Yes.

1. Annual Income: RM36K to RM60K

2. Free Lifetime Annual Fee: A Must or No only.

3. Card required for: Petrol, Groceries, Phone bills, online digital services( like Netflix or Steam), online purchase (Lazada etc)

4. Existing credit cards (if any): None

5. Interested in CC from: No bank preference, but if possible, Islamic CC

PBB Quantum cards + MBB Card2 (AMEX + Visa/Master）

Islamic = Maybank Islamic Ikhwan for Petrol Groceries.

I don't know any other islamic card that offers a lot of benefits.

HSBC Islamic maybe okay but I think not much cash back. Perhaps points only.

I am going to pay insurance for rm2k, what is the best card that I could apply so that I get rebate, like spend rm3k in 1 month get rm300.

getting FD

This post has been edited by lambiskut: Apr 6 2018, 09:57 PM

1. Annual Income: RM50k

2. Free Lifetime Annual Fee: A Must or No only. 

3. Card required for: Card Not Present transactions online inside and outside Malaysia.

4. Existing credit cards (if any): List them or Nil.

5. Interested in CC from: Public Bank or Maybank. Others can too.

6. Others: Must support Verified by Visa or Mastercard Securecode. Doesn't even need a physical card. I have other card that I use for Giants or KFC or other offline endeavors. It would be nice if the bank allows one-use VCC generation. CIMB Kwik does everything I wanted but some sites refuse prepaid cards.

Thanks.

Hi
Annual income RM36K
Just started this new job one month
So far only have one payslip. Epf only have 1 mth continuation
Is that good to go apply Maybank 2 Gold CC?
Any other CC can suggest which easy to apply?

No, I would advise you to hold on first to at least 1 year, until you have your first EA form.

1. Annual Income: RM42k and going to RM60k

2. Free Lifetime Annual Fee: waivable

3. Card required for: to easily accumulate points for airline mile redemption

4. Existing credit cards (if any): aeon big gold and new aeon gold.

5. Interested in CC from: any

6. Others: to easily accumulate points for airline mile redemption


so far i think the best is mbb amex dual gold cards? amex 5x points.

krisflyer mbb is my another choice.

your suggestion is much appreciated

1. Annual Income: RM49k

2. Free Lifetime Annual Fee: Free / Swipe 'X' times per year to waive fee

3. Card required for: Petrol / TnG

4. Existing credit cards (if any): Nil

5. Interested in CC from: AmBank Bonuslink Gold

6. Others: Targeting AmBank Bonuslink because I target to only fill petrol from Shell. Also wondering if can ever get points from reloading TnG.


Thanks in advance guys!

Maybank Islamic MasterCard Ikhwan
5% rebate on petrol and groceries on Friday and Saturday

UOB ONE Card
5% Cash Back on weekends (Saturday and Sunday) and 1% Cash Back on weekdays (Monday to Friday)

Get Maybank 2 Amex can you get 5% rebate and x5 points for TnG topup via certain Jaya Grocer.

Yeah was targeting to get MBB AMEX, but since this AmBank Bonuslink CC just launched few months ago, both cards seems good.

1. Annual Income: RM30K

2. Free Lifetime Annual Fee: A Must or No only.

3. Card required for: Petrol, Groceries, Phone bills, online digital services( like Netflix or Steam), online purchase (Lazada etc)

4. Existing credit cards (if any): None

5. Interested in CC from: No bank preference

CIMB Cash Rebate
For spending below RM3000,
2% cash back for cinema, petrol, grocery, mobile & utility (via standing instruction) and foreign currency spend.

PBB Quantum cards would be nice for online spending. The annual income is 36k.

1. Annual Income: RM60K to RM80K

2. Free Lifetime Annual Fee: A Must or No only.

3. Card required for: online purchase (air tickets, hotel booking)

4. Existing credit cards (if any): MBB2 Plat,CitiPremier, UOB Yolo, AeonGold

5. Interested in CC from: No bank preference, more on CB...as I spent avg 2K/month for biz trip.

MBB FC Barcelona VS.

thanks. will look into this card.

meanwhile, i also looking at SCB just one...and hardly find PBB cc booth for quanturm..