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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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babysiew
post Jan 9 2017, 11:44 AM

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aiyak, seems like a lot of promo ended. any ho liao at the moment? Thanks sifus
babysiew
post Jan 9 2017, 08:29 PM

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For small time player like me, from the promo that is ongoing, PBB-i would be the best 3.95% for 12 mths...
babysiew
post Jan 11 2017, 09:37 AM

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QUOTE(laymank @ Jan 10 2017, 02:55 PM)
OCBC 12 months 4.0%

http://www.ocbc.com.my/assets/pdf/Accounts...eposit_Deal.pdf
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thanks for the info!
babysiew
post Jan 11 2017, 09:43 AM

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I actually do not understand the FPX thingy to HLB. If I do not have an online acct in HLB, I cant join the FD promo there? sorry noob biggrin.gif

edit: understood. yes i cant biggrin.gif

This post has been edited by babysiew: Jan 11 2017, 09:44 AM
babysiew
post Jan 11 2017, 04:45 PM

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QUOTE(cclim2011 @ Jan 11 2017, 04:30 PM)
Left Islamic ones only. Just placed some.
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for step up, the initial principal + interest earned = new principal for next tier? or just the initial principal?
babysiew
post Jan 11 2017, 04:49 PM

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QUOTE(bbgoat @ Jan 11 2017, 04:48 PM)
Never that way. Principal remain unchanged thru' the step-up's !  biggrin.gif
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then i wonder why ppl prefer step up? I thought there are some financial thingy tat I am not aware. Liquidity?

This post has been edited by babysiew: Jan 11 2017, 04:49 PM
babysiew
post Jan 12 2017, 09:07 AM

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thanks guys! I lazy to monitor the interest. so if step up effective rate is 4% and 12mths effective rate also 4%, I will take 12m lol lol...
babysiew
post Jan 31 2017, 11:51 AM

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BR 4.08% interest credited monthly. Just completed. Thanks sifus!
babysiew
post Feb 15 2017, 12:04 PM

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FD at HLBB due today. Thinking which bank to put next. Best would be OCBC 12m 4% valid till April 2017? BR I placed one FD already. Looking for another bank. Call me silly but I always worry to put all my eggs in one basket hehe

This post has been edited by babysiew: Feb 15 2017, 12:05 PM
babysiew
post Apr 18 2017, 10:25 AM

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best rate right now would be 4.1% with CIMB? took out one FD, now kena cari a new one haha
babysiew
post May 25 2017, 04:38 PM

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QUOTE(o0o0 @ May 25 2017, 04:33 PM)
har.. then if i got 100k / 200k in Bank Rakyat,
then how to take out the money..
this BR really bodoh...
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aiyoh u can use rentas ma. u just need to pay rm2.50 or something like that if i am not mistaken. interbank ma lol... why need paper document when can transfer digitally? biggrin.gif
babysiew
post May 29 2017, 05:51 PM

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QUOTE(yygo @ May 25 2017, 05:50 PM)
br rentas rm5.30.
you whatsapp br to rentas fund to bmmb. no need to go to branch?

who is the "sheepish" one, a senior? innocent.gif  sweat.gif
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ok i guess every cents count hahahah
babysiew
post Jun 5 2017, 04:46 PM

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Thanks for the info on Affin. Baru want to masuk into this thread to check for good deals biggrin.gif
babysiew
post Jun 6 2017, 02:13 PM

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QUOTE(familyfirst @ Jun 6 2017, 01:53 PM)
Shd be same day.  Even my officer this morning said if bankers cheque will be same day give FD cert.
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mualamat bank, whats the T&C ya? sorry if i missed it somewhere thx
babysiew
post Jun 7 2017, 11:10 AM

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QUOTE(familyfirst @ Jun 7 2017, 10:18 AM)
Min 100k for 12 mths @ 4.5% pa.    Interest paid upon maturity.
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thanks!
babysiew
post Jun 13 2017, 02:49 PM

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Went to Affin USJ branch. Using personal cheque. Effective today. 2 years at 4.25%. Interest into your account if you have Affin bank account every 6 mths. Very fast. Good service.

This post has been edited by babysiew: Jun 13 2017, 03:40 PM
babysiew
post Jun 13 2017, 03:41 PM

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QUOTE(newbiz2008 @ Jun 13 2017, 03:13 PM)
when will this promotion end?
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if not mistaken end of this mth
babysiew
post Jun 22 2017, 12:02 PM

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QUOTE(joeduff @ Jun 21 2017, 09:38 PM)
today my father went to Bank Muamalat Alam Damai branch to place FD with 4.5% promotion rate without open saving account, however, he issued cheque to place it and he received the FD cert which valid date start from tomorrow, may i know is it usual? thanks....
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For Affin bank, i used personal cheque, effective that day itself. Maybe diff banks diff methods
babysiew
post Jun 22 2017, 12:12 PM

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QUOTE(bbgoat @ Jun 22 2017, 12:06 PM)
So far all the banks that I use, even for personal cheque, FD eff date same day of placement. Only Bank Muamalat has this issue.

The last time I encountered it is with HL Islamic FD, gave FD cert same day, but eff date 2 days later. That was 3 yrs ago. Heard someone commented that HL Islamic FD now has same day eff date already.  biggrin.gif
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ya so far i went pbb, hlbb, br, affin, all okay
babysiew
post Jan 5 2018, 11:41 AM

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time of the year! will be following closely hahaha... funds maturing soon!
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