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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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a.lifehacks
post Mar 1 2018, 12:57 PM

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PB Special FD/TD-i [from 1 February to 30 April 2018.] Retrieved from PBB Special FD/TD-i
ENG TnC
BM TnC

Min. Fresh Fund
Individual: RM10,000 per FD receipt
Non-Individual: RM50,000 per FD receipt
6-months - 4.00%pa
12-months - 4.20%pa

Interest will be credited monthly to CASA.

a.lifehacks
post Mar 5 2018, 09:44 PM

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QUOTE(henrylee02 @ Mar 5 2018, 07:34 PM)
Is there any Public Bank FD Promo is running in this march?
*
Yes, there is one.

Fresh Fund Min. RM10k
6 months tenure at 4.08%pa
12 months tenure at 4.28%pa

Promo period: from 1 February 2018 to 30 April 2018

Eng TnC

BM TnC

This post has been edited by a.lifehacks: Mar 5 2018, 09:45 PM
a.lifehacks
post Mar 7 2018, 06:28 PM

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QUOTE(IamNOT @ Mar 7 2018, 08:44 AM)
How do I place this? Need to do OTC? Online Plus FD seems like no promo rate.
*
This is Over The Counter FD promo, kindly take note that nomination of designated CASA for monthly crediting of FD interest is required upon placement of FD.

Do also take note that no interest will be enjoyed should there be any pre-mature withdrawal (not even after grace period 3 months of FD placement).

a.lifehacks
post Mar 27 2018, 09:21 AM

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RHB Banks promo (promo period til: 30 June 2018)
15 months: 4.38%pa
10 months: 4.25%pa

Min: 10k

https://www.rhbgroup.com/438/index.html?gcl...ASAAEgISUvD_BwE

TnC: https://www.rhbgroup.com/438/files/Terms_an...and_15_mths.pdf

This post has been edited by a.lifehacks: Mar 27 2018, 09:23 AM
a.lifehacks
post Apr 4 2018, 05:39 PM

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QUOTE(pwlow @ Apr 4 2018, 02:25 PM)
any online eFD at high rate ? HLB no more ......
*
Maybank Women Day's iFD Promo with min fresh fund RM10k Maybank Women's Day iFD Promo 4.05%pa TnC-ConventionalTnC-Islamic



a.lifehacks
post Apr 16 2018, 05:46 PM

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QUOTE(dark.knight @ Apr 16 2018, 11:58 AM)
Hi guys, if I have 30K lying around in my conventional savings account, which I might need to use in 2 or 3 months time, what's the best thing I can do with the money than to just let it sit there? Thanks!
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Consider to open a OCBC Booster Saving Account, RM30,000 balance will earn you 3.25%pa interest rate, plus your get to Enjoy no lock-in period on your funds with MEPS fee waiver for the first 2 withdrawals every month.

https://www.ocbc.com.my/personal-banking/Ac...ster/index.html
a.lifehacks
post Apr 24 2018, 02:19 PM

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QUOTE(khuanoz @ Apr 23 2018, 03:36 PM)
Anyone can recommend a daily rest interest and credit account besides fundsupermart cash management fund that has high liquidity and higher interest rate than conventional savings account? Thanks
*
Consider to open a OCBC Booster Saving Account, RM30,000 balance will earn you 3.25%pa interest rate, plus your get to Enjoy no lock-in period on your funds with MEPS fee waiver for the first 2 withdrawals every month.

https://www.ocbc.com.my/personal-banking/Ac...ster/index.html

This post has been edited by a.lifehacks: Apr 24 2018, 02:21 PM
a.lifehacks
post Apr 25 2018, 12:54 PM

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QUOTE(frozz@holic @ Apr 25 2018, 09:44 AM)
am wondering how this works now, care to explain pal ?

currently have an acc with RHB saving step up interest but up to 2.75% only with stupid conditions so planning to "jump ship"
*
For saving balances of:-
< 30k i.e 29,999 and below (you get base rate: 0.25%pa)
if you have 30k balances (you earn 3.25%pa on all total 30k)

For the Wealth Bonus 1.20%pa"-
-you need to make min investment as per appendix stated in the link below:
https://www.ocbc.com.my/personal-banking/Ac...ter_Account.pdf
-However, do take note that this is OPTIONAL (meaning you dont have to do so if you do not intend to earn the wealth bonus of 1.20%pa, you can just do the saving of 30k and earn 3.25%pa)

For further details, kindly refer to this link: https://www.ocbc.com.my/personal-banking/Ac...ster/index.html
a.lifehacks
post Feb 21 2019, 12:44 PM

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QUOTE(syhuang @ Feb 21 2019, 11:49 AM)
any bank got 3m fd promo?
*
Hong Leong Bank 4.5%pa 3 months tenure for Astro Subscriber

https://www.hlb.com.my/en/personal-banking/...-fd-bundle.html

TnC refer pdf


Attached File(s)
Attached File  hlb_cny_astro_3_month_fd_bundle_tnc_en.pdf ( 245.41k ) Number of downloads: 30
a.lifehacks
post Mar 6 2019, 04:52 PM

