Welcome Guest ( Log In | Register )

Outline · [ Standard ] · Linear+

 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

views
     
voc8888
post Sep 9 2025, 10:39 AM

Getting Started
**
Junior Member
124 posts

Joined: Nov 2021
QUOTE(ikanez @ Aug 23 2025, 01:36 AM)
sweat.gif fuh.. tough crowd.

for merdeka i know for sure xde. later this year though not sure got or not.
*
Bank Islam not offering new MaxCash FD promo in Sept ke?
ikanez
post Sep 9 2025, 10:45 AM

Getting Started
**
Junior Member
292 posts

Joined: Oct 2007
QUOTE(voc8888 @ Sep 9 2025, 10:39 AM)
Bank Islam not offering new MaxCash FD promo in Sept ke?
*
got. soon.

Branches will be available soon. Be U lambat sikit (by a few weeks).
soulreap
post Sep 9 2025, 11:01 AM

New Member
*
Newbie
48 posts

Joined: Jun 2011
@ikanez is there any way I can change the bank account to transfer out my BE U term deposit on the app? My mom's matured but because she registered it under Rize previously, now she cannot transfer it out. Calling BE U CS takes forever, she was in queue for like 5-10 mins and its always "high volume of calls" and the same position in queue
ikanez
post Sep 9 2025, 01:14 PM

Getting Started
**
Junior Member
292 posts

Joined: Oct 2007
QUOTE(soulreap @ Sep 9 2025, 11:01 AM)
@ikanez is there any way I can change the bank account to transfer out my BE U term deposit on the app? My mom's matured but because she registered it under Rize previously, now she cannot transfer it out. Calling BE U CS takes forever, she was in queue for like 5-10 mins and its always "high volume of calls" and the same position in queue
*
hmm.. the system doesn't mandate for customers to have Be U QSA account for withdrawal. if you have setup a legit bank account elsewhere (in this case, Rize, and it's also proven to be the customer's own account and not 3rd party) - the system should be able to send the money out to that destination once matured.

that being said, i've also just learned that if it's not Be U QSA account, the withdrawal will need to be done manually - via the click of a "CASH OUT" button (refer to pic). For customers who have setup Be U QSA as their withdrawal account, the transfer would've been done automatically upon TD maturity.

to reiterate, if your withdrawal account is not within Be U, need to click "CASH OUT" once TD is matured. The "CASH OUT" button will only appear once TD has matured. Else it'll be a diff button.

user posted image

This post has been edited by ikanez: Sep 9 2025, 01:16 PM
soulreap
post Sep 9 2025, 01:34 PM

New Member
*
Newbie
48 posts

Joined: Jun 2011
QUOTE(ikanez @ Sep 9 2025, 01:14 PM)
hmm.. the system doesn't mandate for customers to have Be U QSA account for withdrawal. if you have setup a legit bank account elsewhere (in this case, Rize, and it's also proven to be the customer's own account and not 3rd party) - the system should be able to send the money out to that destination once matured.

that being said, i've also just learned that if it's not Be U QSA account, the withdrawal will need to be done manually - via the click of a "CASH OUT" button (refer to pic). For customers who have setup Be U QSA as their withdrawal account, the transfer would've been done automatically upon TD maturity.

to reiterate, if your withdrawal account is not within Be U, need to click "CASH OUT" once TD is matured. The "CASH OUT" button will only appear once TD has matured. Else it'll be a diff button.

user posted image
*
The problem now is that because Rize was taken back by Al-Rajhi, her account number also changed and the old one cannot be used anymore. And there is no option for us to change the destination bank account in the app itself which is frankly disappointing. What if "accidents" happen and we switch banks? So now the money is stuck in there UNTIL we can get through to CS and CS is taking FOREVER. She was waiting on the phone for 40 minutes and the queue NEVER MOVED. vmad.gif mad.gif vmad.gif
ikanez
post Sep 9 2025, 02:01 PM

Getting Started
**
Junior Member
292 posts

Joined: Oct 2007
QUOTE(soulreap @ Sep 9 2025, 01:34 PM)
The problem now is that because Rize was taken back by Al-Rajhi, her account number also changed and the old one cannot be used anymore. And there is no option for us to change the destination bank account in the app itself which is frankly disappointing. What if "accidents" happen and we switch banks? So now the money is stuck in there UNTIL we can get through to CS and CS is taking FOREVER. She was waiting on the phone for 40 minutes and the queue NEVER MOVED.  vmad.gif  mad.gif  vmad.gif
*
oh dear. sorry to hear that (both about rize, and the long queue).

could you help log a ticket via the in-app form, and pass me the ticket num (via DM). will try to escalate and get our team to contact ur mom.

just to preempt - the process to change withdrawal account is rather lengthy as it involves a lot of validation steps. so do bear with us for the time being.
TOS2
post Sep 10 2025, 04:07 PM

Casual
***
Junior Member
359 posts

Joined: Dec 2024
哪家FD利率最高?2025年最新银行定期存款优惠盘点

https://www.jiuzyoung.com/latest/malaysia-b...te-latest-2025/
poco loco
post Sep 10 2025, 05:59 PM

On my way
****
Junior Member
610 posts

Joined: Sep 2022
From: Last member of the tribe


cant really withraw money out from this BeU ni

aready mature.alyiz say limit has reach.
lowkelvin
post Sep 10 2025, 09:27 PM

On my way
****
Junior Member
671 posts

Joined: Jun 2018
QUOTE(poco loco @ Sep 10 2025, 05:59 PM)
cant really withraw money out from this BeU ni

aready mature.alyiz say limit has reach.
*
What limit?
poco loco
post Sep 10 2025, 11:48 PM

On my way
****
Junior Member
610 posts

Joined: Sep 2022
From: Last member of the tribe


QUOTE(lowkelvin @ Sep 10 2025, 09:27 PM)
What limit?
*
transfer limit
lowkelvin
post Sep 11 2025, 10:27 AM

On my way
****
Junior Member
671 posts

Joined: Jun 2018
QUOTE(Eugenet @ Sep 8 2025, 03:49 PM)
BEU is beginning to feel shaky.

