full description of the promo is at : https://www.hlb.com.my/main/promotion/20170109-001-efd

terms and conditions are up and available at : https://www.hlb.com.my/main/assets/files/pr...inal-170103.pdf

the relevant bit about the bonus 0.18% is :

8. The Eligible Customers is entitled for an Extra Interest/Hibah of 0.18% p.a., subject to the following conditions:
1) The Bank achieve the fund size of RM888,888,888; and
2) No premature withdrawal of the eFD/eFD-i placement; or
3) the Bank may at its discretion, award Eligible Customers with the Extra Interest / Hibah rates even if the
targeted fund size is not met

Nope. It's e-FD using FPX to transfer money.

My bank allows me to transfer 30k a day, do it 17 times, and you are good.

Easiest way to solve your problem is to deposit your 500k into MBB and you just fpx from MBB to HLB.

I made total 17 fpx transactions from MBB to HLB in 1 day and that was in Nov last year.

Alliance bank 4.05% minimum 50k monthly interest paid . Have to get a saving acc with debit card foc.but for 40 years & above .do you think is a good offer ?

for this promo, via FPX only. just deposit into your non HLB savings account and do it via FPX.

Dump that money into Maybank and do the fpx of multiples of rm30k from Maybank. So far , no issues with multiple fpx transactions of 30 K in a day.

UOB FD offer:

Fresh funds 4.35% 12 mths
Renewal no top up 3.25%pa
Renewal top up 10k 4.10%pa subject to HO approval

Anyone know which bank offering more than 4.4% best is 12 mths ?
have an FD maturing real soon and so far those i have visited

Ambank = 4.4
maybank = utter rubbish rates
CIMB = 4.3
Bank M = 4.5 (but too long period)
hong leong = rep told me wait for 7/7 ( i guess rate won't be as good knowing HLB)
RHB = 4.38 (15 mths)

UOB 4.35%p.a. 12mth, monthly interest to CASA.

Public Bank FD Promo

(1) 3 Months @ 5%, min RM5K, interest on maturity, valid until 30 Sept 2018
    T&C: FD deposit max is RM 50K
    On condition must put at least RM5K in saving account, can withdrawl later (Public Bank 's T&C does not mention when can withdrawl).
    Public bank staff suggested to withdrawl 1 week later.

(2) 6 Months @ 4.08% with monthly interest, min RM10K, valid until 31 August 2018

(3) 12 months @ 4.28% with monthly interest, min RM10K, valid until 31 August 2018

Actually Bank Rakyat is not the member of PIDM. Therefore all the deposits of Bank Rakyat are not protected under PIDM. It's protected by Ministry of Finance.

The highest rate for OCBC until now is 4.38%. Acording to the news, inflation rate is very low and the economy is very bad, it's the right time for Bank Negara to lower down the OPR. Don't know it will affect the FD rate in future?