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QUOTE(hammerjit @ Mar 5 2019, 10:43 AM)
Update 5 Mar 2019

OCBC
4.20% 12-mth FD/i Min RM10K . End date 31/3/2019
4.00% 6-mth FD/-i Min RM10K . End date 31/3/2019
4.30% 12-mths for additional fresh fund RM30K topup to exisitng funds in OCBC. (@kmarc)

Bank Islam
Go 7
4.65% 24-mth. Min RM 50k. End date 30 June 2019 (@enriquelee). 2 options available, profit credited every 3mths or profit rollover every 3 months (@neil888)
Tawarruq
4.20% 3 mths. Min RM 5K. End date 30 June 2019 (@Wong Kit yew) -- New added
4.40% 6 mths. Min RM 5K. End date 30 June 2019 (@Wong Kit yew) -- New added

RHB
4.38% 12-mth. Min RM10k. OTC. End date 18/3/2019 (@enriquelee)

HLB
4.50% 3-mth tenure for Astro Subscriber (@a.lifehacks)
4.20% 6-mths eFD/-i. Min RM10K. End date 30 Apr 2019 (@cybpsych)

MBSB
4.48% 12-mth. Min RM28,888. End date 31/5/2019 (@dudester)
4.18% 6-mth. Min RM18,888. End date 31/5/2019 (@dudester)
4.08% 3-mth. Min RM8.888. End date 31/5/2019 (@dudester)
4.55% 24-mth. Min RM100K. Monthly interest. Must open current/SA account for new customer. (@hammerjit)

Affin Bank
4.05% 12-mth
4.25% 15to60-mth (@Wong Kit yew)
4.49% 18-mth (20k to 200k). Islamic. Every 6months interest deposit. For 5k or 10k required for CASA will get 4.55% (@Gary1981)

Ambank
4.28% 8-mths (@jack2)
4.25% 12-mth Conventional.
4.30% 12-mth Islamic (@boomchacha)

UOB
4.2% 12-mths. Min RM10K. Monthly interest. End date 31/3/2019 (@boomchacha)
4.15% 7-mths. Min RM10K. Monthly interest. End date 31/3/2019 (@boomchacha)
4.00% 4-mths. Min RM10K. Monthly interest. End date 31/3/2019 (@boomchacha)
If you do not want monthly interest or if you do not want to open a saving account, then ask for Islamic FD

Alliance Bank
4.20% 3-mth. Min RM 10K (@cybpsych)

CIMB Bank
4.20% 12-mths (@syhuang)

Bank Rakyat
4.60% 60-mth. Min RM5k. Monthly interest (@Wong Kit yew)
** Guys - Just update this info as and when you have new findings for now I have removed those promo which have ended.
*
4.28%pa, Tenure: 6-mth, Min: RM10,000, Max: fresh fund RM100,000, For new/existing HSBC Advance Customers Only

Promo Period: from 10 January 2019 until 31 December 2019

https://sp.hsbc.com.my/tmd-adv



user posted image

Attached File  HBMY_HSBC_Advance_TMD_TD_i_Promotion_2019__final_clean__plus_capping.pdf ( 401.64k ) Number of downloads: 24


This post has been edited by a.lifehacks: Mar 6 2019, 04:53 PM
a.lifehacks
post Feb 3 2020, 12:29 AM

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Alliance Bank FD Promo for Astro Subscription Customer

Campaign Period: from 23 January 2020 to 31 March 2020 [both dates inclusive]

(10% of the FD placement amount to be earmarked in CASA)

3.95%pa for 3-Months, Minimum Placement: RM10k, Maximum Placement: RM50k [FD effective rate: From 3.59%pa to 3.91%pa]

3.90%pa for 6-Months, Minimum Placement: RM10k, Maximum Placement: RM50k [FD effective rate: From 3.55%pa to 3.86%pa]


https://www.alliancebank.com.my/promotions/...-customers.aspx

TnC: refer attached file

This post has been edited by a.lifehacks: Feb 3 2020, 12:33 AM


Attached File(s)
Attached File  Alliance_Bank_FD_CASA_campaign_for_ASTRO_Monthly_Subscribers_TnC.pdf ( 232.88k ) Number of downloads: 23
a.lifehacks
post Feb 3 2020, 01:05 PM

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OCBC (Conventional Branch)
Branch Location: Jalan Stesen, Klang

Promo Rate: 3.40%pa, 6-Months
Minimum Placement: RM10k

a.lifehacks
post Mar 3 2020, 03:43 PM

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QUOTE(GrumpyNooby @ Mar 3 2020, 03:08 PM)
Wow, you're just few seconds ahead of me!
I was reading from The Edge.
*
offical statement: https://www.bnm.gov.my/index.php?ch=en_pres...ac=5007&lang=en

Monetary Policy Statement

At its meeting today, the Monetary Policy Committee (MPC) of Bank Negara Malaysia decided to reduce the Overnight Policy Rate (OPR) by 25 basis points to 2.50 percent. The ceiling and floor rates of the corridor of the OPR are correspondingly reduced to 2.75 percent and 2.25 percent, respectively.

