ambank OTC FD can uplift on any branches/online or must go back to the home branch?

This post has been edited by WinterDays: Dec 30 2018, 01:45 PM

UOB FD interest also not banked in for 29th due date. So looks like UOB has different way of dealing wth FD interest as compared to other banks like BR, AmBank, HL, CIMB, MBSB etc.

On last day of month.

Not that. Due to Sat/Sun, looks like they only pay on working day. But they would calculate by number of days from last pay interest date.

Any branch can do.

OTC FD can only be uplifted OTC.

Ohh really? Sorry didn't notice.

Campaign is still active. Today the last day, I placed a last one

anyone can share maybank FD promo? if any

Will it showed 4% before placement?

The only option for me is 3.3%, does it automatically upgrade after placement?

it will show 4.5% 6mth.

click the link above, it will load the cimbclicks login form.

login clicks, then u get the placement page immediately with the promo rate.

Still works, just added another deposit yesterday.

Thanks bro. Can d

Somehow I clicked the link log in doesn't work.
Worked when googled "cimb efd promo" then clicked the Google link

I've the same problem here, but instead of Tuesday, I uplift on Monday (today). Due on Saturday 2 days ago. They didn't give me any interest for this 2 days. I called their CS and was informed that I won't get any interest because it's automagically renewed on Saturday.

From the statement above, it's clear that interest will be given if uplift on Monday. Anyone managed to get it automagically without a big complaint?

just an update, i have gotten it earlier this month for a Ambank FD maturity on Sat and uplift on Monday.
if the branch insist dun have, then either you make big complaint or accept the fact...

This post has been edited by lamode: Dec 31 2018, 03:13 PM

Thanks bro. I'll go through the email channel then, or maybe call them again. I forgotten to ask the branch, although they did counter offer for the uplifting citing that if I renew with them, I get interest from Saturday onwards, implicating that I won't get any from Sun-Mon if i uplift.

Update : Just called them again. Gave me a long story and ask me bring my friend (i.e. you since I have to justify my reason) to the branch and check the accounts.

So I'll try email for black and white.

This post has been edited by beLIEve: Dec 31 2018, 03:32 PM

Thank you everyone here for all the contribution of info on FD rates from all the banks this year.

May next year 2019 have higher FD rates and more promo rates for us here.

Cheers

went to cimb in the noon, supposedly wanna place FD 6m@4.4/4.5%pa like others
but then one of the manager approach me & offer me PCA + 3m FD @ 6%
condition like below
- PCA 25% of fund, rest 75% goto FD
- FD is 3m @ 6%pa
- PCA 1st 20k 0%, after that 1.8%pa... if got alot (like 2mil+) can get 3%
then she write alot until i so confused
tell me the average out punya pa i get is 4.83% if i opt for this method
then got islamic & conventional (islamic can pay dividen in advance???)
end up i opt for her proposal and take the conventional PCA + FD,
but they ran out of ATM/debit card so i just get slip... since there's incident on cimbclicks ... i guess at this moment i just go OTC for everything dulu ahahah

wanna ask all the finance sifu here... does her proposal really better than just take 6m FD @ 4.4/4.5? I went to HLB they offer the same CASA + FD@6(new) or 6.18(old cust), but then the distribution is like 10k FD + 7.5k CASA ... wanna ask for more detail, they just give me the face like no bother ... so i didn't bother also.

This post has been edited by LickGuy: Dec 31 2018, 07:01 PM

For 200k (FD + PCA), effective rate is 4.77% (50k in PCA, 1.8%)
For 480k (FD + PCA), effective rate is 4.97% (120k in PCA, 2.25%)
or 2 millions (FD + PCA), effective rate is 5.1% (500k in PCA, 2.5%)

Opening a PCA with another 10k, will entitle to RM188 cash bonus. But I think this offer end 31/Dec

UOB is the best bank in terms of printing the interest clearly on the statement. All banks pay interest based on day.

Last month Dec, I reminded the counter staff on weekend FD maturity. She did include the weekend interest for me.

Am bank promo till 6/1/19

No change
3 mth 4%
6 mth 4.2%
12 mth 4.3%

Senior saver no longer available.

Agreed. If I've not mistaken, the only reason I went to Ambank was because UOB was reluctant to renew my FD with their promotional rate. Sometimes they give exception, but not last year.

Public Bank also manually calculate the weekend/holiday interest without asking.

Thanks bro - for confirming the weekend interest.

Dec 31, they still offered me the Senior Saver or whatever 50+ FD. Not sure if that was the last day or whether they know what they're doing. They started with 4.2% a few days ago when I asked, then suddenly 4.3% when I withdraw.