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Credit Cards Recommendation for Credit Cards V4, Please post according to Format stated

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putra23
post Apr 2 2018, 01:35 PM

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QUOTE(si perfeck! @ Apr 1 2018, 09:01 AM)
Haha. I applied online thru maybank2u. Uploaded my ic and latest payslip showing 4.1k salary include ot & allowance.

40 minutes later received email my application is unsuccessful / rejected. Pity me.

Then i checked my ctos report. Got 580 for ctos score. Got a car loan and ptptn loan. Always paid on time. All 0. But maybe i just worked for 9 months la. This is my 1st job.

Feel frustrated my application was rejected after 40minutes of application. Malu weh. So sad

Any other bank / credit card that is so easy to apply like maybank2u? Just fill in the application online, submit document, 40minutes later received the status.

I dont really like to receive call from agent or go to the counter / booth  or apply manually. I want to apply online for the ease at my finger.
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Suggest you appeal your application. Email them.
darkddly
post Apr 2 2018, 11:52 PM

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Hi all, I am interested to apply for the PB Quantum Mastercard for Dining + On9 Shopping CB.

But if I received the complimentary PB Q Visa, can I just cut off the Visa and dispose it as I don't plan to use it or can I call in to PBB to cancel it?

Thanks!
fruitie
post Apr 3 2018, 12:29 AM

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QUOTE(darkddly @ Apr 2 2018, 11:52 PM)
Hi all, I am interested to apply for the PB Quantum Mastercard for Dining + On9 Shopping CB.

But if I received the complimentary PB Q Visa, can I just cut off the Visa and dispose it as I don't plan to use it or can I call in to PBB to cancel it?

Thanks!
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It comes as a pair, you cannot cancel it. Just keep in your drawer if don't plan to use it.
cybpsych
post Apr 3 2018, 07:18 AM

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QUOTE(darkddly @ Apr 2 2018, 11:52 PM)
Hi all, I am interested to apply for the PB Quantum Mastercard for Dining + On9 Shopping CB.

But if I received the complimentary PB Q Visa, can I just cut off the Visa and dispose it as I don't plan to use it or can I call in to PBB to cancel it?

Thanks!
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last i asked CS, you can cancel either Quantum card, unlike Maybank2Cards.
fruitie
post Apr 3 2018, 09:47 AM

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QUOTE(cybpsych @ Apr 3 2018, 07:18 AM)
last i asked CS, you can cancel either Quantum card, unlike Maybank2Cards.
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Thanks for correcting. I'm surprised they allow but since no harm keeping, why not? hmm.gif
cybpsych
post Apr 3 2018, 09:48 AM

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QUOTE(fruitie @ Apr 3 2018, 09:47 AM)
Thanks for correcting. I'm surprised they allow but since no harm keeping, why not? hmm.gif
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beats me either. no AF too. i guess generation yolo users dont like to visit stores laugh.gif
fruitie
post Apr 3 2018, 10:43 AM

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QUOTE(cybpsych @ Apr 3 2018, 09:48 AM)
beats me either. no AF too. i guess generation yolo users dont like to visit stores  laugh.gif
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laugh.gif Yeah, not like it has any condition to swipe every month. biggrin.gif

Anyway, good to know it can be cancelled.
mmy.id
post Apr 3 2018, 06:56 PM

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1. Annual Income: RM48K

2. Free Lifetime Annual Fee: waivable

3. Card required for: Petrol, Dining, Electronics, Car Service & Insurance etc.

4. Existing credit cards (if any): None, used to be supplementary card holder with Citi

5. Interested in CC from: No particular preference, preferably easy to apply.

6. Others: Rejected from Maybank FC Barca & 2 gold (salary goes to maybank), Citi & HSBC. No other loans etc other than ASB loan (5 months with Ambank & CIMB). Looking to apply to built credit score as I'm looking to purchase a house. Perhaps earn some cash back or reward points.
JJKTP
post Apr 3 2018, 07:31 PM

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QUOTE(putra23 @ Mar 27 2018, 10:48 AM)
Maybank 2 Gold Card
5% Weekend Cashback when spend on Maybank2 American Express Card
Is the 5% only applicable for the AmEx? What about the other card that come with the package?
eddievh
post Apr 3 2018, 07:37 PM

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QUOTE(JJKTP @ Apr 3 2018, 07:31 PM)
Is the 5% only applicable for the AmEx? What about the other card that come with the package?
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Other card keep inside drawer sleeping. Just a normal card with rm1=1tp .
putra23
post Apr 4 2018, 10:37 AM

