Mine too. Already sold out but re enter 3 weeks ago into managed portfolio Lol. Smart move at first but dumb move at second haha. But is ok. Long term purpose.

Stocks are i have too. some left overs from 1990s have no value now-
overall IRR worse than FSM UTs.

oh damn. I'm sorry to hear that brother.

come on bro , 8.8% IRR in 4 years actually is quite good already, IRR % and year is definitely the key ,

(1) 8% IRR in 4 years
(2) 12% IRR in 1 years

which one you choose?

i am definitely choosing the first one

just want to say , if you want to get rich in short period , go for bitcoin , unit trust definitely not ideal investment tools for you

Kind of silly being depressed about this end-of-year downturn when the rest of the year has been pretty fantastic.

my core port did wonderful. it's the diversified port that did horribly. come 2018 I am gonna ditch having a wide encompassing port to a streamlined one.

50% esther fixed income fund (Asia)
25% Ponzi 2.0 ( Asian ex Japan)
25% TA Global (Global)

another port of equal capital will be my bursa stocks making both portfolios a diversified one.

This is how core-satellite funds portfolio should behave anyway. Your core funds should naturally be the more stable ones, but your satellite funds should be your striker but at the same time they have way higher risk. I think everything is behaving normally.

which funds are dropping a lot last few weeks? wanna buy

well at 10% per piece I don't stand to make alot out of these funds even if they netted me 20% roi. I got plenty of years ahead so I'm ditching diversification for a hassle free mind.

PS switching here and there is kinda pointless if you get charged a whopping 1.5%x2 all the time for us plebs who don't have a wrap account. so meh

So you're aiming to get an average return of more than 10% per year? I don't think that's very realistic over the long term unless you pick your own stocks and are great at it.

okay I'll be honest my total UT port is around 70k so 10% of it is 7k. now let's say one of these satellite funds nets me 10% roi this year, that's 700 myr.

that's 1% return. so no I rather channel most of the satellite funds into my stocks. take for example QL industries, within the next 5 years its Family Mart investment will boom.

would you rather be invested in Manulife Reit or QL within 5 years? apples to oranges I know but I'm sick and tired of just staring at my UT and being disabled by high fees, switching charges and delayed processing times.

Kindly remind u that the purpose of diversification is to PROTECT u during the market correction, by reducing ur loss, not to woo the BEST performance.

Moreover, there are many ways to switch fund for FREE, except wrap account:
1. Intra fund house switching in FSM / eUT
2. Inter fund house switching in eUT during promotion. if switch >RM5K now from other fund house, u wont need to pay single cent for sales charges.

Good luck to you if you really can pick your own winning stocks. I know I can't keep it up and I've tried.

But I still don't understand the need to constantly switch funds. Unless you really do want to constantly do that, it seems to me that things like switching charges and processing times don't matter.

if you seen my post you would have noticed my core funds were riding the storms. the diversified ones are the one bringing down the port which kinda defeats the purpose. any hoo that's my thinking, either go big or go home. I'm not wasting my time to be diversified by getting little funds to compliment my port.

my new port will encompass the entire globe. Asia ex Japan and tech funds. Us, Europe and Japan along with emerging markets aren't shining

Don't panic guys. This was the market correction that we have been expecting the whole year long. Those of you keeping that extra fund for discount buy, did you use the opportunity ? Or did you hold back ?

Anyway, I believe the storm might now have passed. US passed the corporate tax cuts and economic data still points to growth.

EI GEM and United Japan discovery still shine

part of today's correction is because of the Micheal Flynn scandal implicating trump to Russia. also tax reforms in US is believed to cause taxes to be paid by the middle class and keeping the wealthy richer. it will not generate jobs as promised by trump.

the Golden time has passed

try goto FUNDS INFO/FUNDS RANKING/(select the FUNDS RANKED ACCORDING TO RETURNs (LOWEST)

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