Welcome Guest ( Log In | Register )

Bump Topic Add Reply RSS Feed

Outline · [ Standard ] · Linear+

 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

views
     
SUSfuzzy
post Oct 29 2018, 12:52 PM

*pew pew pew*
*******
Senior Member
7,106 posts

Joined: Jan 2003
QUOTE(lowya @ Oct 26 2018, 08:44 PM)
here you go

https://www.cimbclicks.com.my/clicks/#/wps/...FdPlacement?r=1

https://www.cimbclicks.com.my/rccpweb/#/
*
Thanks bro rclxms.gif rclxms.gif

Edit: I used the first link and login, it straight take me to FD placement page, if you put in 10k or more figure (as per min) it will only give you one option @ 4.5% for
6mths.

This post has been edited by fuzzy: Oct 29 2018, 12:54 PM
SUSfuzzy
post Oct 29 2018, 01:58 PM

*pew pew pew*
*******
Senior Member
7,106 posts

Joined: Jan 2003
QUOTE(7498 @ Oct 29 2018, 01:50 PM)
for cimb 6 months 4.5% efd, just to confirm that it can be uplifted online once mature ? I suppose YES since its an efd ?
*
Yes since its eFD
SUSfuzzy
post Oct 30 2018, 01:45 PM

*pew pew pew*
*******
Senior Member
7,106 posts

Joined: Jan 2003
QUOTE(CharmaineLee80 @ Oct 30 2018, 01:41 PM)
cimb preferred customer only?  I tried my cimb clicks.. cant see 4.4% interest rate for FD.
*
4.4% was the walk in promo rate... I was about to do that before I found out this deal. Easier no need go waste time in branch.
SUSfuzzy
post Dec 31 2018, 12:40 PM

*pew pew pew*
*******
Senior Member
7,106 posts

Joined: Jan 2003
QUOTE(Chinus @ Dec 26 2018, 05:39 PM)
https://www.cimbclicks.com.my/content/eFD2018.html

The link doesn't work anymore?
*
Still works, just added another deposit yesterday.
SUSfuzzy
post Apr 26 2019, 01:43 PM

*pew pew pew*
*******
Senior Member
7,106 posts

Joined: Jan 2003
Bangkok Bank.

[attachmentid=10233688]
SUSfuzzy
post Jul 1 2019, 04:12 PM

*pew pew pew*
*******
Senior Member
7,106 posts

Joined: Jan 2003
QUOTE(majorarmstrong @ Jul 1 2019, 03:54 PM)
if you have 100k, you may walk into SCB and request for a special rate, 4.6% is possible about 2 months ago but must put for 1 year
again this is not board rate and they wont publish it, you will have to ask at customer service counter - PJ Branch ya
*
That was before BNM dropped the interest rate, thats why across the board why the % has lowered as well for all banks.
SUSfuzzy
post Nov 11 2019, 09:43 AM

*pew pew pew*
*******
Senior Member
7,106 posts

Joined: Jan 2003
QUOTE(KingArthurVI @ Nov 10 2019, 09:49 AM)
Hi all I’ve always been CIMB account holder, lately thinking of switching banks to park FD with. About 150k where to put for best interest rate? Are there any banks with incentives for new customers?
*
150k most bank won't blink an eye.

Best option is if you just see the best rates given here by the banks and go with it.
SUSfuzzy
post Nov 11 2019, 11:00 AM

*pew pew pew*
*******
Senior Member
7,106 posts

Joined: Jan 2003
QUOTE(KingArthurVI @ Nov 11 2019, 10:58 AM)
Yeah makes sense. The thing is that most banks show the public/board rate on their websites, what I want to know is their (almost) best rate like 3.8 or something, not the mediocre 3.1% they put on their website like CIMB Clicks.
*
Other than the usual online rates, you do get special rates from branches to branches, depending on the cash position they are in.

Issue at the moment is our lending appetite is low and interest rate is relatively low as well, thus the banks don't need that much cash.
SUSfuzzy
post Nov 22 2019, 04:29 PM

*pew pew pew*
*******
Senior Member
7,106 posts

Joined: Jan 2003
QUOTE(cybpsych @ Nov 21 2019, 08:02 AM)
try login to cimbclicks and see lor

user posted image
else, use this link to redirect >> https://www.cimbclicks.com.my/fdpromo
*
Link works, thanks.
SUSfuzzy
post Nov 27 2019, 05:34 PM

*pew pew pew*
*******
Senior Member
7,106 posts

Joined: Jan 2003
https://www.rhbgroup.com/380/index.html

user posted image
SUSfuzzy
post Nov 27 2019, 05:52 PM

*pew pew pew*
*******
Senior Member
7,106 posts

Joined: Jan 2003
QUOTE(Xaser_3 @ Nov 27 2019, 05:50 PM)
Nice. At least another bank that is offering pure FD at this rate. I'm sure the others will follow suite.
*
Yep, unfortunately I just dump my ones into the CIMB 6m 3.85% not too long ago!

