In the month of July 2018, it was a good month for my port. The biggest contributor would be TA Tech ( Mainly US exposed ) & Eastspring Equity Income ( KLCI large cap )

My port made a gain of 2% M-o-M.

Having said that at the end of the month, I took profit by switching the excess into more defensive UTF such as AmReits, Affin-Hwang Asia-Pac ( x-Jp ) Dividend fund. Mainly I am going into AmReits for its relative low volatility. I exited all from Eastspring Dinasti. I do not want to expose to such high volatile UTF. Until that crazy Trump and China sort out their trade issue, I'll stay away from this nonsense.

Xuzen

This post has been edited by xuzen: Aug 3 2018, 03:01 PM

Talking abt low volatility funds....i am not sure if tis is 1 off or what.
Just got the latest price from manulife site.....
Due to yesterday mkts falls....Reit falls more than india
👎

Topped up Cimb APDIF and Titan using epf monies today while enjoying the 0.8% sales charge.

EPF forms must reach FSM by 3pm on 3 August 2018

any good FI fund that don't have the redemption penalty under 1 year?

I think almost all no have redemption fees....just 1 or 2 only.

Got platform fee for bond funds.

Not all have that too

I realized most fund in June cash out a substantial amount. Some like AH, goes to the extreme of holding cash up to 20-30% of the entire fund...

yea. I checked too.

rhb bond got. and wth I kena...

of all funds.... I kena..... silly me....

amdynamic also got.

wow, good observation...
thanks for sharing...
btw,...do you keep track of managed port too?
it looks to me they are heavier into bond (diversified bonds).
More % of bond compared to few months ago? (moderately aggressive port)
I may be wrong...I just agar agar guess.

This post has been edited by MUM: Aug 3 2018, 08:18 PM

*agak-agak
*agar agar is jello

Anyway to answer your question is, no i didnt keep track for managed as i only realized this as i was updating the excel file Fund Allocation portion. So i only keep track of my own fund allocation proportions...

How much they charge you for rhb bond and amdynamic? After 1 year, you are not charge any redemption fee for rhb bond, I think

too much funds for me (but need depends on your total invested amount also, if few hundred k then is fine , if less than 100k i guess is too much)

if u lump sump invest on may 2013 till now, i guess u need change the way u choose fund cause less than 6% IRR is quite not okay for me (its another story if u got continuously top up during this few years)

May 2013 till Aug 2016....focusing on achieving max ROI....heavy into sector/countries.....(was in at 1 year 75% of port was M'sian Small Cap) .....placed wrong bet either too late or bailed out too soon.

since then try to be much moderate side

thus would not be focusing on past performance or IRR.... past actions resulted in current ROI/IRR.....it is what one think and going to do next that is important.

This post has been edited by yklooi: Aug 4 2018, 12:17 AM

is the a share really cheap now.

I highly doubt all the research done by fsm research team. so far the fund recommend by them never show any improvement in months. in fact keep going down.

KAF? Compared to peers, he drop a lot.

EMB? Really joke. since last recommendation till now already drop 7. this is right after their fund of the month. what research they have done?

Esther? after they recommend, USD strengthening. for months.

LOL

Managed portfolio all below benchmarks. expt the Conservative port.


they don't even have the gut to make any tech fund to be fund of the month..

I know right...

I also have very low confidence in their analysis capabilities. All their recommendations goes to shit most of the time... LOL

they really joke sial.

I forget to add.

interpac? lucky it's not stock if stock no doubt will got people 14th floor.

I really doubt their job.

the managed port doing rebalance Again.. almost 1-2 months once..... Potential another shitty fund to be added into the portfolio.. LOL.. Noted the rebalance activity when I tried to sell off my shitty portfolio yesterday...

why interpac no good meh?
within weeks after they came out with this article...
interpac jumped >10 %
https://www.fundsupermart.com.my/main/resea...he-Horizon-9946

3 Misconceptions Of FSM Recommended Unit Trusts List
July 10, 2015
In this Idea Of The Week, FSM take the time to correct some popular misconceptions investors might have had with regards to the featured list.
https://www.fundsupermart.com.my/main/resea...July-2015--6041



This post has been edited by T231H: Aug 4 2018, 09:36 AM