Almost everyday received SMS/email/notification about scam from all my banks...kanasai...spam kaw me kaw kaw.
MBSB. Its best in town right now. Minimum like 5k or 10k only. It is a CASA bundle with effective rates of 4.3%.

Yes this is the effective rate 4.3% for 12 months, this is based on my calculation. I thought promo until 31 Dec but looks like they cut short to 31 September 2023

Quota almost full? Ayo, was thinking of topping up a bit more. maybe too late liao.    

I have had a truesaver account for a while. I just use it as a transactional account, so meeting the various requirements for bonus interest isn't a hassle. Yup, need to deposit 3k monthly to earn additional 1.15% on top of the basic 0.75%. Then if retail spend or pay at least 3 bills totaling at least 1k for both together, get an extra 0.6%. Grand total interest of 2.5% as you mentioned earlier.

CIMB got good promo but the website FD placement is disabled until end of month....woooot....

https://www.cimb.com.my/en/personal/promoti...fd-efria-i.html

CIMB got good promo but the website FD placement is disabled until end of month....woooot....

https://www.cimb.com.my/en/personal/promoti...fd-efria-i.html

They do. but for this combo promo CASA thingy, the locked balance will be day+1 then only they transfer. The fd part and interest they credit on maturity date. Btw, still 4.3%? I am going on Monday.

Mbsb 4.3% 12m now?

I going there Monday...

Did you ask about the debit card fee at the branch?

I opened an Affin Bank savings account some years ago for FD interest crediting. At that time I opted not to have a debit card, and the Branch did some maintenance so that I could enjoy internet banking. I had the full 50k transaction limit, with approval code sent via SMS TAC, until recently, when they migrated fully to app-based secure approval, for transactions of 1.5k and higher. Affin requires a debit card to set-up the app approval. I am now unable to approve single transactions of 1.5k and higher. It's possible to do multiple transactions of below 1.5k totaling up to 50k but obviously, that is a real pain if the amount is large.

The above exception applies to existing customers. I think they will "force" all new account holders to have a debit card, otherwise no access to internet banking.

They say cannot withdraw the saving 25% ratio until fd matured. You withdraw yours?

Wow. I was informed that need to maintain RM20 minimum balance in True Savers account. Not True 

MBSB

Rates for TDi and TIA for 16th july to 31st july as below:

*TDi*
3 months 3.55%
6 months 3.65%
9 months 3.83%
12 months 3.80%

*TIA-i*
3 months 3.72%
6 months 3.75%
9 months 3.97%
12 months 3.95%

Hmm no one go for HSBC 4.28% TD?