I would do 70-20-10

Don't get their clause:

6. Eligible Clients who satisfy the following requirements will enjoy the FD / TD-i promotional
rate of 4% p.a. for 6-months as per Table A (“Promotional Rate”).
i) Must be a New-To-Bank Priority Banking client during the Campaign Period
ii) Eligible clients must maintain a minimum AUM of RM250,000 throughout the Campaign
Period
iii) The Promotional Rate Offer is capped at RM200,000 in the FD / TD-i per client

Min AUM must be 250K but promo rate capped at 200K, so where does the balance of rm50K go to? and what's the interest rate for the balance of 50K?

need advise from fd sifu, i place fd on 7/9 at public bank for 18 month @3.3%, now notice the fd rate keep increase espicially from bk islam @4.4% .So it is worth if i widthdrow from public bk, which i will loss almost 2 month interest and put in bk islam for the same tenure or should i put for short term (3 month@4% ) at muamalat since the rate is anticipate to increase further?

Just did mine at Ambank Gelugor. Was told 7.45% only apply for 500k and above placement, not sure scam me or not.
Only managed to get 7.25% bundle with monthly interest into TrueSaver

This is my calculation for  the Ambank FD bundle with True savers SA for 300K. Bonus for montly deposit and card usage only.

For <200k, eff rate is 4.875%
For 250k, eff rate is 4.700%
For 300k, eff rate is 4.583%

It's unpublished. but the branch staff have the rates

You will still get 7.25% for any amount of FD. But because the FD has to be bundled with Truesavers account, if your total deposit is 300k, the last 100k will earn you 7.25%x 50k + 0.75% x 50k = 4.00% effective rate on the last 100k.

Anyone successful request Public bank red carpet Elte customer to request OTC FD for monthly interest and higher FD amount?

What are the requirements for each request?

My mum tried but being rejected.

not wrong. diff RM might have diff understandings. so it's good to have some idea first so that u can nego or blast the RM.

SHuld be  > 300K can already

oh, ok then.
is it elite = private banking ar?
Or still not classified as private.

Not sure but don't think so.
Banks do not always update on website. Note start Jan 7.

From Affin contact in WhatsApp

A few precautions:
1. Your Bank phone don't go surf dodgy sites or use Facebook (my sister's phone just got hacked because she download some stuff from FB...supposely it's a menu, but actually a malware. They don't ask you to download app anymore. JUST DON'T USE FB TIKTOK or whatever crap socmed).
2. Do not use same id and password for bank accounts, all use different id and passwords.
3. Don't download any apps more than what's required. Don't play shit mobile games on it. Don't watch porn on it.
4. Install good paid internet security like BitDefender on your phone.
5. Have a dedicated dumb Nokia phone for your OTP SMS from banks. So even malware hack your main phone, they can't get the SMS as it's sent elsewhere.
6. Your main phone make sure has security software update and support. When the software support EOL, then change new phone with at least 4 years of security updates or more(which is what i did recently).

Of course it's not 100% foolproof, nothing is, but surely it makes everything just more secured and more difficult for bad actor.

I don't really bother about limits nowadays.

My Nokia 110....

Not really. I have just changed phone.

Maybank, RHB, Islamic Bank all need ATM to activate new device. HLB is crazy, although don't need ATM to activate, send SMS multiple times, then send email with PDF, then use code in PDF, then send SMS again.

CIMB is very unsecured, can straight login to new phone to remove your registered device. WTF.