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Credit Cards Recommendation for Credit Cards V4, Please post according to Format stated
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putra23
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Apr 2 2018, 01:35 PM
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QUOTE(si perfeck! @ Apr 1 2018, 09:01 AM) Haha. I applied online thru maybank2u. Uploaded my ic and latest payslip showing 4.1k salary include ot & allowance. 40 minutes later received email my application is unsuccessful / rejected. Pity me. Then i checked my ctos report. Got 580 for ctos score. Got a car loan and ptptn loan. Always paid on time. All 0. But maybe i just worked for 9 months la. This is my 1st job. Feel frustrated my application was rejected after 40minutes of application. Malu weh. So sad Any other bank / credit card that is so easy to apply like maybank2u? Just fill in the application online, submit document, 40minutes later received the status. I dont really like to receive call from agent or go to the counter / booth or apply manually. I want to apply online for the ease at my finger. Suggest you appeal your application. Email them.
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darkddly
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Apr 2 2018, 11:52 PM
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Hi all, I am interested to apply for the PB Quantum Mastercard for Dining + On9 Shopping CB.
But if I received the complimentary PB Q Visa, can I just cut off the Visa and dispose it as I don't plan to use it or can I call in to PBB to cancel it?
Thanks!
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fruitie
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Apr 3 2018, 12:29 AM
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Rise and Shine
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QUOTE(darkddly @ Apr 2 2018, 11:52 PM) Hi all, I am interested to apply for the PB Quantum Mastercard for Dining + On9 Shopping CB. But if I received the complimentary PB Q Visa, can I just cut off the Visa and dispose it as I don't plan to use it or can I call in to PBB to cancel it? Thanks! It comes as a pair, you cannot cancel it. Just keep in your drawer if don't plan to use it.
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cybpsych
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Apr 3 2018, 07:18 AM
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QUOTE(darkddly @ Apr 2 2018, 11:52 PM) Hi all, I am interested to apply for the PB Quantum Mastercard for Dining + On9 Shopping CB. But if I received the complimentary PB Q Visa, can I just cut off the Visa and dispose it as I don't plan to use it or can I call in to PBB to cancel it? Thanks! last i asked CS, you can cancel either Quantum card, unlike Maybank2Cards.
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fruitie
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Apr 3 2018, 09:47 AM
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Rise and Shine
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QUOTE(cybpsych @ Apr 3 2018, 07:18 AM) last i asked CS, you can cancel either Quantum card, unlike Maybank2Cards. Thanks for correcting. I'm surprised they allow but since no harm keeping, why not?
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cybpsych
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Apr 3 2018, 09:48 AM
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QUOTE(fruitie @ Apr 3 2018, 09:47 AM) Thanks for correcting. I'm surprised they allow but since no harm keeping, why not?  beats me either. no AF too. i guess generation yolo users dont like to visit stores
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fruitie
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Apr 3 2018, 10:43 AM
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Rise and Shine
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QUOTE(cybpsych @ Apr 3 2018, 09:48 AM) beats me either. no AF too. i guess generation yolo users dont like to visit stores   Yeah, not like it has any condition to swipe every month.  Anyway, good to know it can be cancelled.
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mmy.id
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Apr 3 2018, 06:56 PM
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New Member
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1. Annual Income: RM48K
2. Free Lifetime Annual Fee: waivable
3. Card required for: Petrol, Dining, Electronics, Car Service & Insurance etc.
4. Existing credit cards (if any): None, used to be supplementary card holder with Citi
5. Interested in CC from: No particular preference, preferably easy to apply.
6. Others: Rejected from Maybank FC Barca & 2 gold (salary goes to maybank), Citi & HSBC. No other loans etc other than ASB loan (5 months with Ambank & CIMB). Looking to apply to built credit score as I'm looking to purchase a house. Perhaps earn some cash back or reward points.
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JJKTP
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Apr 3 2018, 07:31 PM
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QUOTE(putra23 @ Mar 27 2018, 10:48 AM) Maybank 2 Gold Card 5% Weekend Cashback when spend on Maybank2 American Express Card Is the 5% only applicable for the AmEx? What about the other card that come with the package?
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eddievh
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Apr 3 2018, 07:37 PM
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QUOTE(JJKTP @ Apr 3 2018, 07:31 PM) Is the 5% only applicable for the AmEx? What about the other card that come with the package? Other card keep inside drawer sleeping. Just a normal card with rm1=1tp .
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putra23
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Apr 4 2018, 10:37 AM
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QUOTE(JJKTP @ Apr 3 2018, 07:31 PM) Is the 5% only applicable for the AmEx? What about the other card that come with the package? Yes, 5% for Amex only. The other one, not very useful. You probably need other cards to complement the Amex.
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fly126
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Apr 5 2018, 07:52 PM
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QUOTE(mmy.id @ Apr 3 2018, 06:56 PM) 1. Annual Income: RM48K 2. Free Lifetime Annual Fee: waivable 3. Card required for: Petrol, Dining, Electronics, Car Service & Insurance etc. 4. Existing credit cards (if any): None, used to be supplementary card holder with Citi 5. Interested in CC from: No particular preference, preferably easy to apply. 6. Others: Rejected from Maybank FC Barca & 2 gold (salary goes to maybank), Citi & HSBC. No other loans etc other than ASB loan (5 months with Ambank & CIMB). Looking to apply to built credit score as I'm looking to purchase a house. Perhaps earn some cash back or reward points. Have a try with UOB, HLB or RHB
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JJKTP
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Apr 5 2018, 09:21 PM
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QUOTE(putra23 @ Apr 4 2018, 10:37 AM) Yes, 5% for Amex only. The other one, not very useful. You probably need other cards to complement the Amex. I see. To complement in what sense? Thank you in advance.
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Berrypepper
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Apr 6 2018, 03:25 AM
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Getting Started

