatility) of a new fund.

I am quite valuation-driven so I will put my money on where I think the valuation is attractive. Hence China and Asia Pac. I have also disposed off India recently and did not touch US (hence missing out on the growth recently as well).

....
Am I feelin' lucky or what!
Xuzen

Algozen?   

Ngam ngam sell ES Dinasti and now all this sh1t happening...

How did I get so lucky?

Increase ES Eq Income Fund exposure and M'sia KLSE is unscathed from this EM mkt route.

Second time lucky.

3rd time lucky... well this one I don't have to do anything, just maintain holding in TA Tech and let Trump do his thrash talk.

Am I feelin' lucky or what!
Xuzen

Ngam ngam sell ES Dinasti and now all this sh1t happening...

How did I get so lucky?

Increase ES Eq Income Fund exposure and M'sia KLSE is unscathed from this EM mkt route.

Second time lucky.

3rd time lucky... well this one I don't have to do anything, just maintain holding in TA Tech and let Trump do his thrash talk.

Am I feelin' lucky or what!
Xuzen

looks like i predict kinda true..
this trade war catastrophic gonna last at least 1 year..

buy with confident or retreat with dignity
lol

depends on what one bought too....
if bought TA in early 2018.....

I now have a historical data from period 1st Jan 2017 to 1st Jan 2018 ( exactly one year data ).

My port did a 7.XX% ROI, close to 8% p.a. In my twelve months of tracking, only one month registered a loss, that is in Nov 2017.

Std-Dev is also around 7.XX% making my risk to reward ratio around 0.9

Skewness is mildly positive around 0.19 meaning the port has a slight tendency to gravitate towards positive return.

Relative Kurtosis is negative meaning the data points tend to gravitate towards the mean and not diversely spread out.

=====================

Action plan for Jan 2018:

Top up:

1) RM 500.00 into Manureits: This is my defender. A cross between a pure bond and balanced fund. She will provide me stable return and also good diversification.

2) RM 1,000.00 into KGF. I am bullish / above neutral on Malaysia exposure because: PRU-14 effect, expected good corporate earning in Q4Yr2017, KLCI is now the cheapest PER amongs ASEAN peer, oversold, Foreign fund inflow expected.

3) RM 500.00 into Eastspring Dinasti. Hang Seng index PER is still in the single digit region. Cheap... bargain sale!

4) I'll give a neutral call on the US now. I'll stop buying TA Tech because US has very high PER , but I won't sell yet because their economic numbers remain robust. Unemployment rate is low meaning the people there have jobs and when they have jobs, they have money to spend. Which will raise domestic consumption. Tax reform, meaning less tax = higher earning for the US Company. US PMI index is above 50, meaning the production is expanding which means manufacturer are producing more goods.

Kitty & Ancient-XinG, the above are what my Lic FP shared with me during my tok-kok / yamcha / blow water session during New year eve.

Xuzen

P/S Let us Huat together - gether in 2018! 

I made a significant move this weekend.

I sold all my RHB EMB [ all MYR 50K worth ] with a loss of around 4% within a six months holding period.

I switched approx RM 35K to Lee Sook Yee      fund

and

approx RM 15K to Eastspring Dinasti [ Pure China fund ].

I am bullish on equity in 2018 especially Malaysian and China. M'sia has been oversold in 2H2017 and China / Hang Seng PER stands at single digit.

I'm underweight with regards to fixed income [ bullish sentiments, hence reduce fixed income portion ]

Maintain neutral call on US [ high PER ]

Above neutral for REITs [ I am experimenting using this asset class as " semi fixed income" role ]

My target for this year has now become 70% EQ : 30% FI.

Huat ! Huat ! Huat !

Xuzen

The below piece of op-ed is a follow up on my writing above. The writing is not targeted at noobs, it is for those who have been follwowing Algozen™ ver four or for those with a a few years of experience with UTF investing.

Over the weekend, with some free time on my side, I went back to revisit Algozen™ ver four recently. I inputed fresh data into the algorithm and this is what I get.

The feeling is the risk to reward has dropped. Generally the writing is that you need to take greater risk to maintain the same reward going forward versus previously. My gut feel is that the Quant Easing that took place a few years ago is starting to wean off. Now the new normal is you need to assume greater risk than before.

In other words, your port need to work harder to cari makan. Work harder in this sense means your port need to take on more risk to find the same amount of return. Life sucks right? But hey, if given lemons, just make lemonade lah!

The main engine of growth is in the China region. Algozen™ ver four keeps recommending to put a high percentage in the China region.

Algozen™ ver four has assigned an underweight call for Bond or Fixed Income asset class going forward. The new asset class that will fill in this role of fixed income but with decent ROI is REITs.

In summary:

1) Overweight Equities especially the China Region [My personal preference is Eastspring Dinasti ]

2) Underweight or ignore Tradtional Fixed Income

3) Use REITS or Conservative Balance fund [ My personal preference Manureits or RHB AIF ] as an alternative to Fixed Income in your portfolio.

4) expect more swing in your port going forward.

Xuzen.

My transaction for Feb 2018:

1) Add RM 500.00 to Dinasti

2) Add RM 500.00 to KGF

3) Sold all Esther Bond and go back to Asnita for safety.

4) Maintain TA Tech and Manureit.

This month add little bit only, festival season.... need to spend some money.

Xuzen

Someone mentioned here that "Do note that a bit of research is needed as certain funds do underperform quite consistently". Does any one know what these funds are?

https://crowdfundtalks.com/topic/338/fundsupermart/4

........
My non pokenon port consist of the following members:

2) Eastspring Equity Income 25%

........
Xuzen

Its you leh... Xuzen.... Manureits.....

And, you v4 how come suddenly can u turn on CN, Asia Pac.

Looks like human > machine

Thanks trump.

Seven emerging economies at risk of an exchange-rate crisis are Sri Lanka, South Africa, Argentina, Pakistan, Egypt, Turkey and Ukraine, according to a new analysis by Nomura Holdings Inc.