Welcome Guest ( Log In | Register )

5 Pages  1 2 3 > » Bottom

Outline · [ Standard ] · Linear+

 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

views
     
voc8888
post Feb 17 2022, 04:58 PM

Getting Started
**
Junior Member
124 posts

Joined: Nov 2021
QUOTE(McMatt @ Feb 14 2022, 01:58 PM)
1 mth - 2.05%
6 mths - 2.4%
9 mths - 2.45%
12 mths - 2.5%

Still there when I checked earlier today.
*
Affin reduced its FD rate for 12 mths to 2.48%

voc8888
post Jul 13 2022, 06:21 PM

Getting Started
**
Junior Member
124 posts

Joined: Nov 2021
QUOTE(pengembara.jalan @ Jul 13 2022, 05:23 PM)
Anyone facing such situations before?

Placed AMB FD otc in a city. Then due to some matter, have to live in another city and unable to return to original branch for fd withdrawal for the time being. Possible to bring the FD cert to other AMB branch for withdrawal/renewal?
*
You may perform your FD upliftment at any AMB branh
voc8888
post Jul 13 2022, 06:45 PM

Getting Started
**
Junior Member
124 posts

Joined: Nov 2021
QUOTE(bbgoat @ Jul 6 2022, 08:28 PM)
Asked AmBank ABM, CASA need to have RM10k. But no tie up, can release later.
*
10K CASA is not earmarked and tied-up but was advice by teller to keep for a day and move out only on the second day.


Anyone here move out the 10K on the same day immediately after placement?
voc8888
post Jul 14 2022, 05:30 PM

Getting Started
**
Junior Member
124 posts

Joined: Nov 2021
QUOTE(oldkiasu @ Jul 14 2022, 04:46 PM)
Telephoned MAYBANK contact centre 1300 88 6688 today Thursday 14 July 2022.
No FD promo.
*
Maybank hardly offer any FD promo these years
voc8888
post Jul 14 2022, 05:34 PM

Getting Started
**
Junior Member
124 posts

Joined: Nov 2021
QUOTE(bbgoat @ Jul 14 2022, 05:26 PM)
Not sure if this was discussed here before. Citibank has been offering for new Citigold customer, min RM400k can get 3.55% FD 12 mth with mthly interest.

Introducer can get rewards. Please check with CB if still available. For Penang side, can PM me  tongue.gif , just joking. biggrin.gif
*
I heard the Q&A interview and screening session justifying the account opening needs is painful mad.gif ranting.gif vmad.gif wub.gif
voc8888
post Jul 15 2022, 03:42 PM

Getting Started
**
Junior Member
124 posts

Joined: Nov 2021
QUOTE(ikanbilis @ Jul 15 2022, 03:01 PM)
Nope i did not miss it by a week. My eFD mature on 7/7/2022 and i tried to withdraw on the same day. Not able to. I called customer service. They said i could withdraw on 8/7. Tried again 8/7, still cannot. Called them again. They say case elevated to their technical dept. since then the technical dept still cannot solve their system problem.

I did  not say the bank tries to cheat, but just want to highlight that HLB bank system does have a problem regarding the eFD withdrawal.

Regarding withdrawal at bank, their customer service said since it is an eFD, i cannot withdraw at bank. Else i would have gone to their branch for withdrawal.
*
Huh ? OTC Upliftment is not possible for eFD? Learned something new!

So far I only know that Online Upliftment is not allowed for OTC Placement.
voc8888
post Jul 18 2022, 04:17 PM

Getting Started
**
Junior Member
124 posts

Joined: Nov 2021
QUOTE(gchowyh @ Jul 18 2022, 03:39 PM)
With all the long rantings, I almost overlooked the Am Bank 3.2% p.a. 12 months promo which started today.

Upon careful consideration, I decided to terminate the 70:30  Am Bank 3.53% p.a. 12 months promo & placed for the former, no issues at all.
*
Fund transferred out of Ambank and make a new placement on the SAME DAY of the SAME AMOUNT via Ambank Online FBX?
voc8888
post Jul 29 2022, 06:51 PM

Getting Started
**
Junior Member
124 posts

Joined: Nov 2021
QUOTE(download88 @ Jul 29 2022, 06:19 PM)
maybank m2u,mae, otc


FRESH FUND
(FPX/OTC)
6 Months 2.80% p.a.
12 Months 3.00% p.a.

