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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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WinterDays
post Dec 29 2017, 05:12 PM

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QUOTE(siawyent @ Dec 29 2017, 03:28 PM)
Ambank 4.3% until today only?  How about next week?  I have one FD maturing 2/1/18.
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QUOTE(sandkoh @ Dec 29 2017, 03:39 PM)
yup, today nia. next week, have to look see. hope ada better fd offer.
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I called up 2 nearby branch just now, both say 4.30% is for fresh fund only sweat.gif

some branch have weekend banking still offering 4.30% till 31/12/2017
WinterDays
post Jan 31 2018, 10:46 PM

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QUOTE(planet@123 @ Jan 31 2018, 09:15 PM)
I am not sure is right forum to post or not.
Seeking your guy opinion:-
Let said i got FD 10k in cimb, and FD 10k in HLB .
If one day i got anything happen, how my parent know where i got FD ?
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joint account or just tell them how much u have in the banks

for me i just tell my mum and let her to keep the certificate

coz im still single and live together with parents
WinterDays
post Feb 22 2018, 10:18 AM

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QUOTE(David3700 @ Feb 22 2018, 07:55 AM)
UOB 12 months 4.48%. What's the T&C ?
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QUOTE(drbone @ Feb 22 2018, 10:11 AM)
Any contact number? Might be interested for the 4.48% FD deposit.
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https://www1.uob.com.my/sites/personal/prom.../bbl-promo.page

T&C: https://www1.uob.com.my/web-resources/perso...tnc-fdi-eng.pdf
WinterDays
post May 3 2018, 02:06 PM

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QUOTE(mamamia @ May 3 2018, 12:38 PM)
So, they will still need to send u statement to show the txn history too..

For HLB, I apply the normal saving acc n pay the ATM fee for first year, then I cancel the ATM card, so basically I also pay nothing for my HLB except the first year AF n I’ve passbook n online banking..
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possible to maintain the account by just cancel the ATM card to avoid annual fee?
WinterDays
post May 4 2018, 08:57 AM

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QUOTE(six7eight @ May 4 2018, 08:12 AM)
so, why are banks making online FB placement so rare? doh.gif
At least those with good rates, at the moment, the best is Maybank's 4.1% only (correct me if im wrong cause I've just placed it 5 minutes ago tongue.gif )
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ambank 4.28% 8months
WinterDays
post May 7 2018, 10:36 AM

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QUOTE(pwlow @ May 7 2018, 09:54 AM)
AmBank better 4.28% for 8 months , now reduce to min 1K smile.gif
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yea, but it is auto renewal, possible to withdraw it on maturity date?
WinterDays
post Jun 30 2018, 01:47 PM

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hope can get better rate for hlb eFD
WinterDays
post Jul 5 2018, 09:02 AM

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QUOTE(dannyw @ Jul 5 2018, 08:14 AM)
Just try to login, no such promo option available!  doh.gif

when select promo, only 13 mths @ 3.10%  rclxub.gif

Maybe not ready yet...

Anyone else try?

* I did received the same SMS yest.
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I received the SMS, just now log in also don't have dry.gif
WinterDays
post Jul 5 2018, 09:51 AM

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QUOTE(wonglokat @ Jul 5 2018, 09:41 AM)
Too much time on hand and beginning to read too much into the T&C

  sweat.gif
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so this is for first time efd user only sad.gif
WinterDays
post Jul 5 2018, 10:25 AM

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QUOTE(lamode @ Jul 5 2018, 10:20 AM)
the TnC is real, just now I was able to see the 4.37% under both Conventional and Islamic, but not anymore after the first placement....
I guess its for first time user and one time only.  bangwall.gif
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so we have to wait till 7.7 digital day for the e-FD placement sweat.gif
WinterDays
post Jul 5 2018, 11:33 AM

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just placed for hlb 3 months 4.37% thumbup.gif
WinterDays
post Jul 5 2018, 12:16 PM

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QUOTE(BoomChaCha @ Jul 5 2018, 12:16 PM)
Hi,do we need to do FPX to place Hong Leong's 4.3% for 3 months? Or to use IBG?
Thanks
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FPX
WinterDays
post Jul 5 2018, 01:11 PM

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QUOTE(Micky78 @ Jul 5 2018, 01:00 PM)
today can do placement for 4.37% for 3 mth de?
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can already
WinterDays
post Jul 5 2018, 03:06 PM

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QUOTE(#Victor @ Jul 5 2018, 02:55 PM)
Everyone is invited brows.gif
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marketing gimmick notworthy.gif
WinterDays
post Jul 6 2018, 12:33 PM

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QUOTE(buddy @ Jul 6 2018, 12:22 PM)
Dun scare me leh...not yet start alrdy reach limit?
Tmrw 6am start i guess
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https://www.hlb.com.my/content/dam/hlb/my/d...-i-pre-sale.pdf

pre-sales start yesterday, maybe the quota for pre-sales is finished

still can place on tomorrow
WinterDays
post Jul 6 2018, 02:19 PM

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QUOTE(buddy @ Jul 6 2018, 02:13 PM)
pre sale quota is different from tmrw 7/7/18 quota?
omg...
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quota for pre-sale 100m, 7/7 200m, 8/7~13/7 500m

according to their T&C hmm.gif
WinterDays
post Jul 6 2018, 04:25 PM

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QUOTE(buddy @ Jul 6 2018, 04:08 PM)
rm30k is per fpx right?
can do multiple fpx right?
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yes, maybank can do mutiple FPX payment

some bank have limit for FPX
WinterDays
post Jul 10 2018, 09:06 AM

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QUOTE(fairylord @ Jul 10 2018, 08:19 AM)
Ambank OTC?
Look like I missed some good deal of HLB.
ePromo is not eFD like HLB have to be via FPX from other bank, right? Any details of product to refer, thanks..
Got find to deposit today.
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Ambank OTC 4.40% 1 years

eFD 4.28% 8 months, need register online, direct transfer from ur ambank account, no need FPX from other bank

https://www.ambank.com.my/eng/promotions-pa...mOnlineeFDPromo
WinterDays
post Jul 10 2018, 09:28 PM

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QUOTE(cybpsych @ Jul 10 2018, 09:13 PM)
not sure. i only placed 3x RM10k placements. just nice.
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what is the advantage doing 3x RM10k instead 1x RM30k? confused.gif
WinterDays
post Jul 21 2018, 09:07 AM

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QUOTE(ashyxt @ Jul 20 2018, 11:19 PM)
just received a call from HLB........

informing us about a 3-month FD promo with 7.7%p.a. rate......

with T&C applied she said, without willing to disclose anything any further in that brief phone call (further details when we visit the bank...)

what's the usual catch apart from our money having to be fresh fund?
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probably not pure fd, must be linked with other product

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