On Sept 4, my Term Deposit #88300030016454 matured. Typically it auto-redeem at around 12 to 1am of maturity day. However that didn't happen this time.

Ticket LRCODV: Support told me to wait 3-5 days (what?!)

It did finally redeem at 11pm on maturity day but by then I was already asleep.

Is BEU running out of cash to redeem my TD? Or is it just a system hiccup? I've submitted another ticket OISFJD to get an explanation. And all I got was this:
BEU completely ignored my question and had the gall to say "we take your concerns seriously". Humbug!
*
Based on my experience,
BE U have 2 maturity time, 12AM or 11PM
Although 11PM is quite late, but it still mature on the same day.
Limmf77
post Sep 11 2025, 10:34 AM

Getting Started
**
Junior Member
88 posts

Joined: Jul 2011
QUOTE(poco loco @ Sep 11 2025, 12:48 AM)
transfer limit
*
U have to reset your transfer limit. Once set need wait 24hrs b4 it activates the reset. I have done transfer out from BEU no issue at all. Hope it help
poco loco
post Sep 11 2025, 11:38 AM

On my way
****
Junior Member
610 posts

Joined: Sep 2022
From: Last member of the tribe


QUOTE(Limmf77 @ Sep 11 2025, 10:34 AM)
U have to reset your transfer limit. Once set need wait 24hrs b4 it activates the reset. I have done transfer out from BEU no issue at all. Hope it help
*
reset my maybank limit or beU limit?
Eugenet
post Sep 11 2025, 03:51 PM

Getting Started
**
Junior Member
126 posts

Joined: Aug 2007
From: Kuala Lumpur


QUOTE(lowkelvin @ Sep 11 2025, 10:27 AM)
Based on my experience,
BE U have 2 maturity time, 12AM or 11PM
Although 11PM is quite late, but it still mature on the same day.
*
Thanks, this is good info.

But it is a dirty trick that destroy BEU and the Bank Islam brand. Some CEOs doesn't understand integrity.

Limmf77
post Sep 11 2025, 07:32 PM

Getting Started
**
Junior Member
88 posts

Joined: Jul 2011
QUOTE(poco loco @ Sep 11 2025, 12:38 PM)
reset my maybank limit or beU limit?
*
U mention u can’t transfer ur money out from BEU out so u have to reset the BEU transfer limit. Goggle got teach the step how to do it
apalexar
post Sep 11 2025, 08:14 PM

apalexar
******
Senior Member
1,383 posts

Joined: Sep 2012


Hmm no one go for HSBC 4.28% TD?
poco loco
post Sep 11 2025, 08:41 PM

On my way
****
Junior Member
610 posts

Joined: Sep 2022
From: Last member of the tribe


QUOTE(Limmf77 @ Sep 11 2025, 07:32 PM)
U mention u can’t transfer ur money out from BEU out so u have to reset the BEU transfer limit. Goggle got teach the step how to do it
*
ok.suddenlly fouund the limit setting .thx
Chiggah
post Sep 12 2025, 08:45 AM

On my way
****
Junior Member
567 posts

Joined: Oct 2004
QUOTE(apalexar @ Sep 11 2025, 08:14 PM)
Hmm no one go for HSBC 4.28% TD?
*
What’s the caveat? Need to join Premier or?
apalexar
post Sep 12 2025, 11:09 AM

apalexar
******
Senior Member
1,383 posts

Joined: Sep 2012


QUOTE(Chiggah @ Sep 12 2025, 08:45 AM)
What’s the caveat? Need to join Premier or?
*
Yeah join premier, min 50k and max 300k placement 6 months, no compound interest
soulreap
post Sep 12 2025, 12:17 PM

New Member
*
Newbie
48 posts

Joined: Jun 2011
BE U's rate might sound attractive but I am beginning to think it's not worth it to place any funds in there with all the effort, trouble and time wasted just to try to get them to do anything via CS.

As previously mentioned, tried to change bank account number linked to my Term Deposit:

1. No option in app itself which is a MAJOR FLAW
2. Calling CS via phone takes FOREVER. I have been in the same queue number for over 40-45 mins and it's always the same "We are experiencing a high number of calls and all our customer service officers are BUSY, please wait A MOMENT, you will be served SHORTLY. You are currently caller number 4". Wow, I didn't expect such THOROUGH service that each caller takes at least 20 mins?
3. Submitted a ticket, later received a call (FINALLY) to verify identity and all necessary procedures on 9th; was told will take 2-3 working days but till today, NOTHING. My term deposit in app still shows my Rize account linked to the matured Term Deposit without any in-process indication that any effort is being made for manual withdrawal request submitted.

In short, my money's trapped in there UNTIL they decide to get off their asses and change something on their end which in this case, runs on THEIR TIME. AND not to forget next Monday and Tuesday are public holidays. Such a GREAT service. vmad.gif mad.gif vmad.gif

1671 Pages « < 1657 1658 1659 1660 1661 > » Top
 

Change to:
| Lo-Fi Version
0.0280sec    0.48    6 queries    GZIP Disabled
Time is now: 6th December 2025 - 02:57 AM