QUOTE(工藤新一 @ May 16 2017, 10:15 PM)
LOL, I see. then which cash back card is good beside HL Wise card?
I mostly spend on dining and petrol only.
i) PETROL - MBB Ikhwan Visa/ Mastercard, CIMB CR Mastercard, MBB 2Cards, UOB One, Citi CB Card.
ii) DINING - PBB Quantum Mastercard, HLB Mach, MBB 2Cards, UOB Yolo, PBB Visa Signature.
ii) ONLINE - PBB Quantum Mastercard, CIMB CR Mastercard, MBB 2Cards, UOB Yolo.
iii) MISC. Spend - Alliance You:nique, HLB Essential, MBB 2Cards, SCB Cash-Back Gold.
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Dan Lain2 General CC...I) HLB Fortune - 1% CB but need min. Spend Rm2K /month to Activate the 1% CB Mechanism
https://www.hlb.com.my/main/personal/cards/fortune-cardII) HLB Essential: 0.6% on 1st RM5000 spend, 1% cash back on Subsequent spend,
NO cashback on Petrol Transaction.
III) SCB Cashback Gold: 2 - 5% CB with min spend $500,
NO CB for Petrol, Insurance Transactions. However, It's
Good on PTPTN Payment.
https://www.sc.com/my/credit-cards/goldcard/gold-card.htmlIV) OCBC 365 Mastercard: 1% CB on 1st RM1K Spend, 0.5% cash-back on subsequent spend
(Annual Fee RM106)V) Maybank 2 Cards Good for PTPTN. * 5x Treats-Points for every Ringgit spent on Maybankard 2 Amex and 1x Treats Point on MasterCard / Visa Card Maybankard 2 Card.
* 5% Weekend Cashback when spend on Maybank2 Amex, CB capped at RM50 per customer
(including Supp Card member) per month.
VI) Alliance You:nique: 0.5 - 3% CB from RM0 - RM3000 Spending, & also
Good for PTPTN.
http://www.alliancebank.com.my/younique| Monthly Spend (RM) | Rebate (%) |
| 0 - 1,000 | 0.50 |
| 1,001 - 2,000 | 1.50 |
| 2,001 - 3,000 | 3.00 |
| > 3,000 | 0.30 |
HOW
Alliance You:nique Cashback tier Works - RM3000 (Spend) =
RM (1000 x 0.5%)
+ (1000 x 1.5%)
+ (1000 x 3%)
= 5 + 15 + 30 = Max.
RM50 CB, & after RM3k it's Only 0.3% (No Cap).
This post has been edited by fly126: May 22 2017, 09:20 PM