QUOTE(cybpsych @ Apr 18 2018, 03:14 PM)
if too lazy or not convenient, use MBB FCB VS with 2% cashback instead.
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 Apr 18 2018, 03:17 PM
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Senior Member
4,232 posts Joined: Apr 2011  
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if too lazy or not convenient, use MBB FCB VS with 2% cashback instead. |
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Apr 18 2018, 03:19 PM
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All Stars
65,281 posts Joined: Jan 2003
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QUOTE(laymank @ Apr 18 2018, 03:17 PM) i think FCB is the better option, especially when May and August, you will get 10% cashback. depends on the user. the grab driver still need to drive on other months too  of course prioritize FCB VS on May/Aug is better for petrol, but who knows he has other usage too. |
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Apr 18 2018, 03:22 PM
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Senior Member
9,789 posts Joined: Jun 2008 From: Rubber Duck Pond
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QUOTE(cybpsych @ Apr 18 2018, 03:14 PM) since ur bro is a grab driver (which region/area?), can try go to Petronas @ Sungai Besi-Puchong Bypass. Ehhh, quite a good idea! I'll just reload 300-400 on weekend using Ikhwan Petronas then I can use on weekdays.use MBB Ikhwan Visa Petronas, reload max RM625 into Petronas Gift Card for max RM50 cashback. since avg spending is RM50/day, probably just enough to last for 1.5-2 weeks. use combination of other cards to gives Petrol cashback, e.g use MBB Ikhwan Mastercard, reload max RM1,000 on Saturday for RM50 cashback. Pro: use the Petronas Gift Card anydays. good to combine with Grab Mesra Fuel Savers Programme (ending 30 Apr) or Grab-Mesra 5X card. Con: reload at this Petronas got 1% surcharge, eg reload RM500, surcharge RM5, staff swipe RM505 into credit card. if too lazy or not convenient, use MBB FCB VS with 2% cashback instead. Any cons on using the gift card? Like below 10 bucks cannot use and etc  |
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Apr 18 2018, 03:33 PM
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All Stars
65,281 posts Joined: Jan 2003
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QUOTE(Duckies @ Apr 18 2018, 03:22 PM) Ehhh, quite a good idea! I'll just reload 300-400 on weekend using Ikhwan Petronas then I can use on weekdays. not that i'm aware of.Any cons on using the gift card? Like below 10 bucks cannot use and etc the gift card is a prepaid card. u reload and use. for petronas, not sure what is the max amount per reload. need to ask. if your rm300-400 reload, surcharge would be rm3-4, staff swipe rm303-404 to your Ikhwan Visa Petronas card. 8% cashback is based on RM303-404, so nett cashback is about 7% |
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Apr 18 2018, 03:56 PM
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Senior Member
9,789 posts Joined: Jun 2008 From: Rubber Duck Pond
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QUOTE(cybpsych @ Apr 18 2018, 03:33 PM) not that i'm aware of. Eh, why is it 7%? I thought 8% - 4% then it would be 5% nett cashback?the gift card is a prepaid card. u reload and use. for petronas, not sure what is the max amount per reload. need to ask. if your rm300-400 reload, surcharge would be rm3-4, staff swipe rm303-404 to your Ikhwan Visa Petronas card. 8% cashback is based on RM303-404, so nett cashback is about 7% |
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Apr 18 2018, 03:59 PM
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All Stars
65,281 posts Joined: Jan 2003
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QUOTE(Duckies @ Apr 18 2018, 03:56 PM) Eh, why is it 7%? I thought 8% - 4% then it would be 5% nett cashback? why -4%? |
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Apr 18 2018, 04:03 PM
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Senior Member
9,789 posts Joined: Jun 2008 From: Rubber Duck Pond
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QUOTE(cybpsych @ Apr 18 2018, 03:59 PM) why -4%? Ahhhh, was replying when I was working. 8-4 = 4%, not 5% nett cashback. Math failed  Cause I thought it's 1% for every 100 bucks reloaded. Don't know why I thought it that way Maybe because of how touch and go reload works - 0.50 per 50 bucks reload (1%) so I thought Petronas gift card reload also work in a similar way  This post has been edited by Duckies: Apr 18 2018, 04:06 PM |
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Apr 18 2018, 05:44 PM
Show posts by this member only | IPv6 | Post
#2028
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Junior Member
179 posts Joined: Apr 2010
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QUOTE(cybpsych @ Apr 18 2018, 03:14 PM) since ur bro is a grab driver (which region/area?), can try go to Petronas @ Sungai Besi-Puchong Bypass. Ooo...my bro drive at Kota Kinabalu area only. use MBB Ikhwan Visa Petronas, reload max RM625 into Petronas Gift Card for max RM50 cashback. since avg spending is RM50/day, probably just enough to last for 1.5-2 weeks. use combination of other cards to gives Petrol cashback, e.g use MBB Ikhwan Mastercard, reload max RM1,000 on Saturday for RM50 cashback. Pro: use the Petronas Gift Card anydays. good to combine with Grab Mesra Fuel Savers Programme (ending 30 Apr) or Grab-Mesra 5X card. Con: reload at this Petronas got 1% surcharge, eg reload RM500, surcharge RM5, staff swipe RM505 into credit card. if too lazy or not convenient, use MBB FCB VS with 2% cashback instead. I just found out i got a spare CIMB petronas card which give rebate of 3% & cap $50 permonth. It better than nothing but if got any card give better rebate, would appriciate any recommandation . |
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Apr 19 2018, 07:50 AM
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Senior Member