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QUOTE(JJKTP @ Apr 3 2018, 07:31 PM)
Is the 5% only applicable for the AmEx? What about the other card that come with the package?
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Yes, 5% for Amex only. The other one, not very useful. You probably need other cards to complement the Amex.
fly126
post Apr 5 2018, 07:52 PM

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QUOTE(mmy.id @ Apr 3 2018, 06:56 PM)
1. Annual Income: RM48K

2. Free Lifetime Annual Fee: waivable

3. Card required for: Petrol, Dining, Electronics, Car Service & Insurance etc.

4. Existing credit cards (if any): None, used to be supplementary card holder with Citi

5. Interested in CC from: No particular preference, preferably easy to apply.

6. Others: Rejected from Maybank FC Barca & 2 gold (salary goes to maybank), Citi & HSBC. No other loans etc other than ASB loan (5 months with Ambank & CIMB). Looking to apply to built credit score as I'm looking to purchase a house. Perhaps earn some cash back or reward points.
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Have a try with UOB, HLB or RHB icon_idea.gif
JJKTP
post Apr 5 2018, 09:21 PM

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QUOTE(putra23 @ Apr 4 2018, 10:37 AM)
Yes, 5% for Amex only. The other one, not very useful. You probably need other cards to complement the Amex.
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I see. To complement in what sense?

Thank you in advance.
Berrypepper
post Apr 6 2018, 03:25 AM

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Joined: Nov 2011
1. Annual Income: RM120K

2. Free Lifetime Annual Fee: waivable

3. Card required for: Petrol, F&B, Groceries, Fashion, cash rebate, insurance, utilities bill, etc

4. Existing credit cards (if any): None

5. Interested in CC from: No particular preference, preferably easy to apply.

6. Others: Plan to make installment for furnitures n fittings & electrical appliances for new house

This post has been edited by Berrypepper: Apr 6 2018, 03:40 AM
laymank
post Apr 6 2018, 08:10 AM

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QUOTE(Berrypepper @ Apr 6 2018, 03:25 AM)
1. Annual Income: RM120K

2. Free Lifetime Annual Fee: waivable

3. Card required for: Petrol, F&B, Groceries, Fashion, cash rebate, insurance, utilities bill, etc

4. Existing credit cards (if any): None

5. Interested in CC from: No particular preference, preferably easy to apply.

6. Others: Plan to make installment for furnitures n fittings  & electrical appliances for new house
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MBB Visa Signature, FC Barcelona Visa Signature
PBB Visa Signature, Quantum cards
fly126
post Apr 6 2018, 08:11 AM

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QUOTE(Berrypepper @ Apr 6 2018, 03:25 AM)
1. Annual Income: RM120K

2. Free Lifetime Annual Fee: waivable

3. Card required for: Petrol, F&B, Groceries, Fashion, cash rebate, insurance, utilities bill, etc

4. Existing credit cards (if any): None

5. Interested in CC from: No particular preference, preferably easy to apply.

6. Others: Plan to make installment for furnitures n fittingsĀ  & electrical appliances for new house
*
MBB FC Barcelona VS or MBB VS, PBB VS or PBB Quantum 2Cards, SCB Just One Plat. & MBB 2Cards

This post has been edited by fly126: Apr 6 2018, 08:11 AM
putra23
post Apr 6 2018, 11:01 AM

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QUOTE(JJKTP @ Apr 5 2018, 09:21 PM)
I see. To complement in what sense?

Thank you in advance.
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The MBB Amex 5% cashback is applicable on weekends only. You would need other cash back cards to complement, for weekdays and merchants that do not accept Amex.

MBB FCB would be fuss free.
Berrypepper
post Apr 6 2018, 11:06 AM

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QUOTE(laymank @ Apr 6 2018, 08:10 AM)
MBB Visa Signature, FC Barcelona Visa Signature
PBB Visa Signature, Quantum cards
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Tq!
Berrypepper
post Apr 6 2018, 11:06 AM

Getting Started
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Joined: Nov 2011
QUOTE(fly126 @ Apr 6 2018, 08:11 AM)
MBB FC Barcelona VS or MBB VS, PBB VS or PBB Quantum 2Cards, SCB Just One Plat. & MBB 2Cards
*
Tq!
JJKTP
post Apr 6 2018, 11:30 AM

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QUOTE(putra23 @ Apr 6 2018, 11:01 AM)
The MBB Amex 5% cashback is applicable on weekends only. You would need other cash back cards to complement, for weekdays and merchants that do not accept Amex.

MBB FCB would be fuss free.
*
I see. Been meaning to get the FCB but haven't found time to visit MBB branch. Do they support online registration for this FCB?

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