NON-FRESH FUND
(Online/OTC)
6 Months  2.75% p.a.
12 Months  2.95% p.a.

min placement 10k
max 15mil

user posted image
*
It is a good sign to find out that the tiger is starting to feel hungry too rclxms.gif
voc8888
post Aug 2 2022, 03:32 PM

Getting Started
**
Junior Member
124 posts

Joined: Nov 2021
QUOTE(c64 @ Aug 2 2022, 12:24 PM)
Yes, i clicked "Make Placement" then it ask me request OTP already. How can like this! Wow. Just take our money without telling us the interest rates! Absolutely Haram! ranting.gif
*
Minta maaf ya, si harimau tak biasa with eFD & eFD via FBX mah, tunggu IT guy bangun titun dulu ya, ha ha ha ha icon_idea.gif
voc8888
post Aug 9 2022, 05:29 PM

Getting Started
**
Junior Member
124 posts

Joined: Nov 2021
QUOTE(mamamia @ Aug 9 2022, 04:17 PM)
7-8 years ago when I open BSA with PBB, they don’t have such choices. Only with debit card or without debit card. With debit card must pay annual fee. So, ended up I just set up the online banking using temp ID n pw too.. but at least can do online txn n I don like to hold debit card since I hardly use debit card.
*
My experience with RHB few years back, no debit card then no internet banking possible, left me with no choice then but to get the debit card and keep it in the drawer 'cos I need the internet banking. dry.gif
voc8888
post Sep 5 2022, 09:38 AM

Getting Started
**
Junior Member
124 posts

Joined: Nov 2021
QUOTE(Afterburner1.0 @ Sep 5 2022, 09:14 AM)
Don't get their clause:

6. Eligible Clients who satisfy the following requirements will enjoy the FD / TD-i promotional
rate of 4% p.a. for 6-months as per Table A (“Promotional Rate”).
i) Must be a New-To-Bank Priority Banking client during the Campaign Period
ii) Eligible clients must maintain a minimum AUM of RM250,000 throughout the Campaign
Period
iii) The Promotional Rate Offer is capped at RM200,000 in the FD / TD-i per client

Min AUM must be 250K but promo rate capped at 200K, so where does the balance of rm50K go to? and what's the interest rate for the balance of 50K?
*
The devil is in the detail brows.gif
voc8888
post Sep 9 2022, 05:02 PM

Getting Started
**
Junior Member
124 posts

Joined: Nov 2021
QUOTE(CommodoreAmiga @ Sep 9 2022, 02:58 PM)
Hmm..so i can go OTC and try my luck? hmm.gif
*
Please share the results of your attempt ya icon_rolleyes.gif
voc8888
post Sep 13 2022, 09:42 AM

Getting Started
**
Junior Member
124 posts

Joined: Nov 2021
QUOTE(??!! @ Sep 12 2022, 11:39 PM)
Invikta Acct half yearly RM10 service charge.
I closed my other CASAs  and got the Invkta debit card, FOC fees  smile.gif
The Invikta credit card was sent to me. Never activated. No SST charge
My experience with Affin:-

If placement below 50k per cert --> normal promo rate. eg i place 100k but break into say 30k + 30k+40K = non Invikta rate
Want Invikta rate, kena do 50K+50k

Previously, when I didn't join Invikta coz refuse to open Invikta acct, although AUM meets requirement, tak dapat INvikta rate also.