12mths much easier, i doubt there will be any rate increase, so chasing that 0.1-0.2% is pointless.
SUSfuzzy
post Nov 27 2019, 06:07 PM

*pew pew pew*
*******
Senior Member
7,106 posts

Joined: Jan 2003
QUOTE(joeblow @ Nov 27 2019, 06:05 PM)
Not sure if this is a pure FD?
*
It's pure FD.

Their previous promo for was e-FD, but this time they revert back to OTC.
SUSfuzzy
post Dec 4 2019, 03:12 PM

*pew pew pew*
*******
Senior Member
7,106 posts

Joined: Jan 2003
QUOTE(cocolala @ Dec 3 2019, 02:57 PM)
Affin The Curve said 3.9% no more, best rate is 3.25% for 11 months.

Can anyone verify if CIMB Damansara Utama still offering 3.85%? Tried calling the number found online but seems not working.
*
The CIMB 3.85% is based on the e-FD promo link, not OTC rate.
SUSfuzzy
post Dec 4 2019, 04:10 PM

*pew pew pew*
*******
Senior Member
7,106 posts

Joined: Jan 2003
QUOTE(cocolala @ Dec 4 2019, 04:06 PM)
Is it? I just went to CIMB Uptown to ask for FD rate, they told me 6 months 3.85%, 12 months 3.75%. I thought of switching my fund from OCBC to CIMB tomorrow.
*
Means they offer the same OTC gua...

Then just do it online through the link easier lo...
SUSfuzzy
post Dec 10 2019, 07:42 PM

*pew pew pew*
*******
Senior Member
7,106 posts

Joined: Jan 2003
QUOTE(TheRant @ Dec 10 2019, 04:47 PM)
Just curious. What is the advantage of putting at cimb?  They auto renew at good interest?
*
Nope, mine was renewed at 3%.
SUSfuzzy
post Jan 30 2020, 11:32 AM

*pew pew pew*
*******
Senior Member
7,106 posts

Joined: Jan 2003
QUOTE(frostfrench @ Jan 29 2020, 08:56 PM)
I place my fd with CIMB last week for duration of 12 months.

Can I cancel my cimb fd now? I have a seven figure amount and like to put in the Alliance casa+fd 4% tomorrow. I think that's better return for me
*
Of course you can, depending on the t&c you might have to forfeit the accumulated interest or incur some charges.
SUSfuzzy
post Apr 7 2020, 04:19 PM

*pew pew pew*
*******
Senior Member
7,106 posts

Joined: Jan 2003
QUOTE(BoomChaCha @ Apr 7 2020, 04:09 PM)
why not Am bank 3.5%?
*
No AMB casa maybe.
SUSfuzzy
post Apr 9 2020, 01:33 PM

*pew pew pew*
*******
Senior Member
7,106 posts

Joined: Jan 2003
QUOTE(wyen @ Apr 9 2020, 12:46 PM)
Can't find the rate for Pbb 3.18 for 4month when I want to put placement in online banking. Will I have this rate if I transfer from my savings in Pbb to  eFD?
*
Here's the promo:

https://www.pbebank.com/Personal-Banking/Pr...X-Campaign.aspx
SUSfuzzy
post Apr 13 2020, 12:14 PM

*pew pew pew*
*******
Senior Member
7,106 posts

Joined: Jan 2003
QUOTE(IWannAAR @ Apr 12 2020, 11:14 PM)
hi may i know which bank allows new account opening via online instead of going OTC and has reasonable FD rates?
*
I think Ambank can.
SUSfuzzy
post Apr 17 2020, 10:33 AM

*pew pew pew*
*******
Senior Member
7,106 posts

Joined: Jan 2003
QUOTE(GrumpyNooby @ Apr 13 2020, 12:15 PM)
How?
Can share?
*
QUOTE(ksf2019 @ Apr 13 2020, 04:20 PM)
yes please share
*
QUOTE(Cookie101 @ Apr 13 2020, 06:43 PM)
Hi, reality just passed by.

» Click to show Spoiler - click again to hide... «

*
Sorry for the late reply, I had to made sure I could before I posted.

I do not have AmBank SA before, but I do have their CC. What I did was to download their app, using it and apply for the eFlex Savings. From there, i transferred my money to the eFlex. I have successfully gotten the 3.5% with funds taken from the eFlex acc.

No need to go branch all. I do not know if this works if you do not have any prior relationship with AmBank.
« Next Oldest · Finance, Business and Investment House · Next Newest »
 

2 Pages  1 2 >Top
Add ReplyOptions
 

Change to:
| Lo-Fi Version
 0.0587sec    0.77    7 queries    GZIP Disabled
Time is now: 14th December 2025 - 05:27 AM
All Rights Reserved © 2002- 2025 Vijandren Ramadass (~unite against racism~)
Removal Request
Powered by Invision Power Board © 2025  IPS, Inc.