There seems to be a myriad of investments to choose from, and I am just bewildered at the options available!
Considering that I am a total no0b, which instruments should I go for? UT/bonds/PRS??


In case this helps:
1) Limited disposable income
2) Medium-to-long term investment
3) No need for liquidity - the investment money is not meant to be dipped
4) Minimum entry investment - and minimum/ no fees for subsequent top-ups
5) No very frequent monitoring of investment performance

please!

Help me understand 1 thing, about this annualized return. say I take this as example:

[attachmentid=10017414]
(Link: https://www.fundsupermart.com.my/main/fundi...-Fund-MYASM007)

1) So meaning to say, should one hold on to the fund for the past five years, the return for holding is 5.55%. Correct?

This post has been edited by watabakiu: Sep 11 2018, 08:45 PM

What about management fees? Is it reflected in determining the returns?

Say the yearly return is 5.5%, and the management fee is 10.5%. So the actual return would be 5.5%-0.5%=4%.

Correct? Suddenly this % is making me confuse!