Maybe aku face problem
*
Ohhhh ! Not activating credit card = No SST ! thumbsup.gif thumbup.gif rclxms.gif Hope this does affect credit score like what is happening in oversea.

voc8888
post Sep 19 2022, 07:16 PM

Getting Started
**
Junior Member
124 posts

Joined: Nov 2021
QUOTE(gamenoob @ Sep 19 2022, 05:14 PM)
I just called them this morning. Not sure starting date  but its on now. Going there tomorrow.
*
Update us here ya, if true, then I might uplift FD placed with Ambank this morning to move to MBSB then.
voc8888
post Sep 19 2022, 07:31 PM

Getting Started
**
Junior Member
124 posts

Joined: Nov 2021
QUOTE(gamenoob @ Sep 19 2022, 04:47 PM)
MBSB FD now have 3.65% pure FD 12 months

If bundle FD and SA  effective % is 3,9% (FD like 5%+...)
*
I guess u r referring to this

user posted image

user posted image
voc8888
post Sep 19 2022, 09:43 PM

Getting Started
**
Junior Member
124 posts

Joined: Nov 2021
QUOTE(Human Nature @ Sep 19 2022, 08:49 PM)
That is a how a good FD-CASA bundle promo is done, giving unbeatable effective rate. Not after bundle, get chapalang effective rate.
*
Ya, some bank's bundle promo campaign effective rate is worst than the pure FD promotion rate, really don't understand the logic behind such so called "special campaign"
voc8888
post Sep 20 2022, 03:27 PM

Getting Started
**
Junior Member
124 posts

Joined: Nov 2021
QUOTE(Afterburner1.0 @ Sep 20 2022, 11:44 AM)
more importantly the staff aware or not? some may look blur.... n u will need to educate them on the spot.... LOL its like ur the banker alredi.
*
Yes, strange that front desk staffs are not brief on new product launching.
voc8888
post Sep 20 2022, 03:45 PM

Getting Started
**
Junior Member
124 posts

Joined: Nov 2021
QUOTE(steadypong @ Sep 19 2022, 10:34 PM)
Arhhh I applied before MCO via OTC. Agreed now with online application, perhaps new customer should try it out 1st. What is PITA btw?
*
QUOTE(nexona88 @ Sep 20 2022, 08:59 AM)

Oh forgotten...
Waiting time & to complete whole process all take time...
Min 1 hours....
*
QUOTE(cybpsych @ Sep 20 2022, 09:36 AM)
still need to visit OTC for final step: biometric verification
*
Yes, for new account opening, the branch claimed and insisted that per MBSB SOP, first timer MUST apply for account opening ONLINE, fill up all the details (personal info., employment etc)and upload the supporting documents (NRIC snapshot, 4s selfie video etc) required for account opening before they proceed with the subsequent steps of clicking here and there (biometric verification etc). Please spare 1-1.5 hours to complete the whole process.
voc8888
post Sep 20 2022, 07:19 PM

Getting Started
**
Junior Member
124 posts

Joined: Nov 2021
QUOTE(CommodoreAmiga @ Sep 20 2022, 05:54 PM)
I am confused. Means must apply online savings account before go to the branch? Which type of account to apply?
*
For MBSB Retail Term Deposit-i Booster Campaign, one need to open PWCASA-i account (ie PrimeWin Current Account-i or PrimeWin Savings Account-i. I opened PrimeWin Saving Accoount-i


QUOTE(woowoo1 @ Sep 20 2022, 06:05 PM)
No. Just go to branch and the bank staff will bring a tablet let you fill up online all the details and take photo from the tablet. No need to open online yourself before going to branch

Frankly I thought the items requested are simple. I fact I have a tougher time opening acct in ambank.they ask for my income evidence or EPF.mbsb just ask for ic. However , Mbsb system is rather slow so get ready 1 to 1.5 hours to do this opening
*
The branch that you went more atas with tablet available rclxms.gif . I'm not that lucky, the branch that I went has got no common desktop or tablet available, suggesting me to balik apply then datang balik. mad.gif I ended up sitting at the guest sofa, filling up the online application details using my own little handphone cry.gif
voc8888
post Sep 21 2022, 08:57 AM

Getting Started
**
Junior Member
124 posts

Joined: Nov 2021
QUOTE(guy3288 @ Sep 21 2022, 08:50 AM)
so long never  place FD in MBSB  i forgotten
If give Cheque  for MBSB FD,
would effective date start on the day we give the cheque?
or  start only after cheque cleared?
any one?
bbgoat?
*
Effective after cheque clearance. The bank staff told me 3 days .

5 Pages  1 2 3 > » Top
 

Change to:
| Lo-Fi Version
0.0699sec    0.70    7 queries    GZIP Disabled
Time is now: 10th December 2025 - 12:48 AM