QUOTE(McMatt @ Feb 14 2022, 01:58 PM)
Affin reduced its FD rate for 12 mths to 2.48%Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only
Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only
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Feb 17 2022, 04:58 PM
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#1
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Jul 13 2022, 06:21 PM
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#2
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QUOTE(pengembara.jalan @ Jul 13 2022, 05:23 PM) Anyone facing such situations before? You may perform your FD upliftment at any AMB branhPlaced AMB FD otc in a city. Then due to some matter, have to live in another city and unable to return to original branch for fd withdrawal for the time being. Possible to bring the FD cert to other AMB branch for withdrawal/renewal? pengembara.jalan liked this post
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Jul 13 2022, 06:45 PM
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#3
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QUOTE(bbgoat @ Jul 6 2022, 08:28 PM) 10K CASA is not earmarked and tied-up but was advice by teller to keep for a day and move out only on the second day.Anyone here move out the 10K on the same day immediately after placement? |
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Jul 14 2022, 05:30 PM
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#4
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Jul 14 2022, 05:34 PM
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#5
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QUOTE(bbgoat @ Jul 14 2022, 05:26 PM) Not sure if this was discussed here before. Citibank has been offering for new Citigold customer, min RM400k can get 3.55% FD 12 mth with mthly interest. I heard the Q&A interview and screening session justifying the account opening needs is painful Introducer can get rewards. Please check with CB if still available. For Penang side, can PM me |
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Jul 15 2022, 03:42 PM
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#6
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QUOTE(ikanbilis @ Jul 15 2022, 03:01 PM) Nope i did not miss it by a week. My eFD mature on 7/7/2022 and i tried to withdraw on the same day. Not able to. I called customer service. They said i could withdraw on 8/7. Tried again 8/7, still cannot. Called them again. They say case elevated to their technical dept. since then the technical dept still cannot solve their system problem. Huh ? OTC Upliftment is not possible for eFD? Learned something new!I did not say the bank tries to cheat, but just want to highlight that HLB bank system does have a problem regarding the eFD withdrawal. Regarding withdrawal at bank, their customer service said since it is an eFD, i cannot withdraw at bank. Else i would have gone to their branch for withdrawal. So far I only know that Online Upliftment is not allowed for OTC Placement. oldkiasu liked this post
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Jul 18 2022, 04:17 PM
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#7
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QUOTE(gchowyh @ Jul 18 2022, 03:39 PM) With all the long rantings, I almost overlooked the Am Bank 3.2% p.a. 12 months promo which started today. Fund transferred out of Ambank and make a new placement on the SAME DAY of the SAME AMOUNT via Ambank Online FBX?Upon careful consideration, I decided to terminate the 70:30 Am Bank 3.53% p.a. 12 months promo & placed for the former, no issues at all. |
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Jul 29 2022, 06:51 PM
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Aug 2 2022, 03:32 PM
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#9
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QUOTE(c64 @ Aug 2 2022, 12:24 PM) Yes, i clicked "Make Placement" then it ask me request OTP already. How can like this! Wow. Just take our money without telling us the interest rates! Absolutely Haram! Minta maaf ya, si harimau tak biasa with eFD & eFD via FBX mah, tunggu IT guy bangun titun dulu ya, ha ha ha ha |
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Aug 9 2022, 05:29 PM
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#10
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QUOTE(mamamia @ Aug 9 2022, 04:17 PM) 7-8 years ago when I open BSA with PBB, they don’t have such choices. Only with debit card or without debit card. With debit card must pay annual fee. So, ended up I just set up the online banking using temp ID n pw too.. but at least can do online txn n I don like to hold debit card since I hardly use debit card. My experience with RHB few years back, no debit card then no internet banking possible, left me with no choice then but to get the debit card and keep it in the drawer 'cos I need the internet banking. |
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Sep 5 2022, 09:38 AM
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#11