2,748 posts Joined: Sep 2006 From: 1337 1@nD Y(",)
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QUOTE(joevo2 @ Mar 20 2018, 09:58 AM) CIMB Cash Rebate https://www.cimbbank.com.my/en/personal/pro...mastercard.html bro, i realise, cimb cc wouldn't work for me. i actually needs maybank cc..mainly due to lazada installment plan.  like this must increase my income 1st lor.what's good mbb cc? i've been keeping some amount of money in mbb savings acc. This post has been edited by Invince_Z: Apr 19 2018, 08:50 AM |
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Apr 19 2018, 12:19 PM
Show posts by this member only | IPv6 | Post
#2030
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Newbie
1 posts Joined: Apr 2018
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1. Annual Income: 120k
2. Free Lifetime Annual Fee: A must or No only 3. Card required for: Everyday spend, dining, groceries 4. Existing credit cards (if any): M2CPremier, 5. Interested in CC from: no preference 6. Others: foreigner. Looking for alternate card when amex not accepted locally, or eventually Cashback |
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Apr 19 2018, 02:44 PM
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Junior Member
654 posts Joined: Nov 2015
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QUOTE(kul380 @ Apr 19 2018, 12:19 PM) 1. Annual Income: 120k PBB Visa Signature. 6% cashback on Dining, Groceries and Online. Cap at RM38. AF waiver with min 12 swipes.2. Free Lifetime Annual Fee: A must or No only 3. Card required for: Everyday spend, dining, groceries 4. Existing credit cards (if any): M2CPremier, 5. Interested in CC from: no preference 6. Others: foreigner. Looking for alternate card when amex not accepted locally, or eventually Cashback |
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Apr 19 2018, 10:40 PM
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Junior Member
195 posts Joined: Jan 2009
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1. Annual Income: RM180K and above
2. Free Lifetime Annual Fee: A Must 3. Card required for: card with statement date mid of the month, high limit approval (3-5x of monthly salary) 4. Existing credit cards (if any): Ambank World Mastercard 5. Interested in CC from: any bank 6. Others:Malaysian This post has been edited by earlofclarendon: Apr 19 2018, 10:40 PM |
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Apr 20 2018, 11:59 AM
Show posts by this member only | IPv6 | Post
#2033
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Senior Member
8,639 posts Joined: Feb 2006 From: Jelutong Penang  
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QUOTE(Invince_Z @ Apr 19 2018, 07:50 AM) bro, i realise, cimb cc wouldn't work for me. i actually needs maybank cc..mainly due to lazada installment plan. Maybank ikhwan Petronas Cc need minimum 36k annual rite? like this must increase my income 1st lor.what's good mbb cc? i've been keeping some amount of money in mbb savings acc. |
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Apr 20 2018, 01:05 PM
Show posts by this member only | IPv6 | Post
#2034
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Senior Member
2,318 posts Joined: Dec 2012
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QUOTE(salimbest83 @ Apr 20 2018, 11:59 AM) Maybank ikhwan Petronas Cc need minimum 36k annual rite? 30K annual. Means 2.5k monthly salary. |
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Apr 20 2018, 02:42 PM
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Senior Member
2,289 posts Joined: Jan 2003 From: Stairway to Heaven
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1. Annual Income: RM180K and above
2. Free Lifetime Annual Fee: 3. Card required for: To collect points. Which credit card has the best point rewards? 4. Existing credit cards (if any): Maybank Barcelona, PB VS, Ambank WMC, Maybank Ikhwan 5. Interested in CC from: 6. Others: |
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Apr 20 2018, 06:31 PM
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Junior Member
440 posts Joined: Sep 2013
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1. Annual Income:
2. Free Lifetime Annual Fee: must FOC, or those with easy waivers such as 12 swipes per year 3. Card required for: Overseas, hotel, travel 4. Existing credit cards (if any): currently using AEON Big Gold |
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Apr 21 2018, 10:09 AM
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Senior Member
8,639 posts Joined: Feb 2006 From: Jelutong Penang
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QUOTE(SzeMeng76 @ Apr 20 2018, 01:05 PM) 30K annual. Means 2.5k monthly salary. gross or net? |
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Apr 21 2018, 10:21 AM
Show posts by this member only | IPv6 | Post
#2038
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Senior Member
2,318 posts Joined: Dec 2012
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QUOTE(salimbest83 @ Apr 21 2018, 10:09 AM) gross or net? Gross (and not included for OT/commission)Only include salary + fixed allowance, total gross which deducted for EPF, they do check your EPF too. |
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Apr 21 2018, 10:24 AM
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Senior Member
8,639 posts Joined: Feb 2006 From: Jelutong Penang
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QUOTE(SzeMeng76 @ Apr 21 2018, 10:21 AM) Gross (and not included for OT/commission) any agent u wan to recommend? wanna try my luckOnly include salary + fixed allowance, total gross which deducted for EPF, they do check your EPF too. |
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Apr 21 2018, 10:26 AM
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Staff
72,804 posts Joined: Sep 2005 From: KUL 
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QUOTE(salimbest83 @ Apr 21 2018, 10:09 AM) gross or net? Gross will do. |
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