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1. Annual Income: RM120K
2. Free Lifetime Annual Fee: waivable
3. Card required for: Petrol, F&B, Groceries, Fashion, cash rebate, insurance, utilities bill, etc
4. Existing credit cards (if any): None
5. Interested in CC from: No particular preference, preferably easy to apply.
6. Others: Plan to make installment for furnitures n fittings & electrical appliances for new house
This post has been edited by Berrypepper: Apr 6 2018, 03:40 AM
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laymank
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Apr 6 2018, 08:10 AM
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QUOTE(Berrypepper @ Apr 6 2018, 03:25 AM) 1. Annual Income: RM120K 2. Free Lifetime Annual Fee: waivable 3. Card required for: Petrol, F&B, Groceries, Fashion, cash rebate, insurance, utilities bill, etc 4. Existing credit cards (if any): None 5. Interested in CC from: No particular preference, preferably easy to apply. 6. Others: Plan to make installment for furnitures n fittings & electrical appliances for new house MBB Visa Signature, FC Barcelona Visa Signature PBB Visa Signature, Quantum cards
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fly126
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Apr 6 2018, 08:11 AM
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QUOTE(Berrypepper @ Apr 6 2018, 03:25 AM) 1. Annual Income: RM120K 2. Free Lifetime Annual Fee: waivable 3. Card required for: Petrol, F&B, Groceries, Fashion, cash rebate, insurance, utilities bill, etc 4. Existing credit cards (if any): None 5. Interested in CC from: No particular preference, preferably easy to apply. 6. Others: Plan to make installment for furnitures n fittingsĀ & electrical appliances for new house MBB FC Barcelona VS or MBB VS, PBB VS or PBB Quantum 2Cards, SCB Just One Plat. & MBB 2Cards This post has been edited by fly126: Apr 6 2018, 08:11 AM
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putra23
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Apr 6 2018, 11:01 AM
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QUOTE(JJKTP @ Apr 5 2018, 09:21 PM) I see. To complement in what sense? Thank you in advance. The MBB Amex 5% cashback is applicable on weekends only. You would need other cash back cards to complement, for weekdays and merchants that do not accept Amex. MBB FCB would be fuss free.
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Berrypepper
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Apr 6 2018, 11:06 AM
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Getting Started

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QUOTE(laymank @ Apr 6 2018, 08:10 AM) MBB Visa Signature, FC Barcelona Visa Signature PBB Visa Signature, Quantum cards Tq!
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Berrypepper
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Apr 6 2018, 11:06 AM
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Getting Started

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QUOTE(fly126 @ Apr 6 2018, 08:11 AM) MBB FC Barcelona VS or MBB VS, PBB VS or PBB Quantum 2Cards, SCB Just One Plat. & MBB 2Cards Tq!
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JJKTP
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Apr 6 2018, 11:30 AM
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QUOTE(putra23 @ Apr 6 2018, 11:01 AM) The MBB Amex 5% cashback is applicable on weekends only. You would need other cash back cards to complement, for weekdays and merchants that do not accept Amex. MBB FCB would be fuss free. I see. Been meaning to get the FCB but haven't found time to visit MBB branch. Do they support online registration for this FCB?
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