hi all sifu
want to ask about FD withdrawal method upon mature date
can I ask them to give bank draft instead of putting the $$ back to saving account ?

any idea on the charges ? RHB in particularly

The main reason is I want the SA die automatically and don want to maintain a minimum RM10 anymore , it just have few ringgit left inside after they deduct the ATM annual fee

Yes sure but need to pay for bankdraft a few ringgit.

No need nego .. Rhb always no update in the website...
need 50K minimum..
need premier customer or not then I not sure, because I am premier

Just back from OCBC..they extended the 4%@12m promo with monthly interest till further notice. Hurry before it's over

U can ask for bankers cheque (BC). It is RM5.80 for RHB.

Some of the info in 1st page already no laku as no updating when promo ends earlier than original end date of promo advert.

For example:- Affin PROSPERITY BLOSSOMS with 3.88% per annum for Chinese New Year promo ending on 28 February 2017, already closed early. Now replaced with OMG Combo to end on 31 March 2017.

Any ideas how to make this forum give better info?

This post has been edited by Deal Hunter: Feb 6 2017, 04:19 PM

get TS to manage post #1

Minimum funds? Any other T&C?

ohh, they extended the 4% 12months promo..
alright, will go OCBC cheras branch tomorrow for it : )
thx~

search from this topic or from OCBC

12m remains at 3.95
They have some 8 months at 3.75 ⬅️ Can't remember... Call the branch to ask...
Min 50k fresh fund...

create a goggle form to let anyone submit FD promo info.

publish the google spreadsheet so that everyone can see what is added.

add moderators for housekeeping.

The last time I read anything about this was some versions ago on the idea of a standard format for reporting promos.

I believe there are some basic and diverse problems that need to have satisfactory solutions. Usually when I do my own confirmation surveys before placing FD, I meet with the following:-

1) There are different terminologies used by various posters, conventional FD and various islamic products.

2) Some posters may not have the knowledge to understand the real meanings of the promo offer and may report their perception.

3) Not all promos are offered at all branches at the same starting and ending time.

4) There are special occasion promos for certain dates, branches or specially qualified customers.

5) Banks may end promo early, suspend and restart, or just continue to another date or until further notice, instead of ending as expected.

6) Some parts of promo can be adjusted and some maintained.

7) The lack of starting date and ending date, and when last reconfirmed makes it more difficult to check whether the situation is the same or different.

8) Some promos are publicised clearly but may be outdated, whilst others are not and have to be extracted from bank staff - who may not answer the same but according to instruction at their level or how they treat different customers - meaning different people may get different rate to the bank's benefit.

When we have collected and understood all the elements, then it is easier to formulate a way to settle or reduce the problems.

This post has been edited by Deal Hunter: Feb 6 2017, 08:16 PM

Alliance bank 4.05% minimum 50k monthly interest paid . Have to get a saving acc with debit card foc.but for 40 years & above .do you think is a good offer ?

yes, highest among pidm protected banks.

wanted higher would be 4.08% bank rakyat, no pidm.

mbsb 4.10% highest, no pidm.

cant find this from web site. sos pls.

Please try to understand that quite a number of promos are not publicised as they are restricted to some qualified people only and not for everyone. Higher level value FDs are also usually not publicised. This Alliance FDGold promo for 40 years and plus depositor with monthly interest payment is not at the normal board rate for normal amounts, but for 50k minimum. See my observation to lowya as below.
.
8) Some promos are publicised clearly but may be outdated, whilst others are not and have to be extracted from bank staff - who may not answer the same but according to instruction at their level or how they treat different customers - meaning different people may get different rate to the bank's benefit

You shouldn't waste your time looking at bank websites if you are really serious about getting higher rates. In this case, it is not like they are hiding it, but it is not something to make a big hoo-hah about considering the others and how their position is.

This post has been edited by Deal Hunter: Feb 7 2017, 03:17 AM

can anyone advice for affin fd, can i withdraw fr other branch? thanks.

Unker received this offer letter from Ocbc, but when I went there, they seems clueless about this promotion.



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