Global economic conditions have weakened in the recent period. The ongoing COVID-19 outbreak has disrupted production and travel activity, especially within the region. This has also led to greater risk aversion, resulting in tighter financial conditions and a resurgence in financial market volatility. Downside risks to the global growth outlook have increased, particularly in the near term. However, a number of countries have implemented policy responses. With further anticipated policy measures, these actions are expected to mitigate the economic impact of COVID-19.

The Malaysian economy grew at a moderate pace of 4.3% in 2019. Looking ahead, growth, particularly in the first quarter, will be affected by the COVID-19 outbreak primarily in the tourism-related and manufacturing sectors. The weakness in the agriculture sector is also likely to persist in the first quarter. For 2020, private and public sector activities will be supportive of growth. Household spending is expected to grow at a slower pace amid moderate employment and income growth. Investment activity is projected to record a modest recovery, underpinned by ongoing and new projects, both in the public and private sectors. The 2020 economic stimulus package will also provide some support to economic activity. Although domestic growth is expected to gradually improve in the second half of the year, there are key downside risks, mainly stemming from the evolving nature and prolonged impact of the COVID-19 outbreak, and continued weakness in commodity-related sectors.

In 2020, headline inflation is expected to average higher but remain modest. The trajectory of headline inflation will be dependent on global oil and commodity price developments and the timing of the lifting of the domestic retail fuel price ceilings. Underlying inflation is expected to be more moderate, amid limited demand pressures despite the continued expansion in economic activity.

The reduction in the OPR is intended to provide a more accommodative monetary environment to support the projected improvement in economic growth amid price stability. The MPC will continue to monitor and assess the balance of risks surrounding the outlook for domestic growth and inflation.

Bank Negara Malaysia
03 Mar 2020
a.lifehacks
post Mar 13 2020, 03:51 PM

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QUOTE(kethon27 @ Mar 13 2020, 03:05 PM)
Highest I saw 3.6% for 6months by RHB. Min 10K fresh fund. No CASA or other product bundle BS..
*
This promotion is no longer valid. It is not visible in RHB Online Banking site anymore since 10 March 2020 (Tuesday).
a.lifehacks
post Mar 13 2020, 03:57 PM

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FD Promotion at UOB Bank Klang Branch [Selangor] (as at 13/03/2020)

For UOB Bank Existing Customer

Conventional FD (Minimum RM10,000)

7 months placement at 3.2%pa

9 months placement 3.28%pa


For New-To-Bank Customer

12-months 3.79%pa (Minimum Deposit Amount is not known, please kindly call 03-3361 2000 UOB Klang Branch Number for confirmation)
a.lifehacks
post Mar 27 2020, 03:29 PM

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Maybank Islamic eFD

https://www.maybank2u.com.my/maybank2u/mala...ayhome0320.page

Min 5k fresh fund (for new & existing individual / joint account depositors)
3.05% p.a. for 6 months tenure
2.87% p.a. for 2 months tenure

Min RM10k fresh fund (for new & existing Business customers Small Medium Enterprise Business Banking, sole proprietor customers).
a.lifehacks
post May 12 2020, 01:25 AM

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QUOTE(sunnie11 @ May 11 2020, 06:04 PM)
what's the difference beteen conventional and islamic. Thinking wanna place 2.65% that one. Now the highest eFD is Pbb3.08% and Hlb2.65%?
*
Public Bank eFD dropped to 2.58%pa wef 12/5, promo ends on 31/5.

user posted image
a.lifehacks
post May 19 2020, 11:42 AM

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QUOTE(buddy @ May 19 2020, 11:07 AM)
can i open online account with alliance or rhb without physically visiting the bank?
*
I think rhb bank allows account opening via onlin for their Smart Account, they’ll post debit card to your doorstep.

https://www.googleadservices.com/pagead/acl...BaMQ0Qx6BAgOEAE



For Alliance Bank, you can submit account opening form, but you’ll still need to visit branch to do ID verification.
a.lifehacks
post May 19 2020, 09:47 PM

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QUOTE(!@#$%^ @ May 19 2020, 03:37 PM)
how?
*
Click the link below,

https://www.alliancebank.com.my/banking/per...us-account.aspx

Select “Apply Now”,

Enter your personal details and most importantly,
Choose your “Preferred Branch”,

You’ll get an SMS sent to your mobile no (which you have entered in the online application form).

Print out / screenshot the submission confirmation & the SMS you received.

Walk to your preferred branch, grab a queue number for account opening- For ID verification.
a.lifehacks
post May 20 2020, 12:34 AM

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QUOTE(GrumpyNooby @ May 19 2020, 09:49 PM)
The link is to open "Alliance SavePlus Account".
Does it applicable to opening a BSA?
*
I don’t think one can open Basic Saving Account using the same link. It’s only meant for SavePlus Account.

You’ll need to contact the call centre for clarification.

Sorry.

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