You are Definitely Wrong

Your post makes old boomers like me feel so old.

We are still young at heart, though

The waiting time in Affin Bank is indeed much longer as compared with other banks. Not sure what others think, but I think the staffs there are much friendlier la.

I guess it’s a trade off between waiting time and friendly service? Hahah

Was anyone able to place the HLB Step-up FD ? I am not able to find it on their site.

Latest rate from Affin effective today.

No need Fresh Fund. Invikta 2.45% 12 months or above, normal 2.40%

Seems like rather low.

CIMB FD is lower, but their TIA is 2.55%. Citibank still 2.5%.

Just to add on, depending on the amount you put in, possible to request CIMB and Citibank to give you higher rate. I just got higher rate from both banks. 0.05% higher.

This post has been edited by joeblow: Sep 10 2021, 07:16 PM

wow 0.5% higher. must be a lot of money.

CB wise, they seldom has high FD promo, I have an acct there. Occasionally for pure FD, they may offer high FD for high amts like 500k, but will be like compatible to highest FD offer at that period of time.

Did u mean u got from 2.5% to 3.0% from CB for pure FD ? Or it is from 2.0% to 2.5% ? Not bundled with UT ? Also for 1 year or more FD ?

This post has been edited by bbgoat: Sep 10 2021, 06:44 PM

I think you mean 0.05% higher?

OPR is maintained but Affin reduces its rate from 2.50% to 2.40%

This post has been edited by Human Nature: Sep 10 2021, 06:55 PM

Hahaha. Paiseh. I mean 0.05%. Getting old lah. 2.55%. CIMB also 0.05% more but their FD rate too low to begin with.

Haha you see so many eagles already about to move their fund to CIMB if 0.5% higher

Hahaha my apologies for the mistake. CIMB FD is rather low actually, less than 2.4% even. Only their TIA is higher at 2.55% but TIA has a chance of not giving you the full interest rate promised. Though I put TIA before and they gave me full rate.

It seems Bank M gives highest so far but need to go make new account and hardly any bank M around my area. I will put in Citibank 2.55%...

100% WRONG

What’s Citibank’s promo? For Citigold / priority only or applies to normal Citi banking customer too? Any min. amount required?

So far, most staff in bank are friendly...just some inefficient....CIMB even managed to open the wrong type of account for me. Really KNS.

I did suspect he got the decimal point wrong, but was paiseh to point out !

0.5% is REALLY WILD figure ! Many would rush to the banks for the extra !!!


CB seldom has FD promo. Can talk to the branch whether or not u are Citigold/priority customer. Last time I asked, min 500k, but u can always try.

Aiya, now not sure what is going to happen to CB..................

Seeking advise. FD rates now so low but still want something super secure. What would you people suggest? Some sort of fixed income product? Which one?

RHB
2.4% 6months
2.4% 9months

RHB
2.4% 6months
2.4% 9months

can do e-fd or just only for OTC ?

This post has been edited by themanf2003: Sep 13 2021, 11:30 AM

can do e-fd, not sure about otc