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QUOTE(Afterburner1.0 @ Sep 5 2022, 09:14 AM) Don't get their clause: The devil is in the detail 6. Eligible Clients who satisfy the following requirements will enjoy the FD / TD-i promotional rate of 4% p.a. for 6-months as per Table A (“Promotional Rate”). i) Must be a New-To-Bank Priority Banking client during the Campaign Period ii) Eligible clients must maintain a minimum AUM of RM250,000 throughout the Campaign Period iii) The Promotional Rate Offer is capped at RM200,000 in the FD / TD-i per client Min AUM must be 250K but promo rate capped at 200K, so where does the balance of rm50K go to? and what's the interest rate for the balance of 50K? |
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Sep 9 2022, 05:02 PM
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#12
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Sep 13 2022, 09:42 AM
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#13
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QUOTE(??!! @ Sep 12 2022, 11:39 PM) Invikta Acct half yearly RM10 service charge. Ohhhh ! Not activating credit card = No SST ! I closed my other CASAs and got the Invkta debit card, FOC fees The Invikta credit card was sent to me. Never activated. No SST charge My experience with Affin:- If placement below 50k per cert --> normal promo rate. eg i place 100k but break into say 30k + 30k+40K = non Invikta rate Want Invikta rate, kena do 50K+50k Previously, when I didn't join Invikta coz refuse to open Invikta acct, although AUM meets requirement, tak dapat INvikta rate also. Maybe aku face problem |
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Sep 19 2022, 07:16 PM
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#14
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Sep 19 2022, 07:31 PM
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#15
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Sep 19 2022, 09:43 PM
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#16
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QUOTE(Human Nature @ Sep 19 2022, 08:49 PM) That is a how a good FD-CASA bundle promo is done, giving unbeatable effective rate. Not after bundle, get chapalang effective rate. Ya, some bank's bundle promo campaign effective rate is worst than the pure FD promotion rate, really don't understand the logic behind such so called "special campaign" |
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Sep 20 2022, 03:27 PM
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#17
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Sep 20 2022, 03:45 PM
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#18
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QUOTE(steadypong @ Sep 19 2022, 10:34 PM) Arhhh I applied before MCO via OTC. Agreed now with online application, perhaps new customer should try it out 1st. What is PITA btw? QUOTE(nexona88 @ Sep 20 2022, 08:59 AM) QUOTE(cybpsych @ Sep 20 2022, 09:36 AM) Yes, for new account opening, the branch claimed and insisted that per MBSB SOP, first timer MUST apply for account opening ONLINE, fill up all the details (personal info., employment etc)and upload the supporting documents (NRIC snapshot, 4s selfie video etc) required for account opening before they proceed with the subsequent steps of clicking here and there (biometric verification etc). Please spare 1-1.5 hours to complete the whole process. |
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Sep 20 2022, 07:19 PM
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#19
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QUOTE(CommodoreAmiga @ Sep 20 2022, 05:54 PM) I am confused. Means must apply online savings account before go to the branch? Which type of account to apply? For MBSB Retail Term Deposit-i Booster Campaign, one need to open PWCASA-i account (ie PrimeWin Current Account-i or PrimeWin Savings Account-i. I opened PrimeWin Saving Accoount-i QUOTE(woowoo1 @ Sep 20 2022, 06:05 PM) No. Just go to branch and the bank staff will bring a tablet let you fill up online all the details and take photo from the tablet. No need to open online yourself before going to branch The branch that you went more atas with tablet available Frankly I thought the items requested are simple. I fact I have a tougher time opening acct in ambank.they ask for my income evidence or EPF.mbsb just ask for ic. However , Mbsb system is rather slow so get ready 1 to 1.5 hours to do this opening CommodoreAmiga liked this post
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Sep 21 2022, 08:57 AM
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#20
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QUOTE(guy3288 @ Sep 21 2022, 08:50 AM) so long never place FD in MBSB i forgotten Effective after cheque clearance. The bank staff told me 3 days .If give Cheque for MBSB FD, would effective date start on the day we give the cheque? or start only after cheque cleared? any one? bbgoat? guy3288